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Worcester, MA: 2-bedroom payment standards across 54 ZIP codes

HUD's FY2026 Small Area Fair Market Rents for Worcester, MA HUD Metro FMR Area range from $1,670 to $3,220 for a 2-bedroom. The 90th-percentile ZIP code runs 1.50× the 10th — a gap of $829 a month — which ranks 54th widest of the 247 HUD metro areas we compare.

ZIP-level standards are optional here. Worcester, MA is not one of HUD's 65 designated Small Area FMR areas, so a housing authority may set one payment standard for the whole area, or adopt ZIP-level exception standards of up to 110% of a ZIP's published SAFMR. Where a single area-wide standard is used, the 11 ZIP codes below marked "above 110%" sit above the highest ceiling that basic policy reaches. Confirm what applies with the PHA that issued the voucher.
$1,990

median 2-bedroom SAFMR across the area's 54 ZIP codes. Where a housing authority sets a single metro-wide standard, it could reach $2,189 at 110%.

$829

monthly gap between the 90th- and 10th-percentile ZIP code ($1,670 to $2,499).

20.4%

of the area's ZIP codes (11 of 54) sit above $2,189 — 110% of the area median.

Highest-rent ZIP codes in Worcester, MA

01748$3,22001532$3,08001519$2,97001545$2,80001752$2,56001505$2,52001520$2,45001566$2,30001604$2,25001602$2,24001606$2,22001608$2,18001542$2,17001516$2,15001605$2,13001527$2,08001522$2,07001590$2,07001536$2,06001607$2,05001508$1,99001509$1,99001525$1,99001526$1,99001538$1,990area median $1,990
2 BR Small Area FMR area median across all 54 ZIPs

Every ZIP code, ranked

The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median — where a housing authority sets a single area-wide standard, those sit above the highest ceiling basic policy reaches.

Showing 54 of 54 ZIP codes
# ZIP code 2 BR SAFMR ▾ Payment standard (90–110%) vs area median
101748$3,220$2,898–$3,542above 110%
201532$3,080$2,772–$3,388above 110%
301519$2,970$2,673–$3,267above 110%
401545$2,800$2,520–$3,080above 110%
501752$2,560$2,304–$2,816above 110%
601505$2,520$2,268–$2,772above 110%
701520$2,450$2,205–$2,695above 110%
801566$2,300$2,070–$2,530above 110%
901604$2,250$2,025–$2,475above 110%
1001602$2,240$2,016–$2,464above 110%
1101606$2,220$1,998–$2,442above 110%
1201608$2,180$1,962–$2,398110%
1301542$2,170$1,953–$2,387109%
1401516$2,150$1,935–$2,365108%
1501605$2,130$1,917–$2,343107%
1601527$2,080$1,872–$2,288105%
1701522$2,070$1,863–$2,277104%
1801590$2,070$1,863–$2,277104%
1901536$2,060$1,854–$2,266104%
2001607$2,050$1,845–$2,255103%
2101508$1,990$1,791–$2,189100%
2201509$1,990$1,791–$2,189100%
2301525$1,990$1,791–$2,189100%
2401526$1,990$1,791–$2,189100%
2501538$1,990$1,791–$2,189100%
2601546$1,990$1,791–$2,189100%
2701586$1,990$1,791–$2,189100%
2801613$1,990$1,791–$2,189100%
2901614$1,990$1,791–$2,189100%
3001653$1,990$1,791–$2,189100%
3101655$1,990$1,791–$2,189100%
3201518$1,980$1,782–$2,17899%
3301610$1,970$1,773–$2,16799%
3401603$1,950$1,755–$2,14598%
3501609$1,930$1,737–$2,12397%
3601541$1,920$1,728–$2,11296%
3701583$1,920$1,728–$2,11296%
3801560$1,870$1,683–$2,05794%
3901507$1,810$1,629–$1,99191%
4001501$1,800$1,620–$1,98090%
4101612$1,800$1,620–$1,98090%
4201537$1,750$1,575–$1,92588%
4301588$1,750$1,575–$1,92588%
4401550$1,730$1,557–$1,90387%
4501571$1,700$1,530–$1,87085%
4601540$1,680$1,512–$1,84884%
4701074$1,670$1,503–$1,83784%
4801506$1,670$1,503–$1,83784%
4901515$1,670$1,503–$1,83784%
5001524$1,670$1,503–$1,83784%
5101543$1,670$1,503–$1,83784%
5201562$1,670$1,503–$1,83784%
5301570$1,670$1,503–$1,83784%
5401611$1,670$1,503–$1,83784%
Heads up: The figure above is the HUD Fair Market Rent. Your local Public Housing Authority (PHA) sets the actual payment standard — usually between 90% and 110% of it — so confirm your exact amount with the PHA that issued the voucher.

How Worcester, MA compares

Its internal spread of 1.50× (p90 ÷ p10) ranks 54 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.19×. Note that this area's 90th or 10th percentile lands exactly on its highest or lowest ZIP code, so a single ZIP is carrying the p90/p10 figure — the p75/p25 measure is the better read here. See the full ranking and how it was measured →

A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.

This page shows official HUD Fair Market Rent data for general educational use — it is not legal, financial, or housing advice, and is not a guarantee of any voucher amount. Your local Public Housing Authority sets the actual payment standard and approves rents. Always confirm with your PHA and the official HUD FMR data.

Check a rent against a ZIP code → All 247 metro areas →