Reno, NV: 2-bedroom payment standards across 39 ZIP codes
HUD's FY2026 Small Area Fair Market Rents for Reno, NV HUD Metro FMR Area range from $1,550 to $2,770 for a 2-bedroom. The 90th-percentile ZIP code runs 1.58× the 10th — a gap of $902 a month — which ranks 29th widest of the 247 HUD metro areas we compare.
median 2-bedroom SAFMR across the area's 39 ZIP codes. Where a housing authority sets a single metro-wide standard, it could reach $2,057 at 110%.
monthly gap between the 90th- and 10th-percentile ZIP code ($1,550 to $2,452).
of the area's ZIP codes (13 of 39) sit above $2,057 — 110% of the area median.
Highest-rent ZIP codes in Reno, NV
Every ZIP code, ranked
The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median — where a housing authority sets a single area-wide standard, those sit above the highest ceiling basic policy reaches.
| # | ZIP code | 2 BR SAFMR ▾ | Payment standard (90–110%) | vs area median |
|---|---|---|---|---|
| 1 | 89441 | $2,770 | $2,493–$3,047 | above 110% |
| 2 | 89521 | $2,590 | $2,331–$2,849 | above 110% |
| 3 | 89519 | $2,510 | $2,259–$2,761 | above 110% |
| 4 | 89436 | $2,460 | $2,214–$2,706 | above 110% |
| 5 | 89450 | $2,450 | $2,205–$2,695 | above 110% |
| 6 | 89451 | $2,450 | $2,205–$2,695 | above 110% |
| 7 | 89508 | $2,380 | $2,142–$2,618 | above 110% |
| 8 | 89402 | $2,300 | $2,070–$2,530 | above 110% |
| 9 | 89511 | $2,290 | $2,061–$2,519 | above 110% |
| 10 | 89440 | $2,260 | $2,034–$2,486 | above 110% |
| 11 | 89434 | $2,180 | $1,962–$2,398 | above 110% |
| 12 | 89510 | $2,100 | $1,890–$2,310 | above 110% |
| 13 | 89506 | $2,090 | $1,881–$2,299 | above 110% |
| 14 | 89523 | $2,040 | $1,836–$2,244 | 109% |
| 15 | 89405 | $1,870 | $1,683–$2,057 | 100% |
| 16 | 89424 | $1,870 | $1,683–$2,057 | 100% |
| 17 | 89432 | $1,870 | $1,683–$2,057 | 100% |
| 18 | 89435 | $1,870 | $1,683–$2,057 | 100% |
| 19 | 89504 | $1,870 | $1,683–$2,057 | 100% |
| 20 | 89505 | $1,870 | $1,683–$2,057 | 100% |
| 21 | 89507 | $1,870 | $1,683–$2,057 | 100% |
| 22 | 89509 | $1,870 | $1,683–$2,057 | 100% |
| 23 | 89513 | $1,870 | $1,683–$2,057 | 100% |
| 24 | 89515 | $1,870 | $1,683–$2,057 | 100% |
| 25 | 89533 | $1,870 | $1,683–$2,057 | 100% |
| 26 | 89570 | $1,870 | $1,683–$2,057 | 100% |
| 27 | 89595 | $1,870 | $1,683–$2,057 | 100% |
| 28 | 89599 | $1,870 | $1,683–$2,057 | 100% |
| 29 | 89512 | $1,700 | $1,530–$1,870 | 91% |
| 30 | 89503 | $1,680 | $1,512–$1,848 | 90% |
| 31 | 89557 | $1,640 | $1,476–$1,804 | 88% |
| 32 | 89502 | $1,620 | $1,458–$1,782 | 87% |
| 33 | 89431 | $1,580 | $1,422–$1,738 | 84% |
| 34 | 89433 | $1,550 | $1,395–$1,705 | 83% |
| 35 | 89437 | $1,550 | $1,395–$1,705 | 83% |
| 36 | 89442 | $1,550 | $1,395–$1,705 | 83% |
| 37 | 89501 | $1,550 | $1,395–$1,705 | 83% |
| 38 | 89703 | $1,550 | $1,395–$1,705 | 83% |
| 39 | 89704 | $1,550 | $1,395–$1,705 | 83% |
How Reno, NV compares
Its internal spread of 1.58× (p90 ÷ p10) ranks 29 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.31×. Note that this area's 90th or 10th percentile lands exactly on its highest or lowest ZIP code, so a single ZIP is carrying the p90/p10 figure — the p75/p25 measure is the better read here. See the full ranking and how it was measured →
A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.