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Santa Rosa-Petaluma, CA: 2-bedroom payment standards across 51 ZIP codes

HUD's FY2026 Small Area Fair Market Rents for Santa Rosa-Petaluma, CA MSA range from $2,470 to $3,430 for a 2-bedroom. The 90th-percentile ZIP code runs 1.21× the 10th — a gap of $520 a month — which ranks 211th widest of the 247 HUD metro areas we compare.

ZIP-level standards are optional here. Santa Rosa-Petaluma, CA is not one of HUD's 65 designated Small Area FMR areas, so a housing authority may set one payment standard for the whole area, or adopt ZIP-level exception standards of up to 110% of a ZIP's published SAFMR. Where a single area-wide standard is used, the 3 ZIP codes below marked "above 110%" sit above the highest ceiling that basic policy reaches. Confirm what applies with the PHA that issued the voucher.
$2,830

median 2-bedroom SAFMR across the area's 51 ZIP codes. Where a housing authority sets a single metro-wide standard, it could reach $3,113 at 110%.

$520

monthly gap between the 90th- and 10th-percentile ZIP code ($2,470 to $2,990).

5.9%

of the area's ZIP codes (3 of 51) sit above $3,113 — 110% of the area median.

Highest-rent ZIP codes in Santa Rosa-Petaluma, CA

94954$3,43095409$3,24095405$3,12094928$3,10095492$3,07094945$2,99094952$2,99094574$2,95095439$2,95095448$2,92095452$2,92095403$2,91095476$2,86095401$2,84095450$2,84094927$2,83094953$2,83094955$2,83094975$2,83094999$2,83095402$2,83095406$2,83095416$2,83095433$2,83095473$2,830area median $2,830
2 BR Small Area FMR area median across all 51 ZIPs

Every ZIP code, ranked

The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median — where a housing authority sets a single area-wide standard, those sit above the highest ceiling basic policy reaches.

Showing 51 of 51 ZIP codes
# ZIP code 2 BR SAFMR ▾ Payment standard (90–110%) vs area median
194954$3,430$3,087–$3,773above 110%
295409$3,240$2,916–$3,564above 110%
395405$3,120$2,808–$3,432above 110%
494928$3,100$2,790–$3,410110%
595492$3,070$2,763–$3,377108%
694945$2,990$2,691–$3,289106%
794952$2,990$2,691–$3,289106%
894574$2,950$2,655–$3,245104%
995439$2,950$2,655–$3,245104%
1095448$2,920$2,628–$3,212103%
1195452$2,920$2,628–$3,212103%
1295403$2,910$2,619–$3,201103%
1395476$2,860$2,574–$3,146101%
1495401$2,840$2,556–$3,124100%
1595450$2,840$2,556–$3,124100%
1694927$2,830$2,547–$3,113100%
1794953$2,830$2,547–$3,113100%
1894955$2,830$2,547–$3,113100%
1994975$2,830$2,547–$3,113100%
2094999$2,830$2,547–$3,113100%
2195402$2,830$2,547–$3,113100%
2295406$2,830$2,547–$3,113100%
2395416$2,830$2,547–$3,113100%
2495433$2,830$2,547–$3,113100%
2595473$2,830$2,547–$3,113100%
2695487$2,830$2,547–$3,113100%
2794972$2,780$2,502–$3,05898%
2895404$2,730$2,457–$3,00396%
2994515$2,690$2,421–$2,95995%
3095431$2,690$2,421–$2,95995%
3195444$2,640$2,376–$2,90493%
3295472$2,640$2,376–$2,90493%
3394951$2,610$2,349–$2,87192%
3494922$2,550$2,295–$2,80590%
3595407$2,550$2,295–$2,80590%
3695442$2,510$2,259–$2,76189%
3795419$2,480$2,232–$2,72888%
3894923$2,470$2,223–$2,71787%
3994931$2,470$2,223–$2,71787%
4095412$2,470$2,223–$2,71787%
4195421$2,470$2,223–$2,71787%
4295430$2,470$2,223–$2,71787%
4395436$2,470$2,223–$2,71787%
4495441$2,470$2,223–$2,71787%
4595446$2,470$2,223–$2,71787%
4695462$2,470$2,223–$2,71787%
4795465$2,470$2,223–$2,71787%
4895471$2,470$2,223–$2,71787%
4995480$2,470$2,223–$2,71787%
5095486$2,470$2,223–$2,71787%
5195497$2,470$2,223–$2,71787%
Heads up: The figure above is the HUD Fair Market Rent. Your local Public Housing Authority (PHA) sets the actual payment standard — usually between 90% and 110% of it — so confirm your exact amount with the PHA that issued the voucher.

How Santa Rosa-Petaluma, CA compares

Its internal spread of 1.21× (p90 ÷ p10) ranks 211 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.15×. Note that this area's 90th or 10th percentile lands exactly on its highest or lowest ZIP code, so a single ZIP is carrying the p90/p10 figure — the p75/p25 measure is the better read here. See the full ranking and how it was measured →

A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.

This page shows official HUD Fair Market Rent data for general educational use — it is not legal, financial, or housing advice, and is not a guarantee of any voucher amount. Your local Public Housing Authority sets the actual payment standard and approves rents. Always confirm with your PHA and the official HUD FMR data.

Check a rent against a ZIP code → All 247 metro areas →