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Spokane, WA: 2-bedroom payment standards across 44 ZIP codes

HUD's FY2026 Small Area Fair Market Rents for Spokane, WA HUD Metro FMR Area range from $1,310 to $2,220 for a 2-bedroom. The 90th-percentile ZIP code runs 1.24× the 10th — a gap of $329 a month — which ranks 200th widest of the 247 HUD metro areas we compare.

ZIP-level standards are optional here. Spokane, WA is not one of HUD's 65 designated Small Area FMR areas, so a housing authority may set one payment standard for the whole area, or adopt ZIP-level exception standards of up to 110% of a ZIP's published SAFMR. Where a single area-wide standard is used, the 5 ZIP codes below marked "above 110%" sit above the highest ceiling that basic policy reaches. Confirm what applies with the PHA that issued the voucher.
$1,530

median 2-bedroom SAFMR across the area's 44 ZIP codes. Where a housing authority sets a single metro-wide standard, it could reach $1,683 at 110%.

$329

monthly gap between the 90th- and 10th-percentile ZIP code ($1,363 to $1,692).

11.4%

of the area's ZIP codes (5 of 44) sit above $1,683 — 110% of the area median.

Highest-rent ZIP codes in Spokane, WA

99019$2,22099016$2,11099011$2,07099023$1,98099005$1,71099001$1,65099037$1,64099021$1,63099217$1,62099224$1,60099223$1,59099025$1,57099027$1,57099208$1,57099203$1,56099205$1,56099216$1,55099030$1,53099209$1,53099210$1,53099211$1,53099213$1,53099214$1,53099219$1,53099220$1,530area median $1,530
2 BR Small Area FMR area median across all 44 ZIPs

Every ZIP code, ranked

The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median — where a housing authority sets a single area-wide standard, those sit above the highest ceiling basic policy reaches.

Showing 44 of 44 ZIP codes
# ZIP code 2 BR SAFMR ▾ Payment standard (90–110%) vs area median
199019$2,220$1,998–$2,442above 110%
299016$2,110$1,899–$2,321above 110%
399011$2,070$1,863–$2,277above 110%
499023$1,980$1,782–$2,178above 110%
599005$1,710$1,539–$1,881above 110%
699001$1,650$1,485–$1,815108%
799037$1,640$1,476–$1,804107%
899021$1,630$1,467–$1,793107%
999217$1,620$1,458–$1,782106%
1099224$1,600$1,440–$1,760105%
1199223$1,590$1,431–$1,749104%
1299025$1,570$1,413–$1,727103%
1399027$1,570$1,413–$1,727103%
1499208$1,570$1,413–$1,727103%
1599203$1,560$1,404–$1,716102%
1699205$1,560$1,404–$1,716102%
1799216$1,550$1,395–$1,705101%
1899030$1,530$1,377–$1,683100%
1999209$1,530$1,377–$1,683100%
2099210$1,530$1,377–$1,683100%
2199211$1,530$1,377–$1,683100%
2299213$1,530$1,377–$1,683100%
2399214$1,530$1,377–$1,683100%
2499219$1,530$1,377–$1,683100%
2599220$1,530$1,377–$1,683100%
2699228$1,530$1,377–$1,683100%
2799260$1,530$1,377–$1,683100%
2899036$1,510$1,359–$1,66199%
2999212$1,510$1,359–$1,66199%
3099207$1,480$1,332–$1,62897%
3199003$1,470$1,323–$1,61796%
3299020$1,450$1,305–$1,59595%
3399218$1,440$1,296–$1,58494%
3499251$1,440$1,296–$1,58494%
3599014$1,430$1,287–$1,57393%
3699202$1,420$1,278–$1,56293%
3799258$1,420$1,278–$1,56293%
3899206$1,400$1,260–$1,54092%
3999018$1,370$1,233–$1,50790%
4099012$1,360$1,224–$1,49689%
4199039$1,360$1,224–$1,49689%
4299031$1,340$1,206–$1,47488%
4399201$1,340$1,206–$1,47488%
4499204$1,310$1,179–$1,44186%
Heads up: The figure above is the HUD Fair Market Rent. Your local Public Housing Authority (PHA) sets the actual payment standard — usually between 90% and 110% of it — so confirm your exact amount with the PHA that issued the voucher.

How Spokane, WA compares

Its internal spread of 1.24× (p90 ÷ p10) ranks 200 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.09×. See the full ranking and how it was measured →

A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.

This page shows official HUD Fair Market Rent data for general educational use — it is not legal, financial, or housing advice, and is not a guarantee of any voucher amount. Your local Public Housing Authority sets the actual payment standard and approves rents. Always confirm with your PHA and the official HUD FMR data.

Check a rent against a ZIP code → All 247 metro areas →