Home › Voucher spread by ZIP › Urban Honolulu, HI

Urban Honolulu, HI: 2-bedroom payment standards across 60 ZIP codes

HUD's FY2026 Small Area Fair Market Rents for Urban Honolulu, HI MSA range from $2,060 to $3,960 for a 2-bedroom. The 90th-percentile ZIP code runs 1.40× the 10th — a gap of $937 a month — which ranks 98th widest of the 247 HUD metro areas we compare.

HUD requires ZIP-level payment standards here. Urban Honolulu, HI is one of the 65 designated Small Area FMR areas, so housing authorities in this area set payment standards from each ZIP code's own SAFMR rather than one area-wide figure. The spread below is policy, not a gap — though your PHA still chooses a figure within 90–110% of each ZIP's SAFMR, and may group ZIP codes together.
$2,640

median 2-bedroom SAFMR across the area's 60 ZIP codes. Each ZIP code carries its own standard here; your PHA sets a figure within 90–110% of that ZIP's SAFMR.

$937

monthly gap between the 90th- and 10th-percentile ZIP code ($2,320 to $3,257).

21.7%

of the area's ZIP codes (13 of 60) sit above $2,904 — 110% of the area median. Because ZIP-level standards are required here, that is a measure of the area's rent spread, not of ZIP codes left behind by a ceiling.

Highest-rent ZIP codes in Urban Honolulu, HI

96825$3,96096734$3,61096863$3,61096821$3,55096818$3,41096853$3,41096707$3,24096860$3,18096706$3,16096762$3,08096815$3,05096786$2,97096857$2,97096791$2,90096744$2,85096759$2,82096717$2,79096814$2,77096789$2,72096712$2,71096782$2,71096709$2,64096801$2,64096802$2,64096803$2,640area median $2,640
2 BR Small Area FMR area median across all 60 ZIPs

Every ZIP code, ranked

The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median, which here simply marks the top of the area's rent range — ZIP-level standards are required in this area, so no ZIP is capped by an area-wide figure.

Showing 60 of 60 ZIP codes
# ZIP code 2 BR SAFMR ▾ Payment standard (90–110%) vs area median
196825$3,960$3,564–$4,356above 110%
296734$3,610$3,249–$3,971above 110%
396863$3,610$3,249–$3,971above 110%
496821$3,550$3,195–$3,905above 110%
596818$3,410$3,069–$3,751above 110%
696853$3,410$3,069–$3,751above 110%
796707$3,240$2,916–$3,564above 110%
896860$3,180$2,862–$3,498above 110%
996706$3,160$2,844–$3,476above 110%
1096762$3,080$2,772–$3,388above 110%
1196815$3,050$2,745–$3,355above 110%
1296786$2,970$2,673–$3,267above 110%
1396857$2,970$2,673–$3,267above 110%
1496791$2,900$2,610–$3,190110%
1596744$2,850$2,565–$3,135108%
1696759$2,820$2,538–$3,102107%
1796717$2,790$2,511–$3,069106%
1896814$2,770$2,493–$3,047105%
1996789$2,720$2,448–$2,992103%
2096712$2,710$2,439–$2,981103%
2196782$2,710$2,439–$2,981103%
2296709$2,640$2,376–$2,904100%
2396801$2,640$2,376–$2,904100%
2496802$2,640$2,376–$2,904100%
2596803$2,640$2,376–$2,904100%
2696804$2,640$2,376–$2,904100%
2796805$2,640$2,376–$2,904100%
2896806$2,640$2,376–$2,904100%
2996807$2,640$2,376–$2,904100%
3096808$2,640$2,376–$2,904100%
3196809$2,640$2,376–$2,904100%
3296810$2,640$2,376–$2,904100%
3396811$2,640$2,376–$2,904100%
3496812$2,640$2,376–$2,904100%
3596820$2,640$2,376–$2,904100%
3696823$2,640$2,376–$2,904100%
3796824$2,640$2,376–$2,904100%
3896828$2,640$2,376–$2,904100%
3996830$2,640$2,376–$2,904100%
4096836$2,640$2,376–$2,904100%
4196837$2,640$2,376–$2,904100%
4296839$2,640$2,376–$2,904100%
4396850$2,640$2,376–$2,904100%
4496854$2,640$2,376–$2,904100%
4596859$2,640$2,376–$2,904100%
4696861$2,640$2,376–$2,904100%
4796822$2,510$2,259–$2,76195%
4896848$2,510$2,259–$2,76195%
4996816$2,480$2,232–$2,72894%
5096701$2,460$2,214–$2,70693%
5196797$2,430$2,187–$2,67392%
5296826$2,400$2,160–$2,64091%
5396792$2,360$2,124–$2,59689%
5496819$2,320$2,088–$2,55288%
5596858$2,320$2,088–$2,55288%
5696813$2,290$2,061–$2,51987%
5796730$2,240$2,016–$2,46485%
5896731$2,200$1,980–$2,42083%
5996817$2,170$1,953–$2,38782%
6096795$2,060$1,854–$2,26678%
Heads up: The figure above is the HUD Fair Market Rent. Your local Public Housing Authority (PHA) sets the actual payment standard — usually between 90% and 110% of it — so confirm your exact amount with the PHA that issued the voucher.

How Urban Honolulu, HI compares

Its internal spread of 1.40× (p90 ÷ p10) ranks 98 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.07×. See the full ranking and how it was measured →

A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.

This page shows official HUD Fair Market Rent data for general educational use — it is not legal, financial, or housing advice, and is not a guarantee of any voucher amount. Your local Public Housing Authority sets the actual payment standard and approves rents. Always confirm with your PHA and the official HUD FMR data.

Check a rent against a ZIP code → All 247 metro areas →