Springfield, MO: 2-bedroom payment standards across 23 ZIP codes

HUD's FY2026 Small Area Fair Market Rents for Springfield, MO HUD Metro FMR Area range from $910 to $1,260 for a 2-bedroom. The 90th-percentile ZIP code runs 1.26× the 10th — a gap of $246 a month — which ranks 184th widest of the 247 HUD metro areas we compare.

ZIP-level standards are optional here. Springfield, MO is not one of HUD's 65 designated Small Area FMR areas, so a housing authority may set one payment standard for the whole area, or adopt ZIP-level exception standards of up to 110% of a ZIP's published SAFMR. Where a single area-wide standard is used, the 1 ZIP code below marked "above 110%" sit above the highest ceiling that basic policy reaches. Confirm what applies with the PHA that issued the voucher.

$1,100

median 2-bedroom SAFMR across the area's 23 ZIP codes. Where a housing authority sets a single metro-wide standard, it could reach $1,210 at 110%.

$246

monthly gap between the 90th- and 10th-percentile ZIP code ($930 to $1,176).

4.3%

of the area's ZIP codes (1 of 23) sit above $1,210 — 110% of the area median.

Highest-rent ZIP codes in Springfield, MO

2 BR Small Area FMR area median across all 23 ZIPs

Every ZIP code, ranked

The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median — where a housing authority sets a single area-wide standard, those sit above the highest ceiling basic policy reaches.

Filter by ZIP code

Showing 23 of 23 ZIP codes

#	ZIP code	2 BR SAFMR ▾	Payment standard (90–110%)	vs area median
1	65810	$1,260	$1,134–$1,386	above 110%
2	65807	$1,200	$1,080–$1,320	109%
3	65757	$1,180	$1,062–$1,298	107%
4	65809	$1,160	$1,044–$1,276	105%
5	65721	$1,150	$1,035–$1,265	105%
6	65897	$1,130	$1,017–$1,243	103%
7	65619	$1,100	$990–$1,210	100%
8	65765	$1,100	$990–$1,210	100%
9	65801	$1,100	$990–$1,210	100%
10	65805	$1,100	$990–$1,210	100%
11	65806	$1,100	$990–$1,210	100%
12	65808	$1,100	$990–$1,210	100%
13	65814	$1,100	$990–$1,210	100%
14	65890	$1,100	$990–$1,210	100%
15	65898	$1,100	$990–$1,210	100%
16	65804	$1,090	$981–$1,199	99%
17	65803	$1,060	$954–$1,166	96%
18	65742	$990	$891–$1,089	90%
19	65802	$980	$882–$1,078	89%
20	65620	$930	$837–$1,023	85%
21	65657	$930	$837–$1,023	85%
22	65629	$910	$819–$1,001	83%
23	65636	$910	$819–$1,001	83%

Heads up: The figure above is the HUD Fair Market Rent. Your local Public Housing Authority (PHA) sets the actual payment standard — usually between 90% and 110% of it — so confirm your exact amount with the PHA that issued the voucher.

How Springfield, MO compares

Its internal spread of 1.26× (p90 ÷ p10) ranks 184 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.09×. See the full ranking and how it was measured →

A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.

This page shows official HUD Fair Market Rent data for general educational use — it is not legal, financial, or housing advice, and is not a guarantee of any voucher amount. Your local Public Housing Authority sets the actual payment standard and approves rents. Always confirm with your PHA and the official HUD FMR data.

Check a rent against a ZIP code → All 247 metro areas →