Stockton-Lodi, CA: 2-bedroom payment standards across 44 ZIP codes
HUD's FY2026 Small Area Fair Market Rents for Stockton-Lodi, CA MSA range from $1,310 to $3,660 for a 2-bedroom. The 90th-percentile ZIP code runs 1.73× the 10th — a gap of $1,016 a month — which ranks 4th widest of the 247 HUD metro areas we compare.
median 2-bedroom SAFMR across the area's 44 ZIP codes. Where a housing authority sets a single metro-wide standard, it could reach $1,914 at 110%.
monthly gap between the 90th- and 10th-percentile ZIP code ($1,386 to $2,402).
of the area's ZIP codes (14 of 44) sit above $1,914 — 110% of the area median.
Highest-rent ZIP codes in Stockton-Lodi, CA
Every ZIP code, ranked
The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median — where a housing authority sets a single area-wide standard, those sit above the highest ceiling basic policy reaches.
| # | ZIP code | 2 BR SAFMR ▾ | Payment standard (90–110%) | vs area median |
|---|---|---|---|---|
| 1 | 94505 | $3,660 | $3,294–$4,026 | above 110% |
| 2 | 95377 | $2,610 | $2,349–$2,871 | above 110% |
| 3 | 95391 | $2,610 | $2,349–$2,871 | above 110% |
| 4 | 95304 | $2,600 | $2,340–$2,860 | above 110% |
| 5 | 95212 | $2,420 | $2,178–$2,662 | above 110% |
| 6 | 95330 | $2,360 | $2,124–$2,596 | above 110% |
| 7 | 95219 | $2,110 | $1,899–$2,321 | above 110% |
| 8 | 95376 | $2,100 | $1,890–$2,310 | above 110% |
| 9 | 95337 | $2,090 | $1,881–$2,299 | above 110% |
| 10 | 95242 | $2,020 | $1,818–$2,222 | above 110% |
| 11 | 95632 | $1,950 | $1,755–$2,145 | above 110% |
| 12 | 95209 | $1,940 | $1,746–$2,134 | above 110% |
| 13 | 95231 | $1,930 | $1,737–$2,123 | above 110% |
| 14 | 95336 | $1,920 | $1,728–$2,112 | above 110% |
| 15 | 95366 | $1,880 | $1,692–$2,068 | 108% |
| 16 | 95367 | $1,820 | $1,638–$2,002 | 105% |
| 17 | 95207 | $1,760 | $1,584–$1,936 | 101% |
| 18 | 95361 | $1,760 | $1,584–$1,936 | 101% |
| 19 | 95201 | $1,740 | $1,566–$1,914 | 100% |
| 20 | 95208 | $1,740 | $1,566–$1,914 | 100% |
| 21 | 95213 | $1,740 | $1,566–$1,914 | 100% |
| 22 | 95234 | $1,740 | $1,566–$1,914 | 100% |
| 23 | 95241 | $1,740 | $1,566–$1,914 | 100% |
| 24 | 95267 | $1,740 | $1,566–$1,914 | 100% |
| 25 | 95269 | $1,740 | $1,566–$1,914 | 100% |
| 26 | 95378 | $1,740 | $1,566–$1,914 | 100% |
| 27 | 95320 | $1,720 | $1,548–$1,892 | 99% |
| 28 | 95227 | $1,710 | $1,539–$1,881 | 98% |
| 29 | 95240 | $1,650 | $1,485–$1,815 | 95% |
| 30 | 95211 | $1,610 | $1,449–$1,771 | 93% |
| 31 | 95210 | $1,550 | $1,395–$1,705 | 89% |
| 32 | 95220 | $1,540 | $1,386–$1,694 | 89% |
| 33 | 95385 | $1,540 | $1,386–$1,694 | 89% |
| 34 | 95204 | $1,530 | $1,377–$1,683 | 88% |
| 35 | 95206 | $1,530 | $1,377–$1,683 | 88% |
| 36 | 95258 | $1,530 | $1,377–$1,683 | 88% |
| 37 | 95253 | $1,450 | $1,305–$1,595 | 83% |
| 38 | 95205 | $1,440 | $1,296–$1,584 | 83% |
| 39 | 95237 | $1,400 | $1,260–$1,540 | 80% |
| 40 | 95215 | $1,380 | $1,242–$1,518 | 79% |
| 41 | 95641 | $1,370 | $1,233–$1,507 | 79% |
| 42 | 95202 | $1,310 | $1,179–$1,441 | 75% |
| 43 | 95203 | $1,310 | $1,179–$1,441 | 75% |
| 44 | 95686 | $1,310 | $1,179–$1,441 | 75% |
How Stockton-Lodi, CA compares
Its internal spread of 1.73× (p90 ÷ p10) ranks 4 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.26×. See the full ranking and how it was measured →
A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.