Seattle-Bellevue, WA: 2-bedroom payment standards across 144 ZIP codes

HUD's FY2026 Small Area Fair Market Rents for Seattle-Bellevue, WA HUD Metro FMR Area range from $2,160 to $3,750 for a 2-bedroom. The 90th-percentile ZIP code runs 1.44× the 10th — a gap of $950 a month — which ranks 83th widest of the 247 HUD metro areas we compare.

HUD requires ZIP-level payment standards here. Seattle-Bellevue, WA is one of the 65 designated Small Area FMR areas, so housing authorities in this area set payment standards from each ZIP code's own SAFMR rather than one area-wide figure. The spread below is policy, not a gap — though your PHA still chooses a figure within 90–110% of each ZIP's SAFMR, and may group ZIP codes together.

$2,550

median 2-bedroom SAFMR across the area's 144 ZIP codes. Each ZIP code carries its own standard here; your PHA sets a figure within 90–110% of that ZIP's SAFMR.

$950

monthly gap between the 90th- and 10th-percentile ZIP code ($2,160 to $3,110).

22.2%

of the area's ZIP codes (32 of 144) sit above $2,805 — 110% of the area median. Because ZIP-level standards are required here, that is a measure of the area's rent spread, not of ZIP codes left behind by a ceiling.

Highest-rent ZIP codes in Seattle-Bellevue, WA

2 BR Small Area FMR area median across all 144 ZIPs

Every ZIP code, ranked

The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median, which here simply marks the top of the area's rent range — ZIP-level standards are required in this area, so no ZIP is capped by an area-wide figure.

Filter by ZIP code

Showing 144 of 144 ZIP codes

#	ZIP code	2 BR SAFMR ▾	Payment standard (90–110%)	vs area median
1	98004	$3,750	$3,375–$4,125	above 110%
2	98075	$3,750	$3,375–$4,125	above 110%
3	98121	$3,740	$3,366–$4,114	above 110%
4	98065	$3,570	$3,213–$3,927	above 110%
5	98006	$3,560	$3,204–$3,916	above 110%
6	98101	$3,470	$3,123–$3,817	above 110%
7	98074	$3,440	$3,096–$3,784	above 110%
8	98019	$3,420	$3,078–$3,762	above 110%
9	98109	$3,400	$3,060–$3,740	above 110%
10	98029	$3,310	$2,979–$3,641	above 110%
11	98053	$3,310	$2,979–$3,641	above 110%
12	98033	$3,260	$2,934–$3,586	above 110%
13	98039	$3,240	$2,916–$3,564	above 110%
14	98008	$3,160	$2,844–$3,476	above 110%
15	98052	$3,110	$2,799–$3,421	above 110%
16	98122	$3,110	$2,799–$3,421	above 110%
17	98007	$3,030	$2,727–$3,333	above 110%
18	98021	$3,030	$2,727–$3,333	above 110%
19	98040	$3,020	$2,718–$3,322	above 110%
20	98077	$2,990	$2,691–$3,289	above 110%
21	98103	$2,990	$2,691–$3,289	above 110%
22	98107	$2,990	$2,691–$3,289	above 110%
23	98199	$2,960	$2,664–$3,256	above 110%
24	98005	$2,930	$2,637–$3,223	above 110%
25	98296	$2,930	$2,637–$3,223	above 110%
26	98027	$2,920	$2,628–$3,212	above 110%
27	98102	$2,910	$2,619–$3,201	above 110%
28	98115	$2,890	$2,601–$3,179	above 110%
29	98025	$2,870	$2,583–$3,157	above 110%
30	98034	$2,860	$2,574–$3,146	above 110%
31	98038	$2,850	$2,565–$3,135	above 110%
32	98072	$2,820	$2,538–$3,102	above 110%
33	98105	$2,730	$2,457–$3,003	107%
34	98117	$2,730	$2,457–$3,003	107%
35	98195	$2,730	$2,457–$3,003	107%
36	98050	$2,720	$2,448–$2,992	107%
37	98011	$2,700	$2,430–$2,970	106%
38	98012	$2,690	$2,421–$2,959	105%
39	98059	$2,690	$2,421–$2,959	105%
40	98119	$2,690	$2,421–$2,959	105%
41	98045	$2,660	$2,394–$2,926	104%
42	98177	$2,650	$2,385–$2,915	104%
43	98010	$2,640	$2,376–$2,904	104%
44	98051	$2,640	$2,376–$2,904	104%
45	98258	$2,640	$2,376–$2,904	104%
46	98112	$2,630	$2,367–$2,893	103%
47	98116	$2,600	$2,340–$2,860	102%
48	98136	$2,600	$2,340–$2,860	102%
49	98042	$2,580	$2,322–$2,838	101%
50	98055	$2,580	$2,322–$2,838	101%
51	98125	$2,580	$2,322–$2,838	101%
52	98058	$2,560	$2,304–$2,816	100%
53	98144	$2,560	$2,304–$2,816	100%
54	98275	$2,560	$2,304–$2,816	100%
55	98009	$2,550	$2,295–$2,805	100%
56	98015	$2,550	$2,295–$2,805	100%
57	98035	$2,550	$2,295–$2,805	100%
58	98041	$2,550	$2,295–$2,805	100%
59	98062	$2,550	$2,295–$2,805	100%
60	98063	$2,550	$2,295–$2,805	100%
61	98064	$2,550	$2,295–$2,805	100%
62	98071	$2,550	$2,295–$2,805	100%
63	98073	$2,550	$2,295–$2,805	100%
64	98083	$2,550	$2,295–$2,805	100%
65	98089	$2,550	$2,295–$2,805	100%
66	98093	$2,550	$2,295–$2,805	100%
67	98111	$2,550	$2,295–$2,805	100%
68	98113	$2,550	$2,295–$2,805	100%
69	98114	$2,550	$2,295–$2,805	100%
70	98124	$2,550	$2,295–$2,805	100%
71	98127	$2,550	$2,295–$2,805	100%
72	98131	$2,550	$2,295–$2,805	100%
73	98138	$2,550	$2,295–$2,805	100%
74	98139	$2,550	$2,295–$2,805	100%
75	98145	$2,550	$2,295–$2,805	100%
76	98154	$2,550	$2,295–$2,805	100%
77	98158	$2,550	$2,295–$2,805	100%
78	98161	$2,550	$2,295–$2,805	100%
79	98165	$2,550	$2,295–$2,805	100%
80	98170	$2,550	$2,295–$2,805	100%
81	98174	$2,550	$2,295–$2,805	100%
82	98175	$2,550	$2,295–$2,805	100%
83	98185	$2,550	$2,295–$2,805	100%
84	98194	$2,550	$2,295–$2,805	100%
85	98133	$2,540	$2,286–$2,794	100%
86	98087	$2,520	$2,268–$2,772	99%
87	98028	$2,480	$2,232–$2,728	97%
88	98056	$2,480	$2,232–$2,728	97%
89	98155	$2,480	$2,232–$2,728	97%
90	98024	$2,470	$2,223–$2,717	97%
91	98110	$2,460	$2,214–$2,706	96%
92	98118	$2,430	$2,187–$2,673	95%
93	98134	$2,410	$2,169–$2,651	95%
94	98043	$2,400	$2,160–$2,640	94%
95	98106	$2,390	$2,151–$2,629	94%
96	98020	$2,380	$2,142–$2,618	93%
97	98178	$2,360	$2,124–$2,596	93%
98	98272	$2,360	$2,124–$2,596	93%
99	98032	$2,350	$2,115–$2,585	92%
100	98014	$2,340	$2,106–$2,574	92%
101	98271	$2,330	$2,097–$2,563	91%
102	98046	$2,320	$2,088–$2,552	91%
103	98082	$2,320	$2,088–$2,552	91%
104	98206	$2,320	$2,088–$2,552	91%
105	98213	$2,320	$2,088–$2,552	91%
106	98259	$2,320	$2,088–$2,552	91%
107	98287	$2,320	$2,088–$2,552	91%
108	98291	$2,320	$2,088–$2,552	91%
109	98293	$2,320	$2,088–$2,552	91%
110	98031	$2,310	$2,079–$2,541	91%
111	98037	$2,310	$2,079–$2,541	91%
112	98208	$2,310	$2,079–$2,541	91%
113	98026	$2,300	$2,070–$2,530	90%
114	98030	$2,280	$2,052–$2,508	89%
115	98223	$2,260	$2,034–$2,486	89%
116	98104	$2,240	$2,016–$2,464	88%
117	98148	$2,240	$2,016–$2,464	88%
118	98164	$2,240	$2,016–$2,464	88%
119	98168	$2,230	$2,007–$2,453	87%
120	98057	$2,210	$1,989–$2,431	87%
121	98126	$2,210	$1,989–$2,431	87%
122	98003	$2,190	$1,971–$2,409	86%
123	98166	$2,190	$1,971–$2,409	86%
124	98146	$2,180	$1,962–$2,398	85%
125	98198	$2,180	$1,962–$2,398	85%
126	98292	$2,180	$1,962–$2,398	85%
127	98002	$2,160	$1,944–$2,376	85%
128	98036	$2,160	$1,944–$2,376	85%
129	98070	$2,160	$1,944–$2,376	85%
130	98108	$2,160	$1,944–$2,376	85%
131	98188	$2,160	$1,944–$2,376	85%
132	98201	$2,160	$1,944–$2,376	85%
133	98203	$2,160	$1,944–$2,376	85%
134	98204	$2,160	$1,944–$2,376	85%
135	98207	$2,160	$1,944–$2,376	85%
136	98224	$2,160	$1,944–$2,376	85%
137	98241	$2,160	$1,944–$2,376	85%
138	98251	$2,160	$1,944–$2,376	85%
139	98252	$2,160	$1,944–$2,376	85%
140	98256	$2,160	$1,944–$2,376	85%
141	98270	$2,160	$1,944–$2,376	85%
142	98288	$2,160	$1,944–$2,376	85%
143	98290	$2,160	$1,944–$2,376	85%
144	98294	$2,160	$1,944–$2,376	85%

Heads up: The figure above is the HUD Fair Market Rent. Your local Public Housing Authority (PHA) sets the actual payment standard — usually between 90% and 110% of it — so confirm your exact amount with the PHA that issued the voucher.

How Seattle-Bellevue, WA compares

Its internal spread of 1.44× (p90 ÷ p10) ranks 83 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.17×. Note that this area's 90th or 10th percentile lands exactly on its highest or lowest ZIP code, so a single ZIP is carrying the p90/p10 figure — the p75/p25 measure is the better read here. See the full ranking and how it was measured →

A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.

This page shows official HUD Fair Market Rent data for general educational use — it is not legal, financial, or housing advice, and is not a guarantee of any voucher amount. Your local Public Housing Authority sets the actual payment standard and approves rents. Always confirm with your PHA and the official HUD FMR data.

Check a rent against a ZIP code → All 247 metro areas →