Jersey City, NJ: 2-bedroom payment standards across 21 ZIP codes
HUD's FY2026 Small Area Fair Market Rents for Jersey City, NJ HUD Metro FMR Area range from $2,240 to $4,140 for a 2-bedroom. The 90th-percentile ZIP code runs 1.74× the 10th — a gap of $1,760 a month — which ranks 3rd widest of the 247 HUD metro areas we compare.
median 2-bedroom SAFMR across the area's 21 ZIP codes. Each ZIP code carries its own standard here; your PHA sets a figure within 90–110% of that ZIP's SAFMR.
monthly gap between the 90th- and 10th-percentile ZIP code ($2,380 to $4,140).
of the area's ZIP codes (6 of 21) sit above $3,036 — 110% of the area median. Because ZIP-level standards are required here, that is a measure of the area's rent spread, not of ZIP codes left behind by a ceiling.
Highest-rent ZIP codes in Jersey City, NJ
Every ZIP code, ranked
The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median, which here simply marks the top of the area's rent range — ZIP-level standards are required in this area, so no ZIP is capped by an area-wide figure.
| # | ZIP code | 2 BR SAFMR ▾ | Payment standard (90–110%) | vs area median |
|---|---|---|---|---|
| 1 | 07030 | $4,140 | $3,726–$4,554 | above 110% |
| 2 | 07302 | $4,140 | $3,726–$4,554 | above 110% |
| 3 | 07310 | $4,140 | $3,726–$4,554 | above 110% |
| 4 | 07311 | $4,140 | $3,726–$4,554 | above 110% |
| 5 | 07086 | $3,760 | $3,384–$4,136 | above 110% |
| 6 | 07094 | $3,450 | $3,105–$3,795 | above 110% |
| 7 | 07047 | $2,970 | $2,673–$3,267 | 108% |
| 8 | 07096 | $2,760 | $2,484–$3,036 | 100% |
| 9 | 07097 | $2,760 | $2,484–$3,036 | 100% |
| 10 | 07099 | $2,760 | $2,484–$3,036 | 100% |
| 11 | 07303 | $2,760 | $2,484–$3,036 | 100% |
| 12 | 07307 | $2,720 | $2,448–$2,992 | 99% |
| 13 | 07029 | $2,640 | $2,376–$2,904 | 96% |
| 14 | 07306 | $2,530 | $2,277–$2,783 | 92% |
| 15 | 07032 | $2,510 | $2,259–$2,761 | 91% |
| 16 | 07093 | $2,490 | $2,241–$2,739 | 90% |
| 17 | 07304 | $2,460 | $2,214–$2,706 | 89% |
| 18 | 07002 | $2,430 | $2,187–$2,673 | 88% |
| 19 | 07087 | $2,380 | $2,142–$2,618 | 86% |
| 20 | 07305 | $2,340 | $2,106–$2,574 | 85% |
| 21 | 07031 | $2,240 | $2,016–$2,464 | 81% |
How Jersey City, NJ compares
Its internal spread of 1.74× (p90 ÷ p10) ranks 3 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.39×. Note that this area's 90th or 10th percentile lands exactly on its highest or lowest ZIP code, so a single ZIP is carrying the p90/p10 figure — the p75/p25 measure is the better read here. See the full ranking and how it was measured →
A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.