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Winston-Salem, NC: 2-bedroom payment standards across 50 ZIP codes

HUD's FY2026 Small Area Fair Market Rents for Winston-Salem, NC HUD Metro FMR Area range from $930 to $1,900 for a 2-bedroom. The 90th-percentile ZIP code runs 1.46× the 10th — a gap of $433 a month — which ranks 78th widest of the 247 HUD metro areas we compare.

HUD requires ZIP-level payment standards here. Winston-Salem, NC is one of the 65 designated Small Area FMR areas, so housing authorities in this area set payment standards from each ZIP code's own SAFMR rather than one area-wide figure. The spread below is policy, not a gap — though your PHA still chooses a figure within 90–110% of each ZIP's SAFMR, and may group ZIP codes together.
$1,270

median 2-bedroom SAFMR across the area's 50 ZIP codes. Each ZIP code carries its own standard here; your PHA sets a figure within 90–110% of that ZIP's SAFMR.

$433

monthly gap between the 90th- and 10th-percentile ZIP code ($949 to $1,382).

10.0%

of the area's ZIP codes (5 of 50) sit above $1,397 — 110% of the area median. Because ZIP-level standards are required here, that is a measure of the area's rent spread, not of ZIP codes left behind by a ceiling.

Highest-rent ZIP codes in Winston-Salem, NC

27235$1,90027040$1,77027009$1,52027104$1,44027051$1,40027103$1,38027106$1,36027109$1,36027023$1,33027016$1,31027010$1,27027045$1,27027094$1,27027099$1,27027102$1,27027108$1,27027111$1,27027113$1,27027114$1,27027115$1,27027116$1,27027117$1,27027120$1,27027130$1,27027150$1,270area median $1,270
2 BR Small Area FMR area median across all 50 ZIPs

Every ZIP code, ranked

The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median, which here simply marks the top of the area's rent range — ZIP-level standards are required in this area, so no ZIP is capped by an area-wide figure.

Showing 50 of 50 ZIP codes
# ZIP code 2 BR SAFMR ▾ Payment standard (90–110%) vs area median
127235$1,900$1,710–$2,090above 110%
227040$1,770$1,593–$1,947above 110%
327009$1,520$1,368–$1,672above 110%
427104$1,440$1,296–$1,584above 110%
527051$1,400$1,260–$1,540above 110%
627103$1,380$1,242–$1,518109%
727106$1,360$1,224–$1,496107%
827109$1,360$1,224–$1,496107%
927023$1,330$1,197–$1,463105%
1027016$1,310$1,179–$1,441103%
1127010$1,270$1,143–$1,397100%
1227045$1,270$1,143–$1,397100%
1327094$1,270$1,143–$1,397100%
1427099$1,270$1,143–$1,397100%
1527102$1,270$1,143–$1,397100%
1627108$1,270$1,143–$1,397100%
1727111$1,270$1,143–$1,397100%
1827113$1,270$1,143–$1,397100%
1927114$1,270$1,143–$1,397100%
2027115$1,270$1,143–$1,397100%
2127116$1,270$1,143–$1,397100%
2227117$1,270$1,143–$1,397100%
2327120$1,270$1,143–$1,397100%
2427130$1,270$1,143–$1,397100%
2527150$1,270$1,143–$1,397100%
2627152$1,270$1,143–$1,397100%
2727155$1,270$1,143–$1,397100%
2827157$1,270$1,143–$1,397100%
2927199$1,270$1,143–$1,397100%
3027285$1,270$1,143–$1,397100%
3127101$1,230$1,107–$1,35397%
3227014$1,200$1,080–$1,32094%
3327006$1,190$1,071–$1,30994%
3427110$1,160$1,044–$1,27691%
3527021$1,140$1,026–$1,25490%
3628625$1,110$999–$1,22187%
3727105$1,100$990–$1,21087%
3827357$1,080$972–$1,18885%
3927028$1,060$954–$1,16683%
4027050$1,050$945–$1,15583%
4128634$1,010$909–$1,11180%
4227052$1,000$900–$1,10079%
4327055$990$891–$1,08978%
4427042$970$873–$1,06776%
4527022$950$855–$1,04575%
4627011$940$846–$1,03474%
4727019$940$846–$1,03474%
4827018$930$837–$1,02373%
4927025$930$837–$1,02373%
5027046$930$837–$1,02373%
Heads up: The figure above is the HUD Fair Market Rent. Your local Public Housing Authority (PHA) sets the actual payment standard — usually between 90% and 110% of it — so confirm your exact amount with the PHA that issued the voucher.

How Winston-Salem, NC compares

Its internal spread of 1.46× (p90 ÷ p10) ranks 78 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.17×. See the full ranking and how it was measured →

A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.

This page shows official HUD Fair Market Rent data for general educational use — it is not legal, financial, or housing advice, and is not a guarantee of any voucher amount. Your local Public Housing Authority sets the actual payment standard and approves rents. Always confirm with your PHA and the official HUD FMR data.

Check a rent against a ZIP code → All 247 metro areas →