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Springfield, IL: 2-bedroom payment standards across 34 ZIP codes

HUD's FY2026 Small Area Fair Market Rents for Springfield, IL MSA range from $1,020 to $1,670 for a 2-bedroom. The 90th-percentile ZIP code runs 1.25× the 10th — a gap of $280 a month — which ranks 193th widest of the 247 HUD metro areas we compare.

ZIP-level standards are optional here. Springfield, IL is not one of HUD's 65 designated Small Area FMR areas, so a housing authority may set one payment standard for the whole area, or adopt ZIP-level exception standards of up to 110% of a ZIP's published SAFMR. Where a single area-wide standard is used, the 6 ZIP codes below marked "above 110%" sit above the highest ceiling that basic policy reaches. Confirm what applies with the PHA that issued the voucher.
$1,210

median 2-bedroom SAFMR across the area's 34 ZIP codes. Where a housing authority sets a single metro-wide standard, it could reach $1,331 at 110%.

$280

monthly gap between the 90th- and 10th-percentile ZIP code ($1,110 to $1,390).

17.6%

of the area's ZIP codes (6 of 34) sit above $1,331 — 110% of the area median.

Highest-rent ZIP codes in Springfield, IL

62684$1,67062629$1,46062711$1,46062561$1,39062712$1,39062701$1,37062536$1,21062705$1,21062706$1,21062708$1,21062719$1,21062726$1,21062736$1,21062756$1,21062764$1,21062776$1,21062781$1,21062791$1,21062796$1,21062615$1,20062703$1,20062704$1,20062625$1,18062702$1,18062520$1,160area median $1,210
2 BR Small Area FMR area median across all 34 ZIPs

Every ZIP code, ranked

The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median — where a housing authority sets a single area-wide standard, those sit above the highest ceiling basic policy reaches.

Showing 34 of 34 ZIP codes
# ZIP code 2 BR SAFMR ▾ Payment standard (90–110%) vs area median
162684$1,670$1,503–$1,837above 110%
262629$1,460$1,314–$1,606above 110%
362711$1,460$1,314–$1,606above 110%
462561$1,390$1,251–$1,529above 110%
562712$1,390$1,251–$1,529above 110%
662701$1,370$1,233–$1,507above 110%
762536$1,210$1,089–$1,331100%
862705$1,210$1,089–$1,331100%
962706$1,210$1,089–$1,331100%
1062708$1,210$1,089–$1,331100%
1162719$1,210$1,089–$1,331100%
1262726$1,210$1,089–$1,331100%
1362736$1,210$1,089–$1,331100%
1462756$1,210$1,089–$1,331100%
1562764$1,210$1,089–$1,331100%
1662776$1,210$1,089–$1,331100%
1762781$1,210$1,089–$1,331100%
1862791$1,210$1,089–$1,331100%
1962796$1,210$1,089–$1,331100%
2062615$1,200$1,080–$1,32099%
2162703$1,200$1,080–$1,32099%
2262704$1,200$1,080–$1,32099%
2362625$1,180$1,062–$1,29898%
2462702$1,180$1,062–$1,29898%
2562520$1,160$1,044–$1,27696%
2662707$1,150$1,035–$1,26595%
2762515$1,140$1,026–$1,25494%
2862661$1,120$1,008–$1,23293%
2962530$1,110$999–$1,22192%
3062659$1,110$999–$1,22192%
3162688$1,110$999–$1,22192%
3262689$1,090$981–$1,19990%
3362642$1,040$936–$1,14486%
3462539$1,020$918–$1,12284%
Heads up: The figure above is the HUD Fair Market Rent. Your local Public Housing Authority (PHA) sets the actual payment standard — usually between 90% and 110% of it — so confirm your exact amount with the PHA that issued the voucher.

How Springfield, IL compares

Its internal spread of 1.25× (p90 ÷ p10) ranks 193 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.05×. See the full ranking and how it was measured →

A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.

This page shows official HUD Fair Market Rent data for general educational use — it is not legal, financial, or housing advice, and is not a guarantee of any voucher amount. Your local Public Housing Authority sets the actual payment standard and approves rents. Always confirm with your PHA and the official HUD FMR data.

Check a rent against a ZIP code → All 247 metro areas →