ZIP 07304 Section 8 rent & Fair Market Rent (FY2026)
ZIP-level Small Area Fair Market Rent and Section 8 voucher payment standards for 07304 — Jersey City, NJ HUD Metro FMR Area.
| Unit size | Small Area FMR | Payment standard (90–110%) |
|---|---|---|
| Studio | $2,140 | $1,926–$2,354 |
| 1 BR | $2,190 | $1,971–$2,409 |
| 2 BR | $2,460 | $2,214–$2,706 |
| 3 BR | $3,000 | $2,700–$3,300 |
| 4 BR | $3,520 | $3,168–$3,872 |
Source: HUD FY2026 Small Area FMRs. Payment standard = 90–110% of SAFMR (HUD-published band); your PHA sets the exact standard.
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What this means
A Housing Choice Voucher in ZIP 07304 is capped at the housing authority's payment standard, generally 90–110% of the Small Area FMR shown above. The tenant typically pays about 30% of adjusted monthly income toward rent and utilities; the voucher covers the rest up to the standard, and the unit must pass an inspection and rent-reasonableness review.
ZIP 07304 is in Hudson County, NJ — see the county-wide Fair Market Rent, or all New Jersey rents.
Rents inside Jersey City, NJ vary by ZIP code: this one ranks 17 of 21 on 2-bedroom SAFMR, in an area spanning $2,240 to $4,140. See every ZIP code in Jersey City, NJ ranked →
Other ZIP codes in Jersey City, NJ HUD Metro FMR Area
Frequently asked questions
- What is the Section 8 payment standard for ZIP 07304?
- In ZIP 07304 (Jersey City, NJ HUD Metro FMR Area), the FY2026 HUD Small Area Fair Market Rent for a 2-bedroom is $2,460, and the voucher payment standard typically falls between $2,214 and $2,706 (90–110% of SAFMR). Your local PHA sets the exact figure.
- Why is the rent different from nearby ZIP codes?
- This area uses Small Area Fair Market Rents (SAFMRs), which HUD calculates per ZIP code so that vouchers reflect neighborhood-level rents rather than one metro-wide average.