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Utica-Rome, NY: 2-bedroom payment standards across 68 ZIP codes

HUD's FY2026 Small Area Fair Market Rents for Utica-Rome, NY MSA range from $1,050 to $1,580 for a 2-bedroom. The 90th-percentile ZIP code runs 1.33× the 10th — a gap of $346 a month — which ranks 151th widest of the 247 HUD metro areas we compare.

ZIP-level standards are optional here. Utica-Rome, NY is not one of HUD's 65 designated Small Area FMR areas, so a housing authority may set one payment standard for the whole area, or adopt ZIP-level exception standards of up to 110% of a ZIP's published SAFMR. Where a single area-wide standard is used, the 12 ZIP codes below marked "above 110%" sit above the highest ceiling that basic policy reaches. Confirm what applies with the PHA that issued the voucher.
$1,190

median 2-bedroom SAFMR across the area's 68 ZIP codes. Where a housing authority sets a single metro-wide standard, it could reach $1,309 at 110%.

$346

monthly gap between the 90th- and 10th-percentile ZIP code ($1,050 to $1,396).

17.6%

of the area's ZIP codes (12 of 68) sit above $1,309 — 110% of the area median.

Highest-rent ZIP codes in Utica-Rome, NY

13363$1,58013042$1,49013338$1,45013403$1,45013413$1,44013123$1,42013323$1,41013461$1,39013308$1,37013322$1,34013321$1,33013494$1,32013301$1,29013402$1,27013032$1,26013157$1,25013492$1,24013502$1,23013409$1,22013469$1,21013495$1,21013328$1,20013490$1,20013341$1,19013362$1,190area median $1,190
2 BR Small Area FMR area median across all 68 ZIPs

Every ZIP code, ranked

The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median — where a housing authority sets a single area-wide standard, those sit above the highest ceiling basic policy reaches.

Showing 68 of 68 ZIP codes
# ZIP code 2 BR SAFMR ▾ Payment standard (90–110%) vs area median
113363$1,580$1,422–$1,738above 110%
213042$1,490$1,341–$1,639above 110%
313338$1,450$1,305–$1,595above 110%
413403$1,450$1,305–$1,595above 110%
513413$1,440$1,296–$1,584above 110%
613123$1,420$1,278–$1,562above 110%
713323$1,410$1,269–$1,551above 110%
813461$1,390$1,251–$1,529above 110%
913308$1,370$1,233–$1,507above 110%
1013322$1,340$1,206–$1,474above 110%
1113321$1,330$1,197–$1,463above 110%
1213494$1,320$1,188–$1,452above 110%
1313301$1,290$1,161–$1,419108%
1413402$1,270$1,143–$1,397107%
1513032$1,260$1,134–$1,386106%
1613157$1,250$1,125–$1,375105%
1713492$1,240$1,116–$1,364104%
1813502$1,230$1,107–$1,353103%
1913409$1,220$1,098–$1,342103%
2013469$1,210$1,089–$1,331102%
2113495$1,210$1,089–$1,331102%
2213328$1,200$1,080–$1,320101%
2313490$1,200$1,080–$1,320101%
2413341$1,190$1,071–$1,309100%
2513362$1,190$1,071–$1,309100%
2613401$1,190$1,071–$1,309100%
2713421$1,190$1,071–$1,309100%
2813425$1,190$1,071–$1,309100%
2913440$1,190$1,071–$1,309100%
3013442$1,190$1,071–$1,309100%
3113479$1,190$1,071–$1,309100%
3213480$1,190$1,071–$1,309100%
3313483$1,190$1,071–$1,309100%
3413503$1,190$1,071–$1,309100%
3513504$1,190$1,071–$1,309100%
3613505$1,190$1,071–$1,309100%
3713162$1,180$1,062–$1,29899%
3813486$1,170$1,053–$1,28798%
3913441$1,160$1,044–$1,27697%
4013054$1,140$1,026–$1,25496%
4113350$1,140$1,026–$1,25496%
4213476$1,140$1,026–$1,25496%
4313478$1,120$1,008–$1,23294%
4413501$1,120$1,008–$1,23294%
4513455$1,110$999–$1,22193%
4613318$1,100$990–$1,21092%
4713340$1,100$990–$1,21092%
4813303$1,090$981–$1,19992%
4913357$1,090$981–$1,19992%
5013417$1,090$981–$1,19992%
5113424$1,090$981–$1,19992%
5213352$1,080$972–$1,18891%
5313431$1,080$972–$1,18891%
5413435$1,080$972–$1,18891%
5513438$1,080$972–$1,18891%
5613304$1,070$963–$1,17790%
5713420$1,070$963–$1,17790%
5813472$1,070$963–$1,17790%
5913313$1,050$945–$1,15588%
6013319$1,050$945–$1,15588%
6113324$1,050$945–$1,15588%
6213354$1,050$945–$1,15588%
6313365$1,050$945–$1,15588%
6413406$1,050$945–$1,15588%
6513407$1,050$945–$1,15588%
6613416$1,050$945–$1,15588%
6713456$1,050$945–$1,15588%
6813477$1,050$945–$1,15588%
Heads up: The figure above is the HUD Fair Market Rent. Your local Public Housing Authority (PHA) sets the actual payment standard — usually between 90% and 110% of it — so confirm your exact amount with the PHA that issued the voucher.

How Utica-Rome, NY compares

Its internal spread of 1.33× (p90 ÷ p10) ranks 151 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.13×. Note that this area's 90th or 10th percentile lands exactly on its highest or lowest ZIP code, so a single ZIP is carrying the p90/p10 figure — the p75/p25 measure is the better read here. See the full ranking and how it was measured →

A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.

This page shows official HUD Fair Market Rent data for general educational use — it is not legal, financial, or housing advice, and is not a guarantee of any voucher amount. Your local Public Housing Authority sets the actual payment standard and approves rents. Always confirm with your PHA and the official HUD FMR data.

Check a rent against a ZIP code → All 247 metro areas →