Reading, PA: 2-bedroom payment standards across 69 ZIP codes

HUD's FY2026 Small Area Fair Market Rents for Reading, PA MSA range from $1,240 to $2,300 for a 2-bedroom. The 90th-percentile ZIP code runs 1.43× the 10th — a gap of $572 a month — which ranks 87th widest of the 247 HUD metro areas we compare.

ZIP-level standards are optional here. Reading, PA is not one of HUD's 65 designated Small Area FMR areas, so a housing authority may set one payment standard for the whole area, or adopt ZIP-level exception standards of up to 110% of a ZIP's published SAFMR. Where a single area-wide standard is used, the 17 ZIP codes below marked "above 110%" sit above the highest ceiling that basic policy reaches. Confirm what applies with the PHA that issued the voucher.

$1,570

median 2-bedroom SAFMR across the area's 69 ZIP codes. Where a housing authority sets a single metro-wide standard, it could reach $1,727 at 110%.

$572

monthly gap between the 90th- and 10th-percentile ZIP code ($1,340 to $1,912).

24.6%

of the area's ZIP codes (17 of 69) sit above $1,727 — 110% of the area median.

Highest-rent ZIP codes in Reading, PA

2 BR Small Area FMR area median across all 69 ZIPs

Every ZIP code, ranked

The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median — where a housing authority sets a single area-wide standard, those sit above the highest ceiling basic policy reaches.

Filter by ZIP code

Showing 69 of 69 ZIP codes

#	ZIP code	2 BR SAFMR ▾	Payment standard (90–110%)	vs area median
1	18062	$2,300	$2,070–$2,530	above 110%
2	18031	$2,260	$2,034–$2,486	above 110%
3	18056	$2,210	$1,989–$2,431	above 110%
4	19610	$2,170	$1,953–$2,387	above 110%
5	18011	$2,060	$1,854–$2,266	above 110%
6	19608	$2,050	$1,845–$2,255	above 110%
7	19560	$1,960	$1,764–$2,156	above 110%
8	19516	$1,900	$1,710–$2,090	above 110%
9	19518	$1,900	$1,710–$2,090	above 110%
10	19541	$1,900	$1,710–$2,090	above 110%
11	19539	$1,850	$1,665–$2,035	above 110%
12	19609	$1,840	$1,656–$2,024	above 110%
13	19535	$1,820	$1,638–$2,002	above 110%
14	18092	$1,770	$1,593–$1,947	above 110%
15	19605	$1,750	$1,575–$1,925	above 110%
16	19606	$1,750	$1,575–$1,925	above 110%
17	19607	$1,750	$1,575–$1,925	above 110%
18	19547	$1,720	$1,548–$1,892	110%
19	19510	$1,700	$1,530–$1,870	108%
20	18070	$1,670	$1,503–$1,837	106%
21	19543	$1,650	$1,485–$1,815	105%
22	19503	$1,640	$1,476–$1,804	104%
23	19562	$1,640	$1,476–$1,804	104%
24	19565	$1,630	$1,467–$1,793	104%
25	19529	$1,620	$1,458–$1,782	103%
26	19464	$1,610	$1,449–$1,771	103%
27	17073	$1,600	$1,440–$1,760	102%
28	19505	$1,600	$1,440–$1,760	102%
29	19512	$1,580	$1,422–$1,738	101%
30	19519	$1,580	$1,422–$1,738	101%
31	19545	$1,580	$1,422–$1,738	101%
32	19548	$1,580	$1,422–$1,738	101%
33	19603	$1,580	$1,422–$1,738	101%
34	19612	$1,580	$1,422–$1,738	101%
35	19530	$1,570	$1,413–$1,727	100%
36	19538	$1,570	$1,413–$1,727	100%
37	18041	$1,560	$1,404–$1,716	99%
38	19567	$1,550	$1,395–$1,705	99%
39	19611	$1,540	$1,386–$1,694	98%
40	19506	$1,530	$1,377–$1,683	97%
41	19511	$1,520	$1,368–$1,672	97%
42	19564	$1,520	$1,368–$1,672	97%
43	19522	$1,510	$1,359–$1,661	96%
44	19526	$1,510	$1,359–$1,661	96%
45	19525	$1,500	$1,350–$1,650	96%
46	19604	$1,500	$1,350–$1,650	96%
47	19504	$1,480	$1,332–$1,628	94%
48	19523	$1,480	$1,332–$1,628	94%
49	19555	$1,470	$1,323–$1,617	94%
50	17569	$1,440	$1,296–$1,584	92%
51	19508	$1,440	$1,296–$1,584	92%
52	19540	$1,440	$1,296–$1,584	92%
53	19559	$1,430	$1,287–$1,573	91%
54	17067	$1,410	$1,269–$1,551	90%
55	19544	$1,410	$1,269–$1,551	90%
56	19520	$1,400	$1,260–$1,540	89%
57	19536	$1,380	$1,242–$1,518	88%
58	19551	$1,380	$1,242–$1,518	88%
59	19601	$1,380	$1,242–$1,518	88%
60	19602	$1,370	$1,233–$1,507	87%
61	19550	$1,350	$1,215–$1,485	86%
62	19507	$1,340	$1,206–$1,474	85%
63	19533	$1,340	$1,206–$1,474	85%
64	19554	$1,330	$1,197–$1,463	85%
65	19534	$1,320	$1,188–$1,452	84%
66	17555	$1,280	$1,152–$1,408	82%
67	17087	$1,260	$1,134–$1,386	80%
68	19501	$1,260	$1,134–$1,386	80%
69	17026	$1,240	$1,116–$1,364	79%

Heads up: The figure above is the HUD Fair Market Rent. Your local Public Housing Authority (PHA) sets the actual payment standard — usually between 90% and 110% of it — so confirm your exact amount with the PHA that issued the voucher.

How Reading, PA compares

Its internal spread of 1.43× (p90 ÷ p10) ranks 87 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.19×. See the full ranking and how it was measured →

A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.

This page shows official HUD Fair Market Rent data for general educational use — it is not legal, financial, or housing advice, and is not a guarantee of any voucher amount. Your local Public Housing Authority sets the actual payment standard and approves rents. Always confirm with your PHA and the official HUD FMR data.

Check a rent against a ZIP code → All 247 metro areas →