Sioux City, IA-NE-SD: 2-bedroom payment standards across 22 ZIP codes

HUD's FY2026 Small Area Fair Market Rents for Sioux City, IA-NE-SD MSA range from $960 to $1,510 for a 2-bedroom. The 90th-percentile ZIP code runs 1.40× the 10th — a gap of $398 a month — which ranks 102th widest of the 247 HUD metro areas we compare.

ZIP-level standards are optional here. Sioux City, IA-NE-SD is not one of HUD's 65 designated Small Area FMR areas, so a housing authority may set one payment standard for the whole area, or adopt ZIP-level exception standards of up to 110% of a ZIP's published SAFMR. Where a single area-wide standard is used, the 6 ZIP codes below marked "above 110%" sit above the highest ceiling that basic policy reaches. Confirm what applies with the PHA that issued the voucher.
$1,140

median 2-bedroom SAFMR across the area's 22 ZIP codes. Where a housing authority sets a single metro-wide standard, it could reach $1,254 at 110%.

$398

monthly gap between the 90th- and 10th-percentile ZIP code ($1,000 to $1,398).

27.3%

of the area's ZIP codes (6 of 22) sit above $1,254 — 110% of the area median.

Highest-rent ZIP codes in Sioux City, IA-NE-SD

68741$1,51051054$1,49057049$1,40068743$1,38051004$1,33068731$1,29051106$1,22068776$1,21051111$1,19051039$1,14051044$1,14051104$1,14051102$1,13057038$1,13051007$1,12051015$1,05051030$1,00051052$1,00051105$1,00068030$1,00057025$98051101$960area median $1,140
2 BR Small Area FMR area median across all 22 ZIPs

Every ZIP code, ranked

The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median — where a housing authority sets a single area-wide standard, those sit above the highest ceiling basic policy reaches.

Showing 22 of 22 ZIP codes
# ZIP code 2 BR SAFMR Payment standard (90–110%) vs area median
168741$1,510$1,359–$1,661above 110%
251054$1,490$1,341–$1,639above 110%
357049$1,400$1,260–$1,540above 110%
468743$1,380$1,242–$1,518above 110%
551004$1,330$1,197–$1,463above 110%
668731$1,290$1,161–$1,419above 110%
751106$1,220$1,098–$1,342107%
868776$1,210$1,089–$1,331106%
951111$1,190$1,071–$1,309104%
1051039$1,140$1,026–$1,254100%
1151044$1,140$1,026–$1,254100%
1251104$1,140$1,026–$1,254100%
1351102$1,130$1,017–$1,24399%
1457038$1,130$1,017–$1,24399%
1551007$1,120$1,008–$1,23298%
1651015$1,050$945–$1,15592%
1751030$1,000$900–$1,10088%
1851052$1,000$900–$1,10088%
1951105$1,000$900–$1,10088%
2068030$1,000$900–$1,10088%
2157025$980$882–$1,07886%
2251101$960$864–$1,05684%
Heads up: The figure above is the HUD Fair Market Rent. Your local Public Housing Authority (PHA) sets the actual payment standard — usually between 90% and 110% of it — so confirm your exact amount with the PHA that issued the voucher.

How Sioux City, IA-NE-SD compares

Its internal spread of 1.40× (p90 ÷ p10) ranks 102 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.26×. See the full ranking and how it was measured →

A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.

This page shows official HUD Fair Market Rent data for general educational use — it is not legal, financial, or housing advice, and is not a guarantee of any voucher amount. Your local Public Housing Authority sets the actual payment standard and approves rents. Always confirm with your PHA and the official HUD FMR data.

Check a rent against a ZIP code → All 247 metro areas →