Virginia Beach-Norfolk-Newport News, VA-NC: 2-bedroom payment standards across 147 ZIP codes

HUD's FY2026 Small Area Fair Market Rents for Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area range from $1,240 to $2,440 for a 2-bedroom. The 90th-percentile ZIP code runs 1.49× the 10th — a gap of $690 a month — which ranks 58th widest of the 247 HUD metro areas we compare.

HUD requires ZIP-level payment standards here. Virginia Beach-Norfolk-Newport News, VA-NC is one of the 65 designated Small Area FMR areas, so housing authorities in this area set payment standards from each ZIP code's own SAFMR rather than one area-wide figure. The spread below is policy, not a gap — though your PHA still chooses a figure within 90–110% of each ZIP's SAFMR, and may group ZIP codes together.

$1,630

median 2-bedroom SAFMR across the area's 147 ZIP codes. Each ZIP code carries its own standard here; your PHA sets a figure within 90–110% of that ZIP's SAFMR.

$690

monthly gap between the 90th- and 10th-percentile ZIP code ($1,400 to $2,090).

31.3%

of the area's ZIP codes (46 of 147) sit above $1,793 — 110% of the area median. Because ZIP-level standards are required here, that is a measure of the area's rent spread, not of ZIP codes left behind by a ceiling.

Highest-rent ZIP codes in Virginia Beach-Norfolk-Newport News, VA-NC

2 BR Small Area FMR area median across all 147 ZIPs

Every ZIP code, ranked

The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median, which here simply marks the top of the area's rent range — ZIP-level standards are required in this area, so no ZIP is capped by an area-wide figure.

Filter by ZIP code

Showing 147 of 147 ZIP codes

#	ZIP code	2 BR SAFMR ▾	Payment standard (90–110%)	vs area median
1	23511	$2,440	$2,196–$2,684	above 110%
2	23456	$2,400	$2,160–$2,640	above 110%
3	23696	$2,310	$2,079–$2,541	above 110%
4	23665	$2,300	$2,070–$2,530	above 110%
5	23322	$2,290	$2,061–$2,519	above 110%
6	23691	$2,290	$2,061–$2,519	above 110%
7	23604	$2,200	$1,980–$2,420	above 110%
8	23692	$2,200	$1,980–$2,420	above 110%
9	23651	$2,190	$1,971–$2,409	above 110%
10	23435	$2,170	$1,953–$2,387	above 110%
11	23090	$2,150	$1,935–$2,365	above 110%
12	23320	$2,150	$1,935–$2,365	above 110%
13	23436	$2,140	$1,926–$2,354	above 110%
14	23314	$2,120	$1,908–$2,332	above 110%
15	23433	$2,090	$1,881–$2,299	above 110%
16	23461	$2,090	$1,881–$2,299	above 110%
17	23451	$2,070	$1,863–$2,277	above 110%
18	23462	$2,050	$1,845–$2,255	above 110%
19	23693	$2,050	$1,845–$2,255	above 110%
20	23455	$2,040	$1,836–$2,244	above 110%
21	23452	$2,020	$1,818–$2,222	above 110%
22	23323	$2,000	$1,800–$2,200	above 110%
23	23438	$2,000	$1,800–$2,200	above 110%
24	23453	$1,990	$1,791–$2,189	above 110%
25	23464	$1,990	$1,791–$2,189	above 110%
26	23510	$1,990	$1,791–$2,189	above 110%
27	23662	$1,990	$1,791–$2,189	above 110%
28	23454	$1,970	$1,773–$2,167	above 110%
29	23460	$1,970	$1,773–$2,167	above 110%
30	23450	$1,960	$1,764–$2,156	above 110%
31	23463	$1,960	$1,764–$2,156	above 110%
32	23466	$1,960	$1,764–$2,156	above 110%
33	23467	$1,960	$1,764–$2,156	above 110%
34	23471	$1,960	$1,764–$2,156	above 110%
35	23479	$1,960	$1,764–$2,156	above 110%
36	23459	$1,910	$1,719–$2,101	above 110%
37	23457	$1,900	$1,710–$2,090	above 110%
38	23551	$1,890	$1,701–$2,079	above 110%
39	23666	$1,870	$1,683–$2,057	above 110%
40	23326	$1,840	$1,656–$2,024	above 110%
41	23327	$1,840	$1,656–$2,024	above 110%
42	23328	$1,840	$1,656–$2,024	above 110%
43	23188	$1,810	$1,629–$1,991	above 110%
44	23602	$1,810	$1,629–$1,991	above 110%
45	23185	$1,800	$1,620–$1,980	above 110%
46	27966	$1,800	$1,620–$1,980	above 110%
47	27927	$1,780	$1,602–$1,958	109%
48	23439	$1,770	$1,593–$1,947	109%
49	27941	$1,770	$1,593–$1,947	109%
50	23081	$1,750	$1,575–$1,925	107%
51	23127	$1,750	$1,575–$1,925	107%
52	23325	$1,750	$1,575–$1,925	107%
53	23432	$1,750	$1,575–$1,925	107%
54	23321	$1,730	$1,557–$1,903	106%
55	23507	$1,730	$1,557–$1,903	106%
56	23606	$1,730	$1,557–$1,903	106%
57	23304	$1,700	$1,530–$1,870	104%
58	23603	$1,700	$1,530–$1,870	104%
59	27964	$1,700	$1,530–$1,870	104%
60	23508	$1,680	$1,512–$1,848	103%
61	23708	$1,680	$1,512–$1,848	103%
62	23138	$1,670	$1,503–$1,837	102%
63	23163	$1,670	$1,503–$1,837	102%
64	23187	$1,660	$1,494–$1,826	102%
65	23517	$1,660	$1,494–$1,826	102%
66	23518	$1,660	$1,494–$1,826	102%
67	23431	$1,650	$1,485–$1,815	101%
68	23505	$1,650	$1,485–$1,815	101%
69	23703	$1,650	$1,485–$1,815	101%
70	27958	$1,650	$1,485–$1,815	101%
71	23704	$1,640	$1,476–$1,804	101%
72	27950	$1,640	$1,476–$1,804	101%
73	23089	$1,630	$1,467–$1,793	100%
74	23168	$1,630	$1,467–$1,793	100%
75	23608	$1,620	$1,458–$1,782	99%
76	23434	$1,610	$1,449–$1,771	99%
77	23509	$1,610	$1,449–$1,771	99%
78	23503	$1,600	$1,440–$1,760	98%
79	23670	$1,600	$1,440–$1,760	98%
80	23681	$1,600	$1,440–$1,760	98%
81	23513	$1,590	$1,431–$1,749	98%
82	23709	$1,590	$1,431–$1,749	98%
83	27929	$1,590	$1,431–$1,749	98%
84	23502	$1,580	$1,422–$1,738	97%
85	23664	$1,580	$1,422–$1,738	97%
86	23668	$1,580	$1,422–$1,738	97%
87	23669	$1,580	$1,422–$1,738	97%
88	23701	$1,580	$1,422–$1,738	97%
89	27947	$1,580	$1,422–$1,738	97%
90	23667	$1,570	$1,413–$1,727	96%
91	23705	$1,560	$1,404–$1,716	96%
92	23501	$1,550	$1,395–$1,705	95%
93	23514	$1,550	$1,395–$1,705	95%
94	23515	$1,550	$1,395–$1,705	95%
95	23529	$1,550	$1,395–$1,705	95%
96	23541	$1,550	$1,395–$1,705	95%
97	23609	$1,550	$1,395–$1,705	95%
98	23612	$1,550	$1,395–$1,705	95%
99	23061	$1,540	$1,386–$1,694	94%
100	23663	$1,540	$1,386–$1,694	94%
101	27916	$1,510	$1,359–$1,661	93%
102	27917	$1,510	$1,359–$1,661	93%
103	27923	$1,510	$1,359–$1,661	93%
104	27956	$1,510	$1,359–$1,661	93%
105	27965	$1,510	$1,359–$1,661	93%
106	23661	$1,480	$1,332–$1,628	91%
107	23702	$1,480	$1,332–$1,628	91%
108	23324	$1,460	$1,314–$1,606	90%
109	27939	$1,460	$1,314–$1,606	90%
110	27973	$1,460	$1,314–$1,606	90%
111	23504	$1,450	$1,305–$1,595	89%
112	23601	$1,450	$1,305–$1,595	89%
113	23605	$1,450	$1,305–$1,595	89%
114	23130	$1,440	$1,296–$1,584	88%
115	23021	$1,410	$1,269–$1,551	87%
116	23025	$1,410	$1,269–$1,551	87%
117	23035	$1,410	$1,269–$1,551	87%
118	23045	$1,410	$1,269–$1,551	87%
119	23050	$1,410	$1,269–$1,551	87%
120	23056	$1,410	$1,269–$1,551	87%
121	23064	$1,410	$1,269–$1,551	87%
122	23066	$1,410	$1,269–$1,551	87%
123	23068	$1,410	$1,269–$1,551	87%
124	23076	$1,410	$1,269–$1,551	87%
125	23119	$1,410	$1,269–$1,551	87%
126	23125	$1,410	$1,269–$1,551	87%
127	23128	$1,410	$1,269–$1,551	87%
128	23523	$1,410	$1,269–$1,551	87%
129	23001	$1,400	$1,260–$1,540	86%
130	23003	$1,400	$1,260–$1,540	86%
131	23018	$1,400	$1,260–$1,540	86%
132	23131	$1,400	$1,260–$1,540	86%
133	23154	$1,400	$1,260–$1,540	86%
134	23155	$1,400	$1,260–$1,540	86%
135	23178	$1,400	$1,260–$1,540	86%
136	23183	$1,400	$1,260–$1,540	86%
137	23184	$1,400	$1,260–$1,540	86%
138	23190	$1,400	$1,260–$1,540	86%
139	23487	$1,400	$1,260–$1,540	86%
140	23607	$1,400	$1,260–$1,540	86%
141	23707	$1,400	$1,260–$1,540	86%
142	23315	$1,370	$1,233–$1,507	84%
143	23072	$1,340	$1,206–$1,474	82%
144	23109	$1,270	$1,143–$1,397	78%
145	23062	$1,260	$1,134–$1,386	77%
146	23690	$1,260	$1,134–$1,386	77%
147	23437	$1,240	$1,116–$1,364	76%

Heads up: The figure above is the HUD Fair Market Rent. Your local Public Housing Authority (PHA) sets the actual payment standard — usually between 90% and 110% of it — so confirm your exact amount with the PHA that issued the voucher.

How Virginia Beach-Norfolk-Newport News, VA-NC compares

Its internal spread of 1.49× (p90 ÷ p10) ranks 58 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.30×. See the full ranking and how it was measured →

A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.

This page shows official HUD Fair Market Rent data for general educational use — it is not legal, financial, or housing advice, and is not a guarantee of any voucher amount. Your local Public Housing Authority sets the actual payment standard and approves rents. Always confirm with your PHA and the official HUD FMR data.

Check a rent against a ZIP code → All 247 metro areas →