Rockford, IL: 2-bedroom payment standards across 32 ZIP codes
HUD's FY2026 Small Area Fair Market Rents for Rockford, IL MSA range from $1,070 to $1,760 for a 2-bedroom. The 90th-percentile ZIP code runs 1.38× the 10th — a gap of $406 a month — which ranks 115th widest of the 247 HUD metro areas we compare.
median 2-bedroom SAFMR across the area's 32 ZIP codes. Where a housing authority sets a single metro-wide standard, it could reach $1,287 at 110%.
monthly gap between the 90th- and 10th-percentile ZIP code ($1,071 to $1,477).
of the area's ZIP codes (9 of 32) sit above $1,287 — 110% of the area median.
Highest-rent ZIP codes in Rockford, IL
Every ZIP code, ranked
The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median — where a housing authority sets a single area-wide standard, those sit above the highest ceiling basic policy reaches.
| # | ZIP code | 2 BR SAFMR ▾ | Payment standard (90–110%) | vs area median |
|---|---|---|---|---|
| 1 | 61011 | $1,760 | $1,584–$1,936 | above 110% |
| 2 | 61065 | $1,760 | $1,584–$1,936 | above 110% |
| 3 | 61073 | $1,560 | $1,404–$1,716 | above 110% |
| 4 | 61114 | $1,480 | $1,332–$1,628 | above 110% |
| 5 | 60033 | $1,450 | $1,305–$1,595 | above 110% |
| 6 | 60135 | $1,440 | $1,296–$1,584 | above 110% |
| 7 | 61115 | $1,350 | $1,215–$1,485 | above 110% |
| 8 | 60152 | $1,320 | $1,188–$1,452 | above 110% |
| 9 | 61077 | $1,310 | $1,179–$1,441 | above 110% |
| 10 | 61038 | $1,260 | $1,134–$1,386 | 108% |
| 11 | 60145 | $1,250 | $1,125–$1,375 | 107% |
| 12 | 61111 | $1,240 | $1,116–$1,364 | 106% |
| 13 | 61107 | $1,210 | $1,089–$1,331 | 103% |
| 14 | 61008 | $1,180 | $1,062–$1,298 | 101% |
| 15 | 61108 | $1,180 | $1,062–$1,298 | 101% |
| 16 | 61012 | $1,170 | $1,053–$1,287 | 100% |
| 17 | 61072 | $1,170 | $1,053–$1,287 | 100% |
| 18 | 61101 | $1,170 | $1,053–$1,287 | 100% |
| 19 | 61105 | $1,170 | $1,053–$1,287 | 100% |
| 20 | 61110 | $1,170 | $1,053–$1,287 | 100% |
| 21 | 61125 | $1,170 | $1,053–$1,287 | 100% |
| 22 | 61126 | $1,170 | $1,053–$1,287 | 100% |
| 23 | 61130 | $1,170 | $1,053–$1,287 | 100% |
| 24 | 61131 | $1,170 | $1,053–$1,287 | 100% |
| 25 | 61132 | $1,170 | $1,053–$1,287 | 100% |
| 26 | 61103 | $1,110 | $999–$1,221 | 95% |
| 27 | 61112 | $1,090 | $981–$1,199 | 93% |
| 28 | 61080 | $1,080 | $972–$1,188 | 92% |
| 29 | 61016 | $1,070 | $963–$1,177 | 91% |
| 30 | 61024 | $1,070 | $963–$1,177 | 91% |
| 31 | 61079 | $1,070 | $963–$1,177 | 91% |
| 32 | 61104 | $1,070 | $963–$1,177 | 91% |
How Rockford, IL compares
Its internal spread of 1.38× (p90 ÷ p10) ranks 115 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.12×. See the full ranking and how it was measured →
A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.