Springfield, MA: 2-bedroom payment standards across 54 ZIP codes

HUD's FY2026 Small Area Fair Market Rents for Springfield, MA MSA range from $1,400 to $2,600 for a 2-bedroom. The 90th-percentile ZIP code runs 1.34× the 10th — a gap of $506 a month — which ranks 145th widest of the 247 HUD metro areas we compare.

ZIP-level standards are optional here. Springfield, MA is not one of HUD's 65 designated Small Area FMR areas, so a housing authority may set one payment standard for the whole area, or adopt ZIP-level exception standards of up to 110% of a ZIP's published SAFMR. Where a single area-wide standard is used, the 11 ZIP codes below marked "above 110%" sit above the highest ceiling that basic policy reaches. Confirm what applies with the PHA that issued the voucher.

$1,725

median 2-bedroom SAFMR across the area's 54 ZIP codes. Where a housing authority sets a single metro-wide standard, it could reach $1,898 at 110%.

$506

monthly gap between the 90th- and 10th-percentile ZIP code ($1,510 to $2,016).

20.4%

of the area's ZIP codes (11 of 54) sit above $1,898 — 110% of the area median.

Highest-rent ZIP codes in Springfield, MA

2 BR Small Area FMR area median across all 54 ZIPs

Every ZIP code, ranked

The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median — where a housing authority sets a single area-wide standard, those sit above the highest ceiling basic policy reaches.

Filter by ZIP code

Showing 54 of 54 ZIP codes

#	ZIP code	2 BR SAFMR ▾	Payment standard (90–110%)	vs area median
1	01034	$2,600	$2,340–$2,860	above 110%
2	01106	$2,600	$2,340–$2,860	above 110%
3	01022	$2,460	$2,214–$2,706	above 110%
4	01223	$2,240	$2,016–$2,464	above 110%
5	01103	$2,050	$1,845–$2,255	above 110%
6	01033	$2,040	$1,836–$2,244	above 110%
7	01081	$1,960	$1,764–$2,156	above 110%
8	01118	$1,940	$1,746–$2,134	above 110%
9	01050	$1,930	$1,737–$2,123	above 110%
10	01001	$1,910	$1,719–$2,101	above 110%
11	01129	$1,910	$1,719–$2,101	above 110%
12	01128	$1,890	$1,701–$2,079	110%
13	01151	$1,870	$1,683–$2,057	108%
14	01119	$1,860	$1,674–$2,046	108%
15	01009	$1,830	$1,647–$2,013	106%
16	01104	$1,820	$1,638–$2,002	106%
17	01073	$1,810	$1,629–$1,991	105%
18	01077	$1,810	$1,629–$1,991	105%
19	01028	$1,800	$1,620–$1,980	104%
20	01107	$1,790	$1,611–$1,969	104%
21	01109	$1,780	$1,602–$1,958	103%
22	01521	$1,780	$1,602–$1,958	103%
23	01108	$1,750	$1,575–$1,925	101%
24	01030	$1,740	$1,566–$1,914	101%
25	01056	$1,740	$1,566–$1,914	101%
26	01020	$1,730	$1,557–$1,903	100%
27	01095	$1,730	$1,557–$1,903	100%
28	01040	$1,720	$1,548–$1,892	100%
29	01014	$1,710	$1,539–$1,881	99%
30	01021	$1,710	$1,539–$1,881	99%
31	01041	$1,710	$1,539–$1,881	99%
32	01080	$1,710	$1,539–$1,881	99%
33	01086	$1,710	$1,539–$1,881	99%
34	01090	$1,710	$1,539–$1,881	99%
35	01101	$1,710	$1,539–$1,881	99%
36	01111	$1,710	$1,539–$1,881	99%
37	01115	$1,710	$1,539–$1,881	99%
38	01116	$1,710	$1,539–$1,881	99%
39	01138	$1,710	$1,539–$1,881	99%
40	01139	$1,710	$1,539–$1,881	99%
41	01144	$1,710	$1,539–$1,881	99%
42	01152	$1,710	$1,539–$1,881	99%
43	01036	$1,680	$1,512–$1,848	97%
44	01085	$1,640	$1,476–$1,804	95%
45	01013	$1,600	$1,440–$1,760	93%
46	01089	$1,560	$1,404–$1,716	90%
47	01105	$1,550	$1,395–$1,705	90%
48	01008	$1,510	$1,359–$1,661	88%
49	01011	$1,510	$1,359–$1,661	88%
50	01069	$1,510	$1,359–$1,661	88%
51	01079	$1,510	$1,359–$1,661	88%
52	01097	$1,500	$1,350–$1,650	87%
53	01057	$1,440	$1,296–$1,584	83%
54	01071	$1,400	$1,260–$1,540	81%

Heads up: The figure above is the HUD Fair Market Rent. Your local Public Housing Authority (PHA) sets the actual payment standard — usually between 90% and 110% of it — so confirm your exact amount with the PHA that issued the voucher.

How Springfield, MA compares

Its internal spread of 1.34× (p90 ÷ p10) ranks 145 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.08×. See the full ranking and how it was measured →

A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.

This page shows official HUD Fair Market Rent data for general educational use — it is not legal, financial, or housing advice, and is not a guarantee of any voucher amount. Your local Public Housing Authority sets the actual payment standard and approves rents. Always confirm with your PHA and the official HUD FMR data.

Check a rent against a ZIP code → All 247 metro areas →