ZIP 78504 Section 8 rent & Fair Market Rent (FY2026)
ZIP-level Small Area Fair Market Rent and Section 8 voucher payment standards for 78504 — McAllen-Edinburg-Mission, TX MSA.
| Unit size | Small Area FMR | Payment standard (90–110%) |
|---|---|---|
| Studio | $1,050 | $945–$1,155 |
| 1 BR | $1,050 | $945–$1,155 |
| 2 BR | $1,320 | $1,188–$1,452 |
| 3 BR | $1,710 | $1,539–$1,881 |
| 4 BR | $1,900 | $1,710–$2,090 |
Source: HUD FY2026 Small Area FMRs. Payment standard = 90–110% of SAFMR (HUD-published band); your PHA sets the exact standard.
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What this means
A Housing Choice Voucher in ZIP 78504 is capped at the housing authority's payment standard, generally 90–110% of the Small Area FMR shown above. The tenant typically pays about 30% of adjusted monthly income toward rent and utilities; the voucher covers the rest up to the standard, and the unit must pass an inspection and rent-reasonableness review.
ZIP 78504 is in Hidalgo County, TX — see the county-wide Fair Market Rent, or all Texas rents.
Rents inside McAllen-Edinburg-Mission, TX vary by ZIP code: this one ranks 1 of 30 on 2-bedroom SAFMR, in an area spanning $970 to $1,320. See every ZIP code in McAllen-Edinburg-Mission, TX ranked →
Other ZIP codes in McAllen-Edinburg-Mission, TX MSA
Frequently asked questions
- What is the Section 8 payment standard for ZIP 78504?
- In ZIP 78504 (McAllen-Edinburg-Mission, TX MSA), the FY2026 HUD Small Area Fair Market Rent for a 2-bedroom is $1,320, and the voucher payment standard typically falls between $1,188 and $1,452 (90–110% of SAFMR). Your local PHA sets the exact figure.
- Why is the rent different from nearby ZIP codes?
- This area uses Small Area Fair Market Rents (SAFMRs), which HUD calculates per ZIP code so that vouchers reflect neighborhood-level rents rather than one metro-wide average.