Portland, ME: 2-bedroom payment standards across 35 ZIP codes
HUD's FY2026 Small Area Fair Market Rents for Portland, ME HUD Metro FMR Area range from $1,810 to $3,200 for a 2-bedroom. The 90th-percentile ZIP code runs 1.61× the 10th — a gap of $1,098 a month — which ranks 21th widest of the 247 HUD metro areas we compare.
median 2-bedroom SAFMR across the area's 35 ZIP codes. Where a housing authority sets a single metro-wide standard, it could reach $2,332 at 110%.
monthly gap between the 90th- and 10th-percentile ZIP code ($1,810 to $2,908).
of the area's ZIP codes (10 of 35) sit above $2,332 — 110% of the area median.
Highest-rent ZIP codes in Portland, ME
Every ZIP code, ranked
The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median — where a housing authority sets a single area-wide standard, those sit above the highest ceiling basic policy reaches.
| # | ZIP code | 2 BR SAFMR ▾ | Payment standard (90–110%) | vs area median |
|---|---|---|---|---|
| 1 | 04050 | $3,200 | $2,880–$3,520 | above 110% |
| 2 | 04107 | $3,200 | $2,880–$3,520 | above 110% |
| 3 | 04019 | $2,990 | $2,691–$3,289 | above 110% |
| 4 | 04105 | $2,940 | $2,646–$3,234 | above 110% |
| 5 | 04017 | $2,860 | $2,574–$3,146 | above 110% |
| 6 | 04110 | $2,560 | $2,304–$2,816 | above 110% |
| 7 | 04074 | $2,450 | $2,205–$2,695 | above 110% |
| 8 | 04096 | $2,390 | $2,151–$2,629 | above 110% |
| 9 | 04109 | $2,380 | $2,142–$2,618 | above 110% |
| 10 | 04106 | $2,370 | $2,133–$2,607 | above 110% |
| 11 | 04102 | $2,280 | $2,052–$2,508 | 108% |
| 12 | 04085 | $2,220 | $1,998–$2,442 | 105% |
| 13 | 04021 | $2,190 | $1,971–$2,409 | 103% |
| 14 | 04101 | $2,190 | $1,971–$2,409 | 103% |
| 15 | 04103 | $2,150 | $1,935–$2,365 | 101% |
| 16 | 04013 | $2,120 | $1,908–$2,332 | 100% |
| 17 | 04033 | $2,120 | $1,908–$2,332 | 100% |
| 18 | 04070 | $2,120 | $1,908–$2,332 | 100% |
| 19 | 04077 | $2,120 | $1,908–$2,332 | 100% |
| 20 | 04078 | $2,120 | $1,908–$2,332 | 100% |
| 21 | 04082 | $2,120 | $1,908–$2,332 | 100% |
| 22 | 04098 | $2,120 | $1,908–$2,332 | 100% |
| 23 | 04104 | $2,120 | $1,908–$2,332 | 100% |
| 24 | 04112 | $2,120 | $1,908–$2,332 | 100% |
| 25 | 04116 | $2,120 | $1,908–$2,332 | 100% |
| 26 | 04084 | $2,020 | $1,818–$2,222 | 95% |
| 27 | 04108 | $1,980 | $1,782–$2,178 | 93% |
| 28 | 04038 | $1,960 | $1,764–$2,156 | 92% |
| 29 | 04092 | $1,960 | $1,764–$2,156 | 92% |
| 30 | 04004 | $1,810 | $1,629–$1,991 | 85% |
| 31 | 04015 | $1,810 | $1,629–$1,991 | 85% |
| 32 | 04042 | $1,810 | $1,629–$1,991 | 85% |
| 33 | 04062 | $1,810 | $1,629–$1,991 | 85% |
| 34 | 04063 | $1,810 | $1,629–$1,991 | 85% |
| 35 | 04274 | $1,810 | $1,629–$1,991 | 85% |
How Portland, ME compares
Its internal spread of 1.61× (p90 ÷ p10) ranks 21 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.19×. Note that this area's 90th or 10th percentile lands exactly on its highest or lowest ZIP code, so a single ZIP is carrying the p90/p10 figure — the p75/p25 measure is the better read here. See the full ranking and how it was measured →
A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.