McAllen-Edinburg-Mission, TX: 2-bedroom payment standards across 30 ZIP codes
HUD's FY2026 Small Area Fair Market Rents for McAllen-Edinburg-Mission, TX MSA range from $970 to $1,320 for a 2-bedroom. The 90th-percentile ZIP code runs 1.19× the 10th — a gap of $181 a month — which ranks 223th widest of the 247 HUD metro areas we compare.
median 2-bedroom SAFMR across the area's 30 ZIP codes. Where a housing authority sets a single metro-wide standard, it could reach $1,111 at 110%.
monthly gap between the 90th- and 10th-percentile ZIP code ($970 to $1,151).
of the area's ZIP codes (6 of 30) sit above $1,111 — 110% of the area median.
Highest-rent ZIP codes in McAllen-Edinburg-Mission, TX
Every ZIP code, ranked
The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median — where a housing authority sets a single area-wide standard, those sit above the highest ceiling basic policy reaches.
| # | ZIP code | 2 BR SAFMR ▾ | Payment standard (90–110%) | vs area median |
|---|---|---|---|---|
| 1 | 78504 | $1,320 | $1,188–$1,452 | above 110% |
| 2 | 78503 | $1,240 | $1,116–$1,364 | above 110% |
| 3 | 78501 | $1,160 | $1,044–$1,276 | above 110% |
| 4 | 78539 | $1,150 | $1,035–$1,265 | above 110% |
| 5 | 78559 | $1,150 | $1,035–$1,265 | above 110% |
| 6 | 78577 | $1,130 | $1,017–$1,243 | above 110% |
| 7 | 78599 | $1,080 | $972–$1,188 | 107% |
| 8 | 78596 | $1,070 | $963–$1,177 | 106% |
| 9 | 78502 | $1,060 | $954–$1,166 | 105% |
| 10 | 78505 | $1,060 | $954–$1,166 | 105% |
| 11 | 78541 | $1,050 | $945–$1,155 | 104% |
| 12 | 78572 | $1,050 | $945–$1,155 | 104% |
| 13 | 78589 | $1,050 | $945–$1,155 | 104% |
| 14 | 78579 | $1,040 | $936–$1,144 | 103% |
| 15 | 78540 | $1,010 | $909–$1,111 | 100% |
| 16 | 78542 | $1,010 | $909–$1,111 | 100% |
| 17 | 78549 | $1,000 | $900–$1,100 | 99% |
| 18 | 78573 | $1,000 | $900–$1,100 | 99% |
| 19 | 78557 | $980 | $882–$1,078 | 97% |
| 20 | 78558 | $980 | $882–$1,078 | 97% |
| 21 | 78562 | $980 | $882–$1,078 | 97% |
| 22 | 78516 | $970 | $873–$1,067 | 96% |
| 23 | 78537 | $970 | $873–$1,067 | 96% |
| 24 | 78538 | $970 | $873–$1,067 | 96% |
| 25 | 78543 | $970 | $873–$1,067 | 96% |
| 26 | 78560 | $970 | $873–$1,067 | 96% |
| 27 | 78565 | $970 | $873–$1,067 | 96% |
| 28 | 78570 | $970 | $873–$1,067 | 96% |
| 29 | 78574 | $970 | $873–$1,067 | 96% |
| 30 | 78576 | $970 | $873–$1,067 | 96% |
How McAllen-Edinburg-Mission, TX compares
Its internal spread of 1.19× (p90 ÷ p10) ranks 223 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.10×. Note that this area's 90th or 10th percentile lands exactly on its highest or lowest ZIP code, so a single ZIP is carrying the p90/p10 figure — the p75/p25 measure is the better read here. See the full ranking and how it was measured →
A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.