State College, PA: 2-bedroom payment standards across 27 ZIP codes
HUD's FY2026 Small Area Fair Market Rents for State College, PA MSA range from $1,290 to $1,580 for a 2-bedroom. The 90th-percentile ZIP code runs 1.18× the 10th — a gap of $232 a month — which ranks 226th widest of the 247 HUD metro areas we compare.
median 2-bedroom SAFMR across the area's 27 ZIP codes. Where a housing authority sets a single metro-wide standard, it could reach $1,419 at 110%.
monthly gap between the 90th- and 10th-percentile ZIP code ($1,290 to $1,522).
of the area's ZIP codes (7 of 27) sit above $1,419 — 110% of the area median.
Highest-rent ZIP codes in State College, PA
Every ZIP code, ranked
The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median — where a housing authority sets a single area-wide standard, those sit above the highest ceiling basic policy reaches.
| # | ZIP code | 2 BR SAFMR ▾ | Payment standard (90–110%) | vs area median |
|---|---|---|---|---|
| 1 | 16803 | $1,580 | $1,422–$1,738 | above 110% |
| 2 | 16802 | $1,550 | $1,395–$1,705 | above 110% |
| 3 | 16868 | $1,540 | $1,386–$1,694 | above 110% |
| 4 | 16801 | $1,510 | $1,359–$1,661 | above 110% |
| 5 | 16827 | $1,480 | $1,332–$1,628 | above 110% |
| 6 | 16851 | $1,480 | $1,332–$1,628 | above 110% |
| 7 | 16835 | $1,460 | $1,314–$1,606 | above 110% |
| 8 | 16804 | $1,410 | $1,269–$1,551 | 109% |
| 9 | 16677 | $1,290 | $1,161–$1,419 | 100% |
| 10 | 16820 | $1,290 | $1,161–$1,419 | 100% |
| 11 | 16823 | $1,290 | $1,161–$1,419 | 100% |
| 12 | 16826 | $1,290 | $1,161–$1,419 | 100% |
| 13 | 16828 | $1,290 | $1,161–$1,419 | 100% |
| 14 | 16829 | $1,290 | $1,161–$1,419 | 100% |
| 15 | 16832 | $1,290 | $1,161–$1,419 | 100% |
| 16 | 16844 | $1,290 | $1,161–$1,419 | 100% |
| 17 | 16852 | $1,290 | $1,161–$1,419 | 100% |
| 18 | 16853 | $1,290 | $1,161–$1,419 | 100% |
| 19 | 16854 | $1,290 | $1,161–$1,419 | 100% |
| 20 | 16856 | $1,290 | $1,161–$1,419 | 100% |
| 21 | 16859 | $1,290 | $1,161–$1,419 | 100% |
| 22 | 16864 | $1,290 | $1,161–$1,419 | 100% |
| 23 | 16870 | $1,290 | $1,161–$1,419 | 100% |
| 24 | 16872 | $1,290 | $1,161–$1,419 | 100% |
| 25 | 16874 | $1,290 | $1,161–$1,419 | 100% |
| 26 | 16875 | $1,290 | $1,161–$1,419 | 100% |
| 27 | 16882 | $1,290 | $1,161–$1,419 | 100% |
How State College, PA compares
Its internal spread of 1.18× (p90 ÷ p10) ranks 226 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.11×. Note that this area's 90th or 10th percentile lands exactly on its highest or lowest ZIP code, so a single ZIP is carrying the p90/p10 figure — the p75/p25 measure is the better read here. See the full ranking and how it was measured →
A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.