Santa Maria-Santa Barbara, CA: 2-bedroom payment standards across 41 ZIP codes

HUD's FY2026 Small Area Fair Market Rents for Santa Maria-Santa Barbara, CA MSA range from $2,430 to $4,440 for a 2-bedroom. The 90th-percentile ZIP code runs 1.42× the 10th — a gap of $1,140 a month — which ranks 91th widest of the 247 HUD metro areas we compare.

ZIP-level standards are optional here. Santa Maria-Santa Barbara, CA is not one of HUD's 65 designated Small Area FMR areas, so a housing authority may set one payment standard for the whole area, or adopt ZIP-level exception standards of up to 110% of a ZIP's published SAFMR. Where a single area-wide standard is used, the 15 ZIP codes below marked "above 110%" sit above the highest ceiling that basic policy reaches. Confirm what applies with the PHA that issued the voucher.
$3,120

median 2-bedroom SAFMR across the area's 41 ZIP codes. Where a housing authority sets a single metro-wide standard, it could reach $3,432 at 110%.

$1,140

monthly gap between the 90th- and 10th-percentile ZIP code ($2,730 to $3,870).

36.6%

of the area's ZIP codes (15 of 41) sit above $3,432 — 110% of the area median.

Highest-rent ZIP codes in Santa Maria-Santa Barbara, CA

93109$4,44093111$4,30093460$4,17093108$4,09093101$3,87093067$3,74093437$3,70093105$3,69093103$3,60093110$3,60093441$3,55093013$3,52093106$3,45093117$3,45093429$3,45093455$3,41093427$3,39093014$3,12093102$3,12093116$3,12093118$3,12093120$3,12093121$3,12093130$3,12093140$3,120area median $3,120
2 BR Small Area FMR area median across all 41 ZIPs

Every ZIP code, ranked

The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median — where a housing authority sets a single area-wide standard, those sit above the highest ceiling basic policy reaches.

Showing 41 of 41 ZIP codes
# ZIP code 2 BR SAFMR Payment standard (90–110%) vs area median
193109$4,440$3,996–$4,884above 110%
293111$4,300$3,870–$4,730above 110%
393460$4,170$3,753–$4,587above 110%
493108$4,090$3,681–$4,499above 110%
593101$3,870$3,483–$4,257above 110%
693067$3,740$3,366–$4,114above 110%
793437$3,700$3,330–$4,070above 110%
893105$3,690$3,321–$4,059above 110%
993103$3,600$3,240–$3,960above 110%
1093110$3,600$3,240–$3,960above 110%
1193441$3,550$3,195–$3,905above 110%
1293013$3,520$3,168–$3,872above 110%
1393106$3,450$3,105–$3,795above 110%
1493117$3,450$3,105–$3,795above 110%
1593429$3,450$3,105–$3,795above 110%
1693455$3,410$3,069–$3,751109%
1793427$3,390$3,051–$3,729109%
1893014$3,120$2,808–$3,432100%
1993102$3,120$2,808–$3,432100%
2093116$3,120$2,808–$3,432100%
2193118$3,120$2,808–$3,432100%
2293120$3,120$2,808–$3,432100%
2393121$3,120$2,808–$3,432100%
2493130$3,120$2,808–$3,432100%
2593140$3,120$2,808–$3,432100%
2693150$3,120$2,808–$3,432100%
2793160$3,120$2,808–$3,432100%
2893190$3,120$2,808–$3,432100%
2993199$3,120$2,808–$3,432100%
3093438$3,120$2,808–$3,432100%
3193456$3,120$2,808–$3,432100%
3293457$3,120$2,808–$3,432100%
3393464$3,120$2,808–$3,432100%
3493440$3,000$2,700–$3,30096%
3593458$2,850$2,565–$3,13591%
3693463$2,770$2,493–$3,04789%
3793254$2,730$2,457–$3,00388%
3893434$2,730$2,457–$3,00388%
3993436$2,730$2,457–$3,00388%
4093454$2,730$2,457–$3,00388%
4193252$2,430$2,187–$2,67378%
Heads up: The figure above is the HUD Fair Market Rent. Your local Public Housing Authority (PHA) sets the actual payment standard — usually between 90% and 110% of it — so confirm your exact amount with the PHA that issued the voucher.

How Santa Maria-Santa Barbara, CA compares

Its internal spread of 1.42× (p90 ÷ p10) ranks 91 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.14×. See the full ranking and how it was measured →

A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.

This page shows official HUD Fair Market Rent data for general educational use — it is not legal, financial, or housing advice, and is not a guarantee of any voucher amount. Your local Public Housing Authority sets the actual payment standard and approves rents. Always confirm with your PHA and the official HUD FMR data.

Check a rent against a ZIP code → All 247 metro areas →