Raleigh-Cary, NC: 2-bedroom payment standards across 65 ZIP codes

HUD's FY2026 Small Area Fair Market Rents for Raleigh-Cary, NC MSA range from $1,350 to $2,240 for a 2-bedroom. The 90th-percentile ZIP code runs 1.49× the 10th — a gap of $666 a month — which ranks 57th widest of the 247 HUD metro areas we compare.

HUD requires ZIP-level payment standards here. Raleigh-Cary, NC is one of the 65 designated Small Area FMR areas, so housing authorities in this area set payment standards from each ZIP code's own SAFMR rather than one area-wide figure. The spread below is policy, not a gap — though your PHA still chooses a figure within 90–110% of each ZIP's SAFMR, and may group ZIP codes together.
$1,810

median 2-bedroom SAFMR across the area's 65 ZIP codes. Each ZIP code carries its own standard here; your PHA sets a figure within 90–110% of that ZIP's SAFMR.

$666

monthly gap between the 90th- and 10th-percentile ZIP code ($1,350 to $2,016).

12.3%

of the area's ZIP codes (8 of 65) sit above $1,991 — 110% of the area median. Because ZIP-level standards are required here, that is a measure of the area's rent spread, not of ZIP codes left behind by a ceiling.

Highest-rent ZIP codes in Raleigh-Cary, NC

27519$2,24027560$2,23027502$2,14027523$2,11027612$2,06027539$2,04027562$2,02027617$2,01027615$1,97027605$1,93027513$1,92027527$1,91027518$1,90027713$1,90027614$1,86027601$1,84027609$1,82027616$1,82027512$1,81027588$1,81027602$1,81027611$1,81027619$1,81027620$1,81027622$1,810area median $1,810
2 BR Small Area FMR area median across all 65 ZIPs

Every ZIP code, ranked

The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median, which here simply marks the top of the area's rent range — ZIP-level standards are required in this area, so no ZIP is capped by an area-wide figure.

Showing 65 of 65 ZIP codes
# ZIP code 2 BR SAFMR Payment standard (90–110%) vs area median
127519$2,240$2,016–$2,464above 110%
227560$2,230$2,007–$2,453above 110%
327502$2,140$1,926–$2,354above 110%
427523$2,110$1,899–$2,321above 110%
527612$2,060$1,854–$2,266above 110%
627539$2,040$1,836–$2,244above 110%
727562$2,020$1,818–$2,222above 110%
827617$2,010$1,809–$2,211above 110%
927615$1,970$1,773–$2,167109%
1027605$1,930$1,737–$2,123107%
1127513$1,920$1,728–$2,112106%
1227527$1,910$1,719–$2,101106%
1327518$1,900$1,710–$2,090105%
1427713$1,900$1,710–$2,090105%
1527614$1,860$1,674–$2,046103%
1627601$1,840$1,656–$2,024102%
1727609$1,820$1,638–$2,002101%
1827616$1,820$1,638–$2,002101%
1927512$1,810$1,629–$1,991100%
2027588$1,810$1,629–$1,991100%
2127602$1,810$1,629–$1,991100%
2227611$1,810$1,629–$1,991100%
2327619$1,810$1,629–$1,991100%
2427620$1,810$1,629–$1,991100%
2527622$1,810$1,629–$1,991100%
2627623$1,810$1,629–$1,991100%
2727624$1,810$1,629–$1,991100%
2827627$1,810$1,629–$1,991100%
2927628$1,810$1,629–$1,991100%
3027629$1,810$1,629–$1,991100%
3127636$1,810$1,629–$1,991100%
3227640$1,810$1,629–$1,991100%
3327656$1,810$1,629–$1,991100%
3427658$1,810$1,629–$1,991100%
3527661$1,810$1,629–$1,991100%
3627675$1,810$1,629–$1,991100%
3727676$1,810$1,629–$1,991100%
3827690$1,810$1,629–$1,991100%
3927697$1,810$1,629–$1,991100%
4027699$1,810$1,629–$1,991100%
4127545$1,790$1,611–$1,96999%
4227607$1,780$1,602–$1,95898%
4327695$1,780$1,602–$1,95898%
4427608$1,760$1,584–$1,93697%
4527571$1,750$1,575–$1,92597%
4627606$1,750$1,575–$1,92597%
4727703$1,750$1,575–$1,92597%
4827613$1,740$1,566–$1,91496%
4927604$1,720$1,548–$1,89295%
5027603$1,670$1,503–$1,83792%
5127529$1,660$1,494–$1,82692%
5227520$1,630$1,467–$1,79390%
5327511$1,620$1,458–$1,78290%
5427610$1,540$1,386–$1,69485%
5527591$1,490$1,341–$1,63982%
5627508$1,350$1,215–$1,48575%
5727524$1,350$1,215–$1,48575%
5827528$1,350$1,215–$1,48575%
5927549$1,350$1,215–$1,48575%
6027555$1,350$1,215–$1,48575%
6127568$1,350$1,215–$1,48575%
6227569$1,350$1,215–$1,48575%
6327576$1,350$1,215–$1,48575%
6427577$1,350$1,215–$1,48575%
6527593$1,350$1,215–$1,48575%
Heads up: The figure above is the HUD Fair Market Rent. Your local Public Housing Authority (PHA) sets the actual payment standard — usually between 90% and 110% of it — so confirm your exact amount with the PHA that issued the voucher.

How Raleigh-Cary, NC compares

Its internal spread of 1.49× (p90 ÷ p10) ranks 57 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.06×. Note that this area's 90th or 10th percentile lands exactly on its highest or lowest ZIP code, so a single ZIP is carrying the p90/p10 figure — the p75/p25 measure is the better read here. See the full ranking and how it was measured →

A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.

This page shows official HUD Fair Market Rent data for general educational use — it is not legal, financial, or housing advice, and is not a guarantee of any voucher amount. Your local Public Housing Authority sets the actual payment standard and approves rents. Always confirm with your PHA and the official HUD FMR data.

Check a rent against a ZIP code → All 247 metro areas →