St. Louis, MO-IL: 2-bedroom payment standards across 218 ZIP codes

HUD's FY2026 Small Area Fair Market Rents for St. Louis, MO-IL HUD Metro FMR Area range from $990 to $1,830 for a 2-bedroom. The 90th-percentile ZIP code runs 1.51× the 10th — a gap of $503 a month — which ranks 51th widest of the 247 HUD metro areas we compare.

HUD requires ZIP-level payment standards here. St. Louis, MO-IL is one of the 65 designated Small Area FMR areas, so housing authorities in this area set payment standards from each ZIP code's own SAFMR rather than one area-wide figure. The spread below is policy, not a gap — though your PHA still chooses a figure within 90–110% of each ZIP's SAFMR, and may group ZIP codes together.

$1,160

median 2-bedroom SAFMR across the area's 218 ZIP codes. Each ZIP code carries its own standard here; your PHA sets a figure within 90–110% of that ZIP's SAFMR.

$503

monthly gap between the 90th- and 10th-percentile ZIP code ($990 to $1,493).

32.1%

of the area's ZIP codes (70 of 218) sit above $1,276 — 110% of the area median. Because ZIP-level standards are required here, that is a measure of the area's rent spread, not of ZIP codes left behind by a ceiling.

Highest-rent ZIP codes in St. Louis, MO-IL

2 BR Small Area FMR area median across all 218 ZIPs

Every ZIP code, ranked

The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median, which here simply marks the top of the area's rent range — ZIP-level standards are required in this area, so no ZIP is capped by an area-wide figure.

Filter by ZIP code

Showing 218 of 218 ZIP codes

#	ZIP code	2 BR SAFMR ▾	Payment standard (90–110%)	vs area median
1	62225	$1,830	$1,647–$2,013	above 110%
2	63034	$1,830	$1,647–$2,013	above 110%
3	63048	$1,830	$1,647–$2,013	above 110%
4	63124	$1,830	$1,647–$2,013	above 110%
5	63131	$1,830	$1,647–$2,013	above 110%
6	63011	$1,810	$1,629–$1,991	above 110%
7	63108	$1,810	$1,629–$1,991	above 110%
8	63348	$1,750	$1,575–$1,925	above 110%
9	63105	$1,730	$1,557–$1,903	above 110%
10	63304	$1,730	$1,557–$1,903	above 110%
11	63017	$1,710	$1,539–$1,881	above 110%
12	63367	$1,680	$1,512–$1,848	above 110%
13	63005	$1,670	$1,503–$1,837	above 110%
14	63144	$1,640	$1,476–$1,804	above 110%
15	63141	$1,630	$1,467–$1,793	above 110%
16	63040	$1,620	$1,458–$1,782	above 110%
17	63341	$1,580	$1,422–$1,738	above 110%
18	63368	$1,570	$1,413–$1,727	above 110%
19	63146	$1,550	$1,395–$1,705	above 110%
20	63332	$1,550	$1,395–$1,705	above 110%
21	62281	$1,540	$1,386–$1,694	above 110%
22	63038	$1,500	$1,350–$1,650	above 110%
23	63303	$1,490	$1,341–$1,639	above 110%
24	62295	$1,460	$1,314–$1,606	above 110%
25	63101	$1,460	$1,314–$1,606	above 110%
26	63132	$1,460	$1,314–$1,606	above 110%
27	63021	$1,440	$1,296–$1,584	above 110%
28	63031	$1,440	$1,296–$1,584	above 110%
29	63110	$1,440	$1,296–$1,584	above 110%
30	62269	$1,420	$1,278–$1,562	above 110%
31	63088	$1,420	$1,278–$1,562	above 110%
32	63122	$1,420	$1,278–$1,562	above 110%
33	63302	$1,420	$1,278–$1,562	above 110%
34	63338	$1,420	$1,278–$1,562	above 110%
35	63346	$1,420	$1,278–$1,562	above 110%
36	63366	$1,390	$1,251–$1,529	above 110%
37	63012	$1,380	$1,242–$1,518	above 110%
38	63365	$1,380	$1,242–$1,518	above 110%
39	63385	$1,380	$1,242–$1,518	above 110%
40	63025	$1,370	$1,233–$1,507	above 110%
41	63117	$1,360	$1,224–$1,496	above 110%
42	63130	$1,360	$1,224–$1,496	above 110%
43	62265	$1,350	$1,215–$1,485	above 110%
44	63376	$1,350	$1,215–$1,485	above 110%
45	62025	$1,340	$1,206–$1,474	above 110%
46	62026	$1,340	$1,206–$1,474	above 110%
47	62254	$1,340	$1,206–$1,474	above 110%
48	63043	$1,340	$1,206–$1,474	above 110%
49	63139	$1,340	$1,206–$1,474	above 110%
50	63104	$1,330	$1,197–$1,463	above 110%
51	62208	$1,320	$1,188–$1,452	above 110%
52	63089	$1,320	$1,188–$1,452	above 110%
53	62258	$1,310	$1,179–$1,441	above 110%
54	63103	$1,310	$1,179–$1,441	above 110%
55	62260	$1,300	$1,170–$1,430	above 110%
56	63006	$1,300	$1,170–$1,430	above 110%
57	63022	$1,300	$1,170–$1,430	above 110%
58	63024	$1,300	$1,170–$1,430	above 110%
59	63032	$1,300	$1,170–$1,430	above 110%
60	63045	$1,300	$1,170–$1,430	above 110%
61	63145	$1,300	$1,170–$1,430	above 110%
62	63151	$1,300	$1,170–$1,430	above 110%
63	62215	$1,290	$1,161–$1,419	above 110%
64	63127	$1,290	$1,161–$1,419	above 110%
65	63135	$1,290	$1,161–$1,419	above 110%
66	62035	$1,280	$1,152–$1,408	above 110%
67	63061	$1,280	$1,152–$1,408	above 110%
68	63073	$1,280	$1,152–$1,408	above 110%
69	63102	$1,280	$1,152–$1,408	above 110%
70	63119	$1,280	$1,152–$1,408	above 110%
71	62243	$1,270	$1,143–$1,397	109%
72	63134	$1,270	$1,143–$1,397	109%
73	63114	$1,260	$1,134–$1,386	109%
74	63033	$1,250	$1,125–$1,375	108%
75	63126	$1,250	$1,125–$1,375	108%
76	62034	$1,240	$1,116–$1,364	107%
77	62266	$1,240	$1,116–$1,364	107%
78	63109	$1,240	$1,116–$1,364	107%
79	63362	$1,240	$1,116–$1,364	107%
80	62221	$1,230	$1,107–$1,353	106%
81	63123	$1,230	$1,107–$1,353	106%
82	62232	$1,220	$1,098–$1,342	105%
83	62236	$1,220	$1,098–$1,342	105%
84	63026	$1,220	$1,098–$1,342	105%
85	63128	$1,220	$1,098–$1,342	105%
86	63301	$1,220	$1,098–$1,342	105%
87	63357	$1,220	$1,098–$1,342	105%
88	63010	$1,210	$1,089–$1,331	104%
89	63041	$1,210	$1,089–$1,331	104%
90	63369	$1,210	$1,089–$1,331	104%
91	62036	$1,200	$1,080–$1,320	103%
92	63051	$1,200	$1,080–$1,320	103%
93	63129	$1,200	$1,080–$1,320	103%
94	62071	$1,190	$1,071–$1,309	103%
95	62202	$1,190	$1,071–$1,309	103%
96	62206	$1,190	$1,071–$1,309	103%
97	62222	$1,190	$1,071–$1,309	103%
98	63138	$1,190	$1,071–$1,309	103%
99	63380	$1,190	$1,071–$1,309	103%
100	62223	$1,180	$1,062–$1,298	102%
101	62240	$1,180	$1,062–$1,298	102%
102	62294	$1,180	$1,062–$1,298	102%
103	62205	$1,170	$1,053–$1,287	101%
104	62216	$1,170	$1,053–$1,287	101%
105	63116	$1,170	$1,053–$1,287	101%
106	63137	$1,170	$1,053–$1,287	101%
107	63373	$1,170	$1,053–$1,287	101%
108	62018	$1,160	$1,044–$1,276	100%
109	62067	$1,160	$1,044–$1,276	100%
110	62244	$1,160	$1,044–$1,276	100%
111	62256	$1,160	$1,044–$1,276	100%
112	63039	$1,160	$1,044–$1,276	100%
113	63118	$1,160	$1,044–$1,276	100%
114	63133	$1,160	$1,044–$1,276	100%
115	63379	$1,160	$1,044–$1,276	100%
116	63044	$1,150	$1,035–$1,265	99%
117	63112	$1,140	$1,026–$1,254	98%
118	62203	$1,130	$1,017–$1,243	97%
119	62219	$1,130	$1,017–$1,243	97%
120	63155	$1,130	$1,017–$1,243	97%
121	63156	$1,130	$1,017–$1,243	97%
122	63166	$1,130	$1,017–$1,243	97%
123	63177	$1,130	$1,017–$1,243	97%
124	63178	$1,130	$1,017–$1,243	97%
125	63180	$1,130	$1,017–$1,243	97%
126	62234	$1,120	$1,008–$1,232	97%
127	62097	$1,110	$999–$1,221	96%
128	62252	$1,110	$999–$1,221	96%
129	62264	$1,110	$999–$1,221	96%
130	63042	$1,110	$999–$1,221	96%
131	63113	$1,110	$999–$1,221	96%
132	63121	$1,110	$999–$1,221	96%
133	63125	$1,110	$999–$1,221	96%
134	63342	$1,110	$999–$1,221	96%
135	63378	$1,110	$999–$1,221	96%
136	63047	$1,100	$990–$1,210	95%
137	63057	$1,100	$990–$1,210	95%
138	63065	$1,100	$990–$1,210	95%
139	63066	$1,100	$990–$1,210	95%
140	63136	$1,100	$990–$1,210	95%
141	63383	$1,100	$990–$1,210	95%
142	62046	$1,090	$981–$1,199	94%
143	62062	$1,090	$981–$1,199	94%
144	62226	$1,090	$981–$1,199	94%
145	63050	$1,090	$981–$1,199	94%
146	63072	$1,090	$981–$1,199	94%
147	63074	$1,090	$981–$1,199	94%
148	63147	$1,090	$981–$1,199	94%
149	63349	$1,090	$981–$1,199	94%
150	63390	$1,090	$981–$1,199	94%
151	62030	$1,080	$972–$1,188	93%
152	62060	$1,080	$972–$1,188	93%
153	62220	$1,080	$972–$1,188	93%
154	63049	$1,080	$972–$1,188	93%
155	63053	$1,080	$972–$1,188	93%
156	62048	$1,070	$963–$1,177	92%
157	63019	$1,070	$963–$1,177	92%
158	62084	$1,060	$954–$1,166	91%
159	62239	$1,060	$954–$1,166	91%
160	63052	$1,060	$954–$1,166	91%
161	63115	$1,060	$954–$1,166	91%
162	62061	$1,050	$945–$1,155	91%
163	62298	$1,050	$945–$1,155	91%
164	63386	$1,050	$945–$1,155	91%
165	62022	$1,040	$936–$1,144	90%
166	62040	$1,040	$936–$1,144	90%
167	62095	$1,040	$936–$1,144	90%
168	63015	$1,040	$936–$1,144	90%
169	62045	$1,030	$927–$1,133	89%
170	63055	$1,030	$927–$1,133	89%
171	63107	$1,030	$927–$1,133	89%
172	63120	$1,030	$927–$1,133	89%
173	63347	$1,030	$927–$1,133	89%
174	62010	$1,020	$918–$1,122	88%
175	62218	$1,020	$918–$1,122	88%
176	62230	$1,020	$918–$1,122	88%
177	63389	$1,020	$918–$1,122	88%
178	62289	$1,010	$909–$1,111	87%
179	63016	$1,010	$909–$1,111	87%
180	63069	$1,010	$909–$1,111	87%
181	63143	$1,010	$909–$1,111	87%
182	62090	$1,000	$900–$1,100	86%
183	62001	$990	$891–$1,089	85%
184	62006	$990	$891–$1,089	85%
185	62013	$990	$891–$1,089	85%
186	62024	$990	$891–$1,089	85%
187	62028	$990	$891–$1,089	85%
188	62031	$990	$891–$1,089	85%
189	62037	$990	$891–$1,089	85%
190	62047	$990	$891–$1,089	85%
191	62053	$990	$891–$1,089	85%
192	62058	$990	$891–$1,089	85%
193	62059	$990	$891–$1,089	85%
194	62065	$990	$891–$1,089	85%
195	62070	$990	$891–$1,089	85%
196	62087	$990	$891–$1,089	85%
197	62201	$990	$891–$1,089	85%
198	62204	$990	$891–$1,089	85%
199	62207	$990	$891–$1,089	85%
200	62245	$990	$891–$1,089	85%
201	62248	$990	$891–$1,089	85%
202	62250	$990	$891–$1,089	85%
203	62279	$990	$891–$1,089	85%
204	62282	$990	$891–$1,089	85%
205	62285	$990	$891–$1,089	85%
206	62293	$990	$891–$1,089	85%
207	63013	$990	$891–$1,089	85%
208	63056	$990	$891–$1,089	85%
209	63070	$990	$891–$1,089	85%
210	63077	$990	$891–$1,089	85%
211	63079	$990	$891–$1,089	85%
212	63084	$990	$891–$1,089	85%
213	63090	$990	$891–$1,089	85%
214	63106	$990	$891–$1,089	85%
215	63111	$990	$891–$1,089	85%
216	63140	$990	$891–$1,089	85%
217	63377	$990	$891–$1,089	85%
218	63387	$990	$891–$1,089	85%

Heads up: The figure above is the HUD Fair Market Rent. Your local Public Housing Authority (PHA) sets the actual payment standard — usually between 90% and 110% of it — so confirm your exact amount with the PHA that issued the voucher.

How St. Louis, MO-IL compares

Its internal spread of 1.51× (p90 ÷ p10) ranks 51 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.24×. Note that this area's 90th or 10th percentile lands exactly on its highest or lowest ZIP code, so a single ZIP is carrying the p90/p10 figure — the p75/p25 measure is the better read here. See the full ranking and how it was measured →

A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.

This page shows official HUD Fair Market Rent data for general educational use — it is not legal, financial, or housing advice, and is not a guarantee of any voucher amount. Your local Public Housing Authority sets the actual payment standard and approves rents. Always confirm with your PHA and the official HUD FMR data.

Check a rent against a ZIP code → All 247 metro areas →