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Winchester, VA-WV: 2-bedroom payment standards across 24 ZIP codes

HUD's FY2026 Small Area Fair Market Rents for Winchester, VA-WV MSA range from $1,300 to $2,360 for a 2-bedroom. The 90th-percentile ZIP code runs 1.21× the 10th — a gap of $292 a month — which ranks 213th widest of the 247 HUD metro areas we compare.

ZIP-level standards are optional here. Winchester, VA-WV is not one of HUD's 65 designated Small Area FMR areas, so a housing authority may set one payment standard for the whole area, or adopt ZIP-level exception standards of up to 110% of a ZIP's published SAFMR. Where a single area-wide standard is used, the 8 ZIP codes below marked "above 110%" sit above the highest ceiling that basic policy reaches. Confirm what applies with the PHA that issued the voucher.
$1,420

median 2-bedroom SAFMR across the area's 24 ZIP codes. Where a housing authority sets a single metro-wide standard, it could reach $1,562 at 110%.

$292

monthly gap between the 90th- and 10th-percentile ZIP code ($1,420 to $1,712).

33.3%

of the area's ZIP codes (8 of 24) sit above $1,562 — 110% of the area median.

Highest-rent ZIP codes in Winchester, VA-WV

22656$2,36022655$1,76022601$1,73022602$1,67022625$1,63022637$1,63022604$1,59022603$1,58022663$1,51022624$1,44025422$1,42025431$1,42025434$1,42025437$1,42025444$1,42026704$1,42026711$1,42026714$1,42026722$1,42026761$1,42026808$1,42026817$1,42026823$1,42022630$1,300area median $1,420
2 BR Small Area FMR area median across all 24 ZIPs

Every ZIP code, ranked

The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median — where a housing authority sets a single area-wide standard, those sit above the highest ceiling basic policy reaches.

Showing 24 of 24 ZIP codes
# ZIP code 2 BR SAFMR ▾ Payment standard (90–110%) vs area median
122656$2,360$2,124–$2,596above 110%
222655$1,760$1,584–$1,936above 110%
322601$1,730$1,557–$1,903above 110%
422602$1,670$1,503–$1,837above 110%
522625$1,630$1,467–$1,793above 110%
622637$1,630$1,467–$1,793above 110%
722604$1,590$1,431–$1,749above 110%
822603$1,580$1,422–$1,738above 110%
922663$1,510$1,359–$1,661106%
1022624$1,440$1,296–$1,584101%
1125422$1,420$1,278–$1,562100%
1225431$1,420$1,278–$1,562100%
1325434$1,420$1,278–$1,562100%
1425437$1,420$1,278–$1,562100%
1525444$1,420$1,278–$1,562100%
1626704$1,420$1,278–$1,562100%
1726711$1,420$1,278–$1,562100%
1826714$1,420$1,278–$1,562100%
1926722$1,420$1,278–$1,562100%
2026761$1,420$1,278–$1,562100%
2126808$1,420$1,278–$1,562100%
2226817$1,420$1,278–$1,562100%
2326823$1,420$1,278–$1,562100%
2422630$1,300$1,170–$1,43092%
Heads up: The figure above is the HUD Fair Market Rent. Your local Public Housing Authority (PHA) sets the actual payment standard — usually between 90% and 110% of it — so confirm your exact amount with the PHA that issued the voucher.

How Winchester, VA-WV compares

Its internal spread of 1.21× (p90 ÷ p10) ranks 213 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.13×. See the full ranking and how it was measured →

A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.

This page shows official HUD Fair Market Rent data for general educational use — it is not legal, financial, or housing advice, and is not a guarantee of any voucher amount. Your local Public Housing Authority sets the actual payment standard and approves rents. Always confirm with your PHA and the official HUD FMR data.

Check a rent against a ZIP code → All 247 metro areas →