San Diego-Chula Vista-Carlsbad, CA: 2-bedroom payment standards across 178 ZIP codes

HUD's FY2026 Small Area Fair Market Rents for San Diego-Chula Vista-Carlsbad, CA MSA range from $1,460 to $4,500 for a 2-bedroom. The 90th-percentile ZIP code runs 1.53× the 10th — a gap of $1,356 a month — which ranks 44th widest of the 247 HUD metro areas we compare.

HUD requires ZIP-level payment standards here. San Diego-Chula Vista-Carlsbad, CA is one of the 65 designated Small Area FMR areas, so housing authorities in this area set payment standards from each ZIP code's own SAFMR rather than one area-wide figure. The spread below is policy, not a gap — though your PHA still chooses a figure within 90–110% of each ZIP's SAFMR, and may group ZIP codes together.

$3,000

median 2-bedroom SAFMR across the area's 178 ZIP codes. Each ZIP code carries its own standard here; your PHA sets a figure within 90–110% of that ZIP's SAFMR.

$1,356

monthly gap between the 90th- and 10th-percentile ZIP code ($2,549 to $3,905).

24.7%

of the area's ZIP codes (44 of 178) sit above $3,300 — 110% of the area median. Because ZIP-level standards are required here, that is a measure of the area's rent spread, not of ZIP codes left behind by a ceiling.

Highest-rent ZIP codes in San Diego-Chula Vista-Carlsbad, CA

2 BR Small Area FMR area median across all 178 ZIPs

Every ZIP code, ranked

The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median, which here simply marks the top of the area's rent range — ZIP-level standards are required in this area, so no ZIP is capped by an area-wide figure.

Filter by ZIP code

Showing 178 of 178 ZIP codes

#	ZIP code	2 BR SAFMR ▾	Payment standard (90–110%)	vs area median
1	91914	$4,500	$4,050–$4,950	above 110%
2	92014	$4,500	$4,050–$4,950	above 110%
3	92118	$4,500	$4,050–$4,950	above 110%
4	92130	$4,500	$4,050–$4,950	above 110%
5	92135	$4,500	$4,050–$4,950	above 110%
6	92155	$4,500	$4,050–$4,950	above 110%
7	92108	$4,380	$3,942–$4,818	above 110%
8	92101	$4,310	$3,879–$4,741	above 110%
9	92124	$4,300	$3,870–$4,730	above 110%
10	92011	$4,280	$3,852–$4,708	above 110%
11	92134	$4,210	$3,789–$4,631	above 110%
12	92075	$4,200	$3,780–$4,620	above 110%
13	91915	$4,170	$3,753–$4,587	above 110%
14	92131	$4,160	$3,744–$4,576	above 110%
15	91913	$4,100	$3,690–$4,510	above 110%
16	92140	$4,040	$3,636–$4,444	above 110%
17	92009	$3,970	$3,573–$4,367	above 110%
18	92122	$3,940	$3,546–$4,334	above 110%
19	92091	$3,890	$3,501–$4,279	above 110%
20	92067	$3,880	$3,492–$4,268	above 110%
21	92024	$3,870	$3,483–$4,257	above 110%
22	92128	$3,840	$3,456–$4,224	above 110%
23	92007	$3,830	$3,447–$4,213	above 110%
24	92123	$3,800	$3,420–$4,180	above 110%
25	92010	$3,780	$3,402–$4,158	above 110%
26	92126	$3,720	$3,348–$4,092	above 110%
27	92109	$3,710	$3,339–$4,081	above 110%
28	92147	$3,650	$3,285–$4,015	above 110%
29	92145	$3,630	$3,267–$3,993	above 110%
30	92127	$3,610	$3,249–$3,971	above 110%
31	92121	$3,520	$3,168–$3,872	above 110%
32	92037	$3,510	$3,159–$3,861	above 110%
33	92093	$3,510	$3,159–$3,861	above 110%
34	92056	$3,500	$3,150–$3,850	above 110%
35	92008	$3,470	$3,123–$3,817	above 110%
36	91962	$3,460	$3,114–$3,806	above 110%
37	92055	$3,450	$3,105–$3,795	above 110%
38	92110	$3,450	$3,105–$3,795	above 110%
39	92103	$3,390	$3,051–$3,729	above 110%
40	92078	$3,380	$3,042–$3,718	above 110%
41	92081	$3,380	$3,042–$3,718	above 110%
42	92107	$3,380	$3,042–$3,718	above 110%
43	92029	$3,340	$3,006–$3,674	above 110%
44	92120	$3,340	$3,006–$3,674	above 110%
45	92672	$3,280	$2,952–$3,608	109%
46	91931	$3,250	$2,925–$3,575	108%
47	92129	$3,250	$2,925–$3,575	108%
48	91978	$3,210	$2,889–$3,531	107%
49	92058	$3,200	$2,880–$3,520	107%
50	92057	$3,190	$2,871–$3,509	106%
51	92106	$3,190	$2,871–$3,509	106%
52	91902	$3,140	$2,826–$3,454	105%
53	91916	$3,130	$2,817–$3,443	104%
54	92064	$3,130	$2,817–$3,443	104%
55	92104	$3,090	$2,781–$3,399	103%
56	92119	$3,080	$2,772–$3,388	103%
57	92019	$3,050	$2,745–$3,355	102%
58	92116	$3,040	$2,736–$3,344	101%
59	91942	$3,010	$2,709–$3,311	100%
60	91903	$3,000	$2,700–$3,300	100%
61	91908	$3,000	$2,700–$3,300	100%
62	91912	$3,000	$2,700–$3,300	100%
63	91921	$3,000	$2,700–$3,300	100%
64	91933	$3,000	$2,700–$3,300	100%
65	91934	$3,000	$2,700–$3,300	100%
66	91943	$3,000	$2,700–$3,300	100%
67	91944	$3,000	$2,700–$3,300	100%
68	91946	$3,000	$2,700–$3,300	100%
69	91951	$3,000	$2,700–$3,300	100%
70	91963	$3,000	$2,700–$3,300	100%
71	91976	$3,000	$2,700–$3,300	100%
72	91979	$3,000	$2,700–$3,300	100%
73	91980	$3,000	$2,700–$3,300	100%
74	92013	$3,000	$2,700–$3,300	100%
75	92018	$3,000	$2,700–$3,300	100%
76	92022	$3,000	$2,700–$3,300	100%
77	92023	$3,000	$2,700–$3,300	100%
78	92030	$3,000	$2,700–$3,300	100%
79	92033	$3,000	$2,700–$3,300	100%
80	92038	$3,000	$2,700–$3,300	100%
81	92039	$3,000	$2,700–$3,300	100%
82	92046	$3,000	$2,700–$3,300	100%
83	92049	$3,000	$2,700–$3,300	100%
84	92051	$3,000	$2,700–$3,300	100%
85	92052	$3,000	$2,700–$3,300	100%
86	92068	$3,000	$2,700–$3,300	100%
87	92072	$3,000	$2,700–$3,300	100%
88	92074	$3,000	$2,700–$3,300	100%
89	92079	$3,000	$2,700–$3,300	100%
90	92085	$3,000	$2,700–$3,300	100%
91	92088	$3,000	$2,700–$3,300	100%
92	92092	$3,000	$2,700–$3,300	100%
93	92096	$3,000	$2,700–$3,300	100%
94	92112	$3,000	$2,700–$3,300	100%
95	92117	$3,000	$2,700–$3,300	100%
96	92132	$3,000	$2,700–$3,300	100%
97	92137	$3,000	$2,700–$3,300	100%
98	92138	$3,000	$2,700–$3,300	100%
99	92142	$3,000	$2,700–$3,300	100%
100	92143	$3,000	$2,700–$3,300	100%
101	92149	$3,000	$2,700–$3,300	100%
102	92150	$3,000	$2,700–$3,300	100%
103	92152	$3,000	$2,700–$3,300	100%
104	92153	$3,000	$2,700–$3,300	100%
105	92159	$3,000	$2,700–$3,300	100%
106	92160	$3,000	$2,700–$3,300	100%
107	92161	$3,000	$2,700–$3,300	100%
108	92163	$3,000	$2,700–$3,300	100%
109	92165	$3,000	$2,700–$3,300	100%
110	92166	$3,000	$2,700–$3,300	100%
111	92167	$3,000	$2,700–$3,300	100%
112	92168	$3,000	$2,700–$3,300	100%
113	92169	$3,000	$2,700–$3,300	100%
114	92170	$3,000	$2,700–$3,300	100%
115	92171	$3,000	$2,700–$3,300	100%
116	92172	$3,000	$2,700–$3,300	100%
117	92174	$3,000	$2,700–$3,300	100%
118	92175	$3,000	$2,700–$3,300	100%
119	92176	$3,000	$2,700–$3,300	100%
120	92177	$3,000	$2,700–$3,300	100%
121	92178	$3,000	$2,700–$3,300	100%
122	92182	$3,000	$2,700–$3,300	100%
123	92191	$3,000	$2,700–$3,300	100%
124	92192	$3,000	$2,700–$3,300	100%
125	92193	$3,000	$2,700–$3,300	100%
126	92195	$3,000	$2,700–$3,300	100%
127	92196	$3,000	$2,700–$3,300	100%
128	92198	$3,000	$2,700–$3,300	100%
129	92026	$2,980	$2,682–$3,278	99%
130	92111	$2,980	$2,682–$3,278	99%
131	91917	$2,950	$2,655–$3,245	98%
132	91935	$2,950	$2,655–$3,245	98%
133	92154	$2,950	$2,655–$3,245	98%
134	92179	$2,950	$2,655–$3,245	98%
135	92069	$2,940	$2,646–$3,234	98%
136	92083	$2,940	$2,646–$3,234	98%
137	91948	$2,930	$2,637–$3,223	98%
138	92071	$2,930	$2,637–$3,223	98%
139	92003	$2,910	$2,619–$3,201	97%
140	92139	$2,880	$2,592–$3,168	96%
141	92054	$2,840	$2,556–$3,124	95%
142	91901	$2,830	$2,547–$3,113	94%
143	91911	$2,820	$2,538–$3,102	94%
144	92115	$2,820	$2,538–$3,102	94%
145	92102	$2,800	$2,520–$3,080	93%
146	91932	$2,790	$2,511–$3,069	93%
147	92061	$2,790	$2,511–$3,069	93%
148	91910	$2,780	$2,502–$3,058	93%
149	91941	$2,780	$2,502–$3,058	93%
150	92065	$2,780	$2,502–$3,058	93%
151	92084	$2,780	$2,502–$3,058	93%
152	92562	$2,780	$2,502–$3,058	93%
153	92025	$2,760	$2,484–$3,036	92%
154	91905	$2,690	$2,421–$2,959	90%
155	92020	$2,670	$2,403–$2,937	89%
156	92027	$2,670	$2,403–$2,937	89%
157	92114	$2,640	$2,376–$2,904	88%
158	92040	$2,630	$2,367–$2,893	88%
159	92021	$2,590	$2,331–$2,849	86%
160	91977	$2,570	$2,313–$2,827	86%
161	92070	$2,500	$2,250–$2,750	83%
162	91945	$2,460	$2,214–$2,706	82%
163	92028	$2,440	$2,196–$2,684	81%
164	92105	$2,430	$2,187–$2,673	81%
165	92173	$2,430	$2,187–$2,673	81%
166	92113	$2,420	$2,178–$2,662	81%
167	92136	$2,380	$2,142–$2,618	79%
168	91950	$2,340	$2,106–$2,574	78%
169	92036	$2,290	$2,061–$2,519	76%
170	91906	$2,210	$1,989–$2,431	74%
171	92059	$2,210	$1,989–$2,431	74%
172	92060	$2,130	$1,917–$2,343	71%
173	92082	$2,110	$1,899–$2,321	70%
174	92086	$1,970	$1,773–$2,167	66%
175	92536	$1,880	$1,692–$2,068	63%
176	92590	$1,830	$1,647–$2,013	61%
177	92066	$1,790	$1,611–$1,969	60%
178	92004	$1,460	$1,314–$1,606	49%

Heads up: The figure above is the HUD Fair Market Rent. Your local Public Housing Authority (PHA) sets the actual payment standard — usually between 90% and 110% of it — so confirm your exact amount with the PHA that issued the voucher.

How San Diego-Chula Vista-Carlsbad, CA compares

Its internal spread of 1.53× (p90 ÷ p10) ranks 44 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.11×. See the full ranking and how it was measured →

A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.

This page shows official HUD Fair Market Rent data for general educational use — it is not legal, financial, or housing advice, and is not a guarantee of any voucher amount. Your local Public Housing Authority sets the actual payment standard and approves rents. Always confirm with your PHA and the official HUD FMR data.

Check a rent against a ZIP code → All 247 metro areas →