Tampa-St. Petersburg-Clearwater, FL: 2-bedroom payment standards across 207 ZIP codes

HUD's FY2026 Small Area Fair Market Rents for Tampa-St. Petersburg-Clearwater, FL MSA range from $1,240 to $2,970 for a 2-bedroom. The 90th-percentile ZIP code runs 1.53× the 10th — a gap of $870 a month — which ranks 45th widest of the 247 HUD metro areas we compare.

HUD requires ZIP-level payment standards here. Tampa-St. Petersburg-Clearwater, FL is one of the 65 designated Small Area FMR areas, so housing authorities in this area set payment standards from each ZIP code's own SAFMR rather than one area-wide figure. The spread below is policy, not a gap — though your PHA still chooses a figure within 90–110% of each ZIP's SAFMR, and may group ZIP codes together.
$1,990

median 2-bedroom SAFMR across the area's 207 ZIP codes. Each ZIP code carries its own standard here; your PHA sets a figure within 90–110% of that ZIP's SAFMR.

$870

monthly gap between the 90th- and 10th-percentile ZIP code ($1,640 to $2,510).

24.2%

of the area's ZIP codes (50 of 207) sit above $2,189 — 110% of the area median. Because ZIP-level standards are required here, that is a measure of the area's rent spread, not of ZIP codes left behind by a ceiling.

Highest-rent ZIP codes in Tampa-St. Petersburg-Clearwater, FL

33547$2,97033596$2,97033602$2,97033621$2,97033715$2,97033786$2,97034638$2,96033776$2,91033579$2,90033545$2,78033606$2,77033626$2,75033572$2,74033543$2,73033716$2,70033569$2,67033544$2,64033767$2,64033548$2,52033647$2,51033708$2,51033744$2,51033611$2,49034639$2,49033607$2,430area median $1,990
2 BR Small Area FMR area median across all 207 ZIPs

Every ZIP code, ranked

The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median, which here simply marks the top of the area's rent range — ZIP-level standards are required in this area, so no ZIP is capped by an area-wide figure.

Showing 207 of 207 ZIP codes
# ZIP code 2 BR SAFMR Payment standard (90–110%) vs area median
133547$2,970$2,673–$3,267above 110%
233596$2,970$2,673–$3,267above 110%
333602$2,970$2,673–$3,267above 110%
433621$2,970$2,673–$3,267above 110%
533715$2,970$2,673–$3,267above 110%
633786$2,970$2,673–$3,267above 110%
734638$2,960$2,664–$3,256above 110%
833776$2,910$2,619–$3,201above 110%
933579$2,900$2,610–$3,190above 110%
1033545$2,780$2,502–$3,058above 110%
1133606$2,770$2,493–$3,047above 110%
1233626$2,750$2,475–$3,025above 110%
1333572$2,740$2,466–$3,014above 110%
1433543$2,730$2,457–$3,003above 110%
1533716$2,700$2,430–$2,970above 110%
1633569$2,670$2,403–$2,937above 110%
1733544$2,640$2,376–$2,904above 110%
1833767$2,640$2,376–$2,904above 110%
1933548$2,520$2,268–$2,772above 110%
2033647$2,510$2,259–$2,761above 110%
2133708$2,510$2,259–$2,761above 110%
2233744$2,510$2,259–$2,761above 110%
2333611$2,490$2,241–$2,739above 110%
2434639$2,490$2,241–$2,739above 110%
2533607$2,430$2,187–$2,673above 110%
2633625$2,420$2,178–$2,662above 110%
2733609$2,400$2,160–$2,640above 110%
2834685$2,390$2,151–$2,629above 110%
2933777$2,370$2,133–$2,607above 110%
3033511$2,360$2,124–$2,596above 110%
3134637$2,360$2,124–$2,596above 110%
3233635$2,340$2,106–$2,574above 110%
3333594$2,330$2,097–$2,563above 110%
3433759$2,330$2,097–$2,563above 110%
3533629$2,320$2,088–$2,552above 110%
3633616$2,300$2,070–$2,530above 110%
3733762$2,300$2,070–$2,530above 110%
3833578$2,290$2,061–$2,519above 110%
3933615$2,290$2,061–$2,519above 110%
4033634$2,290$2,061–$2,519above 110%
4133782$2,280$2,052–$2,508above 110%
4233711$2,270$2,043–$2,497above 110%
4334695$2,250$2,025–$2,475above 110%
4433556$2,230$2,007–$2,453above 110%
4533573$2,230$2,007–$2,453above 110%
4633619$2,230$2,007–$2,453above 110%
4733761$2,220$1,998–$2,442above 110%
4834655$2,220$1,998–$2,442above 110%
4933624$2,210$1,989–$2,431above 110%
5033785$2,210$1,989–$2,431above 110%
5133503$2,160$1,944–$2,376109%
5233701$2,160$1,944–$2,376109%
5334684$2,160$1,944–$2,376109%
5433703$2,130$1,917–$2,343107%
5534681$2,130$1,917–$2,343107%
5634683$2,130$1,917–$2,343107%
5733706$2,120$1,908–$2,332107%
5833764$2,120$1,908–$2,332107%
5933549$2,100$1,890–$2,310106%
6033778$2,090$1,881–$2,299105%
6133710$2,070$1,863–$2,277104%
6233614$2,060$1,854–$2,266104%
6333765$2,060$1,854–$2,266104%
6433773$2,040$1,836–$2,244103%
6533508$2,030$1,827–$2,233102%
6633509$2,030$1,827–$2,233102%
6733550$2,030$1,827–$2,233102%
6833564$2,030$1,827–$2,233102%
6933568$2,030$1,827–$2,233102%
7033571$2,030$1,827–$2,233102%
7133575$2,030$1,827–$2,233102%
7233583$2,030$1,827–$2,233102%
7333586$2,030$1,827–$2,233102%
7433587$2,030$1,827–$2,233102%
7533595$2,030$1,827–$2,233102%
7633601$2,030$1,827–$2,233102%
7733622$2,030$1,827–$2,233102%
7833623$2,030$1,827–$2,233102%
7933630$2,030$1,827–$2,233102%
8033646$2,030$1,827–$2,233102%
8133672$2,030$1,827–$2,233102%
8233673$2,030$1,827–$2,233102%
8333674$2,030$1,827–$2,233102%
8433675$2,030$1,827–$2,233102%
8533677$2,030$1,827–$2,233102%
8633679$2,030$1,827–$2,233102%
8733680$2,030$1,827–$2,233102%
8833681$2,030$1,827–$2,233102%
8933682$2,030$1,827–$2,233102%
9033684$2,030$1,827–$2,233102%
9133685$2,030$1,827–$2,233102%
9233687$2,030$1,827–$2,233102%
9333688$2,030$1,827–$2,233102%
9433689$2,030$1,827–$2,233102%
9533694$2,030$1,827–$2,233102%
9633705$2,020$1,818–$2,222102%
9733760$2,020$1,818–$2,222102%
9834609$2,020$1,818–$2,222102%
9933617$2,010$1,809–$2,211101%
10033702$2,000$1,800–$2,200101%
10134654$2,000$1,800–$2,200101%
10233730$1,990$1,791–$2,189100%
10333731$1,990$1,791–$2,189100%
10433732$1,990$1,791–$2,189100%
10533733$1,990$1,791–$2,189100%
10633734$1,990$1,791–$2,189100%
10733736$1,990$1,791–$2,189100%
10833738$1,990$1,791–$2,189100%
10933741$1,990$1,791–$2,189100%
11033742$1,990$1,791–$2,189100%
11133743$1,990$1,791–$2,189100%
11233747$1,990$1,791–$2,189100%
11333757$1,990$1,791–$2,189100%
11433758$1,990$1,791–$2,189100%
11533766$1,990$1,791–$2,189100%
11633775$1,990$1,791–$2,189100%
11733779$1,990$1,791–$2,189100%
11833780$1,990$1,791–$2,189100%
11933784$1,990$1,791–$2,189100%
12034660$1,990$1,791–$2,189100%
12134682$1,990$1,791–$2,189100%
12234697$1,990$1,791–$2,189100%
12333559$1,980$1,782–$2,17899%
12433637$1,970$1,773–$2,16799%
12534698$1,970$1,773–$2,16799%
12633772$1,950$1,755–$2,14598%
12734677$1,950$1,755–$2,14598%
12833712$1,920$1,728–$2,11296%
12933604$1,910$1,719–$2,10196%
13034688$1,910$1,719–$2,10196%
13133774$1,900$1,710–$2,09095%
13233558$1,890$1,701–$2,07995%
13333707$1,890$1,701–$2,07995%
13433620$1,880$1,692–$2,06894%
13533510$1,860$1,674–$2,04693%
13633584$1,860$1,674–$2,04693%
13733713$1,860$1,674–$2,04693%
13833763$1,860$1,674–$2,04693%
13933618$1,850$1,665–$2,03593%
14033704$1,850$1,665–$2,03593%
14133770$1,850$1,665–$2,03593%
14233771$1,850$1,665–$2,03593%
14333524$1,840$1,656–$2,02492%
14433526$1,840$1,656–$2,02492%
14533537$1,840$1,656–$2,02492%
14633539$1,840$1,656–$2,02492%
14733593$1,840$1,656–$2,02492%
14834656$1,840$1,656–$2,02492%
14934673$1,840$1,656–$2,02492%
15034674$1,840$1,656–$2,02492%
15134680$1,840$1,656–$2,02492%
15234692$1,840$1,656–$2,02492%
15333530$1,830$1,647–$2,01392%
15433603$1,830$1,647–$2,01392%
15534691$1,820$1,638–$2,00291%
15633534$1,810$1,629–$1,99191%
15734668$1,810$1,629–$1,99191%
15833566$1,800$1,620–$1,98090%
15933709$1,800$1,620–$1,98090%
16033613$1,790$1,611–$1,96990%
16133756$1,770$1,593–$1,94789%
16234669$1,770$1,593–$1,94789%
16333567$1,750$1,575–$1,92588%
16433612$1,750$1,575–$1,92588%
16533610$1,730$1,557–$1,90387%
16633714$1,730$1,557–$1,90387%
16733541$1,720$1,548–$1,89286%
16833755$1,720$1,548–$1,89286%
16934607$1,710$1,539–$1,88186%
17033809$1,700$1,530–$1,87085%
17134610$1,690$1,521–$1,85985%
17233810$1,680$1,512–$1,84884%
17334608$1,680$1,512–$1,84884%
17434690$1,680$1,512–$1,84884%
17534653$1,670$1,503–$1,83784%
17633563$1,660$1,494–$1,82683%
17733781$1,660$1,494–$1,82683%
17834652$1,660$1,494–$1,82683%
17934679$1,660$1,494–$1,82683%
18034689$1,660$1,494–$1,82683%
18134603$1,650$1,485–$1,81583%
18234605$1,650$1,485–$1,81583%
18334611$1,650$1,485–$1,81583%
18434636$1,650$1,485–$1,81583%
18534667$1,650$1,485–$1,81583%
18633570$1,640$1,476–$1,80482%
18733598$1,640$1,476–$1,80482%
18833605$1,640$1,476–$1,80482%
18934602$1,640$1,476–$1,80482%
19034606$1,610$1,449–$1,77181%
19134613$1,610$1,449–$1,77181%
19234604$1,580$1,422–$1,73879%
19333565$1,550$1,395–$1,70578%
19433849$1,550$1,395–$1,70578%
19534614$1,490$1,341–$1,63975%
19633542$1,470$1,323–$1,61774%
19734601$1,460$1,314–$1,60673%
19833592$1,450$1,305–$1,59573%
19933574$1,440$1,296–$1,58472%
20033576$1,420$1,278–$1,56271%
20133860$1,390$1,251–$1,52970%
20234661$1,390$1,251–$1,52970%
20333525$1,370$1,233–$1,50769%
20433523$1,350$1,215–$1,48568%
20533540$1,320$1,188–$1,45266%
20633527$1,260$1,134–$1,38663%
20734446$1,240$1,116–$1,36462%
Heads up: The figure above is the HUD Fair Market Rent. Your local Public Housing Authority (PHA) sets the actual payment standard — usually between 90% and 110% of it — so confirm your exact amount with the PHA that issued the voucher.

How Tampa-St. Petersburg-Clearwater, FL compares

Its internal spread of 1.53× (p90 ÷ p10) ranks 45 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.19×. See the full ranking and how it was measured →

A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.

This page shows official HUD Fair Market Rent data for general educational use — it is not legal, financial, or housing advice, and is not a guarantee of any voucher amount. Your local Public Housing Authority sets the actual payment standard and approves rents. Always confirm with your PHA and the official HUD FMR data.

Check a rent against a ZIP code → All 247 metro areas →