Rochester, NY: 2-bedroom payment standards across 121 ZIP codes

HUD's FY2026 Small Area Fair Market Rents for Rochester, NY MSA range from $1,070 to $2,360 for a 2-bedroom. The 90th-percentile ZIP code runs 1.39× the 10th — a gap of $500 a month — which ranks 107th widest of the 247 HUD metro areas we compare.

ZIP-level standards are optional here. Rochester, NY is not one of HUD's 65 designated Small Area FMR areas, so a housing authority may set one payment standard for the whole area, or adopt ZIP-level exception standards of up to 110% of a ZIP's published SAFMR. Where a single area-wide standard is used, the 22 ZIP codes below marked "above 110%" sit above the highest ceiling that basic policy reaches. Confirm what applies with the PHA that issued the voucher.

$1,510

median 2-bedroom SAFMR across the area's 121 ZIP codes. Where a housing authority sets a single metro-wide standard, it could reach $1,661 at 110%.

$500

monthly gap between the 90th- and 10th-percentile ZIP code ($1,290 to $1,790).

18.2%

of the area's ZIP codes (22 of 121) sit above $1,661 — 110% of the area median.

Highest-rent ZIP codes in Rochester, NY

2 BR Small Area FMR area median across all 121 ZIPs

Every ZIP code, ranked

The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median — where a housing authority sets a single area-wide standard, those sit above the highest ceiling basic policy reaches.

Filter by ZIP code

Showing 121 of 121 ZIP codes

#	ZIP code	2 BR SAFMR ▾	Payment standard (90–110%)	vs area median
1	14534	$2,360	$2,124–$2,596	above 110%
2	14614	$2,360	$2,124–$2,596	above 110%
3	14586	$2,200	$1,980–$2,420	above 110%
4	14514	$2,100	$1,890–$2,310	above 110%
5	14571	$2,040	$1,836–$2,244	above 110%
6	14425	$2,000	$1,800–$2,200	above 110%
7	14580	$1,980	$1,782–$2,178	above 110%
8	14625	$1,960	$1,764–$2,156	above 110%
9	14564	$1,910	$1,719–$2,101	above 110%
10	14506	$1,880	$1,692–$2,068	above 110%
11	14618	$1,880	$1,692–$2,068	above 110%
12	14604	$1,870	$1,683–$2,057	above 110%
13	14450	$1,790	$1,611–$1,969	above 110%
14	14546	$1,780	$1,602–$1,958	above 110%
15	14607	$1,780	$1,602–$1,958	above 110%
16	14624	$1,770	$1,593–$1,947	above 110%
17	14516	$1,760	$1,584–$1,936	above 110%
18	14413	$1,740	$1,566–$1,914	above 110%
19	14620	$1,740	$1,566–$1,914	above 110%
20	14623	$1,740	$1,566–$1,914	above 110%
21	14619	$1,690	$1,521–$1,859	above 110%
22	14559	$1,680	$1,512–$1,848	above 110%
23	14610	$1,650	$1,485–$1,815	109%
24	14435	$1,630	$1,467–$1,793	108%
25	14468	$1,630	$1,467–$1,793	108%
26	14471	$1,630	$1,467–$1,793	108%
27	14526	$1,630	$1,467–$1,793	108%
28	14626	$1,630	$1,467–$1,793	108%
29	14454	$1,620	$1,458–$1,782	107%
30	14617	$1,620	$1,458–$1,782	107%
31	14410	$1,610	$1,449–$1,771	107%
32	14424	$1,610	$1,449–$1,771	107%
33	14430	$1,610	$1,449–$1,771	107%
34	14467	$1,610	$1,449–$1,771	107%
35	14508	$1,610	$1,449–$1,771	107%
36	14602	$1,610	$1,449–$1,771	107%
37	14603	$1,610	$1,449–$1,771	107%
38	14627	$1,610	$1,449–$1,771	107%
39	14638	$1,610	$1,449–$1,771	107%
40	14639	$1,610	$1,449–$1,771	107%
41	14642	$1,610	$1,449–$1,771	107%
42	14643	$1,610	$1,449–$1,771	107%
43	14646	$1,610	$1,449–$1,771	107%
44	14647	$1,610	$1,449–$1,771	107%
45	14649	$1,610	$1,449–$1,771	107%
46	14651	$1,610	$1,449–$1,771	107%
47	14652	$1,610	$1,449–$1,771	107%
48	14653	$1,610	$1,449–$1,771	107%
49	14692	$1,610	$1,449–$1,771	107%
50	14504	$1,600	$1,440–$1,760	106%
51	14445	$1,580	$1,422–$1,738	105%
52	14616	$1,570	$1,413–$1,727	104%
53	14542	$1,560	$1,404–$1,716	103%
54	14453	$1,550	$1,395–$1,705	103%
55	14461	$1,550	$1,395–$1,705	103%
56	14515	$1,550	$1,395–$1,705	103%
57	14518	$1,550	$1,395–$1,705	103%
58	14547	$1,550	$1,395–$1,705	103%
59	14560	$1,550	$1,395–$1,705	103%
60	14462	$1,540	$1,386–$1,694	102%
61	14612	$1,510	$1,359–$1,661	100%
62	14615	$1,510	$1,359–$1,661	100%
63	14472	$1,500	$1,350–$1,650	99%
64	14511	$1,500	$1,350–$1,650	99%
65	14611	$1,500	$1,350–$1,650	99%
66	14622	$1,490	$1,341–$1,639	99%
67	14609	$1,480	$1,332–$1,628	98%
68	14420	$1,460	$1,314–$1,606	97%
69	14513	$1,440	$1,296–$1,584	95%
70	14475	$1,430	$1,287–$1,573	95%
71	14519	$1,430	$1,287–$1,573	95%
72	14606	$1,430	$1,287–$1,573	95%
73	14608	$1,430	$1,287–$1,573	95%
74	14621	$1,430	$1,287–$1,573	95%
75	14589	$1,420	$1,278–$1,562	94%
76	14414	$1,410	$1,269–$1,551	93%
77	14543	$1,410	$1,269–$1,551	93%
78	14545	$1,410	$1,269–$1,551	93%
79	14098	$1,400	$1,260–$1,540	93%
80	14555	$1,390	$1,251–$1,529	92%
81	14477	$1,380	$1,242–$1,518	91%
82	14463	$1,370	$1,233–$1,507	91%
83	14488	$1,370	$1,233–$1,507	91%
84	14558	$1,370	$1,233–$1,507	91%
85	14548	$1,360	$1,224–$1,496	90%
86	14449	$1,350	$1,215–$1,485	89%
87	14502	$1,350	$1,215–$1,485	89%
88	14520	$1,350	$1,215–$1,485	89%
89	14538	$1,350	$1,215–$1,485	89%
90	14563	$1,350	$1,215–$1,485	89%
91	14423	$1,330	$1,197–$1,463	88%
92	14464	$1,330	$1,197–$1,463	88%
93	14613	$1,330	$1,197–$1,463	88%
94	14590	$1,320	$1,188–$1,452	87%
95	14480	$1,310	$1,179–$1,441	87%
96	14605	$1,310	$1,179–$1,441	87%
97	14568	$1,300	$1,170–$1,430	86%
98	13154	$1,290	$1,161–$1,419	85%
99	14411	$1,290	$1,161–$1,419	85%
100	14429	$1,290	$1,161–$1,419	85%
101	14432	$1,290	$1,161–$1,419	85%
102	14452	$1,290	$1,161–$1,419	85%
103	14466	$1,290	$1,161–$1,419	85%
104	14469	$1,290	$1,161–$1,419	85%
105	14470	$1,290	$1,161–$1,419	85%
106	14476	$1,290	$1,161–$1,419	85%
107	14479	$1,290	$1,161–$1,419	85%
108	14485	$1,290	$1,161–$1,419	85%
109	14486	$1,290	$1,161–$1,419	85%
110	14487	$1,290	$1,161–$1,419	85%
111	14505	$1,290	$1,161–$1,419	85%
112	14510	$1,290	$1,161–$1,419	85%
113	14517	$1,290	$1,161–$1,419	85%
114	14522	$1,290	$1,161–$1,419	85%
115	14537	$1,290	$1,161–$1,419	85%
116	14539	$1,290	$1,161–$1,419	85%
117	14551	$1,290	$1,161–$1,419	85%
118	14556	$1,290	$1,161–$1,419	85%
119	14585	$1,290	$1,161–$1,419	85%
120	14592	$1,290	$1,161–$1,419	85%
121	14012	$1,070	$963–$1,177	71%

Heads up: The figure above is the HUD Fair Market Rent. Your local Public Housing Authority (PHA) sets the actual payment standard — usually between 90% and 110% of it — so confirm your exact amount with the PHA that issued the voucher.

How Rochester, NY compares

Its internal spread of 1.39× (p90 ÷ p10) ranks 107 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.21×. See the full ranking and how it was measured →

A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.

This page shows official HUD Fair Market Rent data for general educational use — it is not legal, financial, or housing advice, and is not a guarantee of any voucher amount. Your local Public Housing Authority sets the actual payment standard and approves rents. Always confirm with your PHA and the official HUD FMR data.

Check a rent against a ZIP code → All 247 metro areas →