Phoenix-Mesa-Chandler, AZ: 2-bedroom payment standards across 212 ZIP codes

HUD's FY2026 Small Area Fair Market Rents for Phoenix-Mesa-Chandler, AZ MSA range from $1,530 to $2,760 for a 2-bedroom. The 90th-percentile ZIP code runs 1.61× the 10th — a gap of $930 a month — which ranks 19th widest of the 247 HUD metro areas we compare.

HUD requires ZIP-level payment standards here. Phoenix-Mesa-Chandler, AZ is one of the 65 designated Small Area FMR areas, so housing authorities in this area set payment standards from each ZIP code's own SAFMR rather than one area-wide figure. The spread below is policy, not a gap — though your PHA still chooses a figure within 90–110% of each ZIP's SAFMR, and may group ZIP codes together.

$1,840

median 2-bedroom SAFMR across the area's 212 ZIP codes. Each ZIP code carries its own standard here; your PHA sets a figure within 90–110% of that ZIP's SAFMR.

$930

monthly gap between the 90th- and 10th-percentile ZIP code ($1,530 to $2,460).

32.5%

of the area's ZIP codes (69 of 212) sit above $2,024 — 110% of the area median. Because ZIP-level standards are required here, that is a measure of the area's rent spread, not of ZIP codes left behind by a ceiling.

Highest-rent ZIP codes in Phoenix-Mesa-Chandler, AZ

2 BR Small Area FMR area median across all 212 ZIPs

Every ZIP code, ranked

The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median, which here simply marks the top of the area's rent range — ZIP-level standards are required in this area, so no ZIP is capped by an area-wide figure.

Filter by ZIP code

Showing 212 of 212 ZIP codes

#	ZIP code	2 BR SAFMR ▾	Payment standard (90–110%)	vs area median
1	85045	$2,760	$2,484–$3,036	above 110%
2	85249	$2,760	$2,484–$3,036	above 110%
3	85255	$2,760	$2,484–$3,036	above 110%
4	85262	$2,760	$2,484–$3,036	above 110%
5	85266	$2,760	$2,484–$3,036	above 110%
6	85298	$2,760	$2,484–$3,036	above 110%
7	85331	$2,760	$2,484–$3,036	above 110%
8	85355	$2,760	$2,484–$3,036	above 110%
9	85383	$2,670	$2,403–$2,937	above 110%
10	85050	$2,600	$2,340–$2,860	above 110%
11	85086	$2,560	$2,304–$2,816	above 110%
12	85284	$2,550	$2,295–$2,805	above 110%
13	85263	$2,540	$2,286–$2,794	above 110%
14	85310	$2,520	$2,268–$2,772	above 110%
15	85083	$2,510	$2,259–$2,761	above 110%
16	85253	$2,500	$2,250–$2,750	above 110%
17	85297	$2,480	$2,232–$2,728	above 110%
18	85054	$2,470	$2,223–$2,717	above 110%
19	85142	$2,470	$2,223–$2,717	above 110%
20	85296	$2,470	$2,223–$2,717	above 110%
21	85388	$2,470	$2,223–$2,717	above 110%
22	85258	$2,460	$2,214–$2,706	above 110%
23	85260	$2,460	$2,214–$2,706	above 110%
24	85387	$2,460	$2,214–$2,706	above 110%
25	85396	$2,460	$2,214–$2,706	above 110%
26	85286	$2,440	$2,196–$2,684	above 110%
27	85339	$2,420	$2,178–$2,662	above 110%
28	85254	$2,390	$2,151–$2,629	above 110%
29	85212	$2,360	$2,124–$2,596	above 110%
30	85379	$2,350	$2,115–$2,585	above 110%
31	85623	$2,330	$2,097–$2,563	above 110%
32	85048	$2,320	$2,088–$2,552	above 110%
33	85138	$2,300	$2,070–$2,530	above 110%
34	85295	$2,300	$2,070–$2,530	above 110%
35	85121	$2,290	$2,061–$2,519	above 110%
36	85309	$2,290	$2,061–$2,519	above 110%
37	85087	$2,280	$2,052–$2,508	above 110%
38	85226	$2,270	$2,043–$2,497	above 110%
39	85234	$2,270	$2,043–$2,497	above 110%
40	85340	$2,260	$2,034–$2,486	above 110%
41	85044	$2,250	$2,025–$2,475	above 110%
42	85140	$2,250	$2,025–$2,475	above 110%
43	85395	$2,250	$2,025–$2,475	above 110%
44	85233	$2,230	$2,007–$2,453	above 110%
45	85224	$2,220	$1,998–$2,442	above 110%
46	85028	$2,200	$1,980–$2,420	above 110%
47	85251	$2,200	$1,980–$2,420	above 110%
48	85374	$2,190	$1,971–$2,409	above 110%
49	85248	$2,170	$1,953–$2,387	above 110%
50	85004	$2,150	$1,935–$2,365	above 110%
51	85338	$2,150	$1,935–$2,365	above 110%
52	85085	$2,140	$1,926–$2,354	above 110%
53	85143	$2,140	$1,926–$2,354	above 110%
54	85215	$2,140	$1,926–$2,354	above 110%
55	85308	$2,140	$1,926–$2,354	above 110%
56	85250	$2,130	$1,917–$2,343	above 110%
57	85305	$2,130	$1,917–$2,343	above 110%
58	85382	$2,130	$1,917–$2,343	above 110%
59	85016	$2,120	$1,908–$2,332	above 110%
60	85257	$2,120	$1,908–$2,332	above 110%
61	85024	$2,100	$1,890–$2,310	above 110%
62	85392	$2,090	$1,881–$2,299	above 110%
63	85268	$2,080	$1,872–$2,288	above 110%
64	85283	$2,080	$1,872–$2,288	above 110%
65	85377	$2,080	$1,872–$2,288	above 110%
66	85209	$2,070	$1,863–$2,277	above 110%
67	85259	$2,040	$1,836–$2,244	above 110%
68	85307	$2,040	$1,836–$2,244	above 110%
69	85335	$2,030	$1,827–$2,233	above 110%
70	85012	$2,010	$1,809–$2,211	109%
71	85281	$2,010	$1,809–$2,211	109%
72	85282	$2,010	$1,809–$2,211	109%
73	85013	$1,990	$1,791–$2,189	108%
74	85206	$1,990	$1,791–$2,189	108%
75	85022	$1,980	$1,782–$2,178	108%
76	85353	$1,980	$1,782–$2,178	108%
77	85147	$1,960	$1,764–$2,156	107%
78	85373	$1,940	$1,746–$2,134	105%
79	85018	$1,930	$1,737–$2,123	105%
80	85326	$1,930	$1,737–$2,123	105%
81	85343	$1,930	$1,737–$2,123	105%
82	85225	$1,910	$1,719–$2,101	104%
83	85027	$1,900	$1,710–$2,090	103%
84	85381	$1,900	$1,710–$2,090	103%
85	85037	$1,890	$1,701–$2,079	103%
86	85213	$1,890	$1,701–$2,079	103%
87	85323	$1,890	$1,701–$2,079	103%
88	85202	$1,850	$1,665–$2,035	101%
89	85001	$1,840	$1,656–$2,024	100%
90	85002	$1,840	$1,656–$2,024	100%
91	85005	$1,840	$1,656–$2,024	100%
92	85010	$1,840	$1,656–$2,024	100%
93	85011	$1,840	$1,656–$2,024	100%
94	85026	$1,840	$1,656–$2,024	100%
95	85030	$1,840	$1,656–$2,024	100%
96	85036	$1,840	$1,656–$2,024	100%
97	85046	$1,840	$1,656–$2,024	100%
98	85060	$1,840	$1,656–$2,024	100%
99	85061	$1,840	$1,656–$2,024	100%
100	85063	$1,840	$1,656–$2,024	100%
101	85064	$1,840	$1,656–$2,024	100%
102	85066	$1,840	$1,656–$2,024	100%
103	85067	$1,840	$1,656–$2,024	100%
104	85068	$1,840	$1,656–$2,024	100%
105	85069	$1,840	$1,656–$2,024	100%
106	85070	$1,840	$1,656–$2,024	100%
107	85071	$1,840	$1,656–$2,024	100%
108	85074	$1,840	$1,656–$2,024	100%
109	85076	$1,840	$1,656–$2,024	100%
110	85078	$1,840	$1,656–$2,024	100%
111	85079	$1,840	$1,656–$2,024	100%
112	85080	$1,840	$1,656–$2,024	100%
113	85082	$1,840	$1,656–$2,024	100%
114	85127	$1,840	$1,656–$2,024	100%
115	85139	$1,840	$1,656–$2,024	100%
116	85211	$1,840	$1,656–$2,024	100%
117	85214	$1,840	$1,656–$2,024	100%
118	85216	$1,840	$1,656–$2,024	100%
119	85236	$1,840	$1,656–$2,024	100%
120	85244	$1,840	$1,656–$2,024	100%
121	85246	$1,840	$1,656–$2,024	100%
122	85252	$1,840	$1,656–$2,024	100%
123	85261	$1,840	$1,656–$2,024	100%
124	85267	$1,840	$1,656–$2,024	100%
125	85269	$1,840	$1,656–$2,024	100%
126	85271	$1,840	$1,656–$2,024	100%
127	85274	$1,840	$1,656–$2,024	100%
128	85275	$1,840	$1,656–$2,024	100%
129	85277	$1,840	$1,656–$2,024	100%
130	85280	$1,840	$1,656–$2,024	100%
131	85285	$1,840	$1,656–$2,024	100%
132	85287	$1,840	$1,656–$2,024	100%
133	85288	$1,840	$1,656–$2,024	100%
134	85299	$1,840	$1,656–$2,024	100%
135	85311	$1,840	$1,656–$2,024	100%
136	85312	$1,840	$1,656–$2,024	100%
137	85318	$1,840	$1,656–$2,024	100%
138	85327	$1,840	$1,656–$2,024	100%
139	85372	$1,840	$1,656–$2,024	100%
140	85376	$1,840	$1,656–$2,024	100%
141	85380	$1,840	$1,656–$2,024	100%
142	85385	$1,840	$1,656–$2,024	100%
143	85043	$1,830	$1,647–$2,013	99%
144	85145	$1,830	$1,647–$2,013	99%
145	85014	$1,820	$1,638–$2,002	99%
146	85306	$1,820	$1,638–$2,002	99%
147	85207	$1,800	$1,620–$1,980	98%
148	85303	$1,800	$1,620–$1,980	98%
149	85345	$1,790	$1,611–$1,969	97%
150	85042	$1,780	$1,602–$1,958	97%
151	85208	$1,770	$1,593–$1,947	96%
152	85320	$1,770	$1,593–$1,947	96%
153	85020	$1,750	$1,575–$1,925	95%
154	85032	$1,750	$1,575–$1,925	95%
155	85117	$1,740	$1,566–$1,914	95%
156	85130	$1,740	$1,566–$1,914	95%
157	85144	$1,740	$1,566–$1,914	95%
158	85178	$1,740	$1,566–$1,914	95%
159	85003	$1,730	$1,557–$1,903	94%
160	85210	$1,730	$1,557–$1,903	94%
161	85029	$1,710	$1,539–$1,881	93%
162	85031	$1,700	$1,530–$1,870	92%
163	85204	$1,700	$1,530–$1,870	92%
164	85375	$1,690	$1,521–$1,859	92%
165	85041	$1,670	$1,503–$1,837	91%
166	85201	$1,670	$1,503–$1,837	91%
167	85203	$1,670	$1,503–$1,837	91%
168	85304	$1,670	$1,503–$1,837	91%
169	85351	$1,670	$1,503–$1,837	91%
170	85008	$1,640	$1,476–$1,804	89%
171	85023	$1,640	$1,476–$1,804	89%
172	85132	$1,630	$1,467–$1,793	89%
173	85354	$1,630	$1,467–$1,793	89%
174	85378	$1,630	$1,467–$1,793	89%
175	85034	$1,610	$1,449–$1,771	88%
176	85205	$1,610	$1,449–$1,771	88%
177	85021	$1,590	$1,431–$1,749	86%
178	85035	$1,590	$1,431–$1,749	86%
179	85118	$1,580	$1,422–$1,738	86%
180	85019	$1,570	$1,413–$1,727	85%
181	85053	$1,570	$1,413–$1,727	85%
182	85137	$1,570	$1,413–$1,727	85%
183	85015	$1,560	$1,404–$1,716	85%
184	85033	$1,560	$1,404–$1,716	85%
185	85322	$1,560	$1,404–$1,716	85%
186	85329	$1,560	$1,404–$1,716	85%
187	85301	$1,550	$1,395–$1,705	84%
188	85194	$1,540	$1,386–$1,694	84%
189	85006	$1,530	$1,377–$1,683	83%
190	85007	$1,530	$1,377–$1,683	83%
191	85009	$1,530	$1,377–$1,683	83%
192	85017	$1,530	$1,377–$1,683	83%
193	85040	$1,530	$1,377–$1,683	83%
194	85051	$1,530	$1,377–$1,683	83%
195	85119	$1,530	$1,377–$1,683	83%
196	85120	$1,530	$1,377–$1,683	83%
197	85122	$1,530	$1,377–$1,683	83%
198	85123	$1,530	$1,377–$1,683	83%
199	85128	$1,530	$1,377–$1,683	83%
200	85131	$1,530	$1,377–$1,683	83%
201	85141	$1,530	$1,377–$1,683	83%
202	85172	$1,530	$1,377–$1,683	83%
203	85173	$1,530	$1,377–$1,683	83%
204	85191	$1,530	$1,377–$1,683	83%
205	85193	$1,530	$1,377–$1,683	83%
206	85256	$1,530	$1,377–$1,683	83%
207	85302	$1,530	$1,377–$1,683	83%
208	85337	$1,530	$1,377–$1,683	83%
209	85361	$1,530	$1,377–$1,683	83%
210	85363	$1,530	$1,377–$1,683	83%
211	85618	$1,530	$1,377–$1,683	83%
212	85631	$1,530	$1,377–$1,683	83%

Heads up: The figure above is the HUD Fair Market Rent. Your local Public Housing Authority (PHA) sets the actual payment standard — usually between 90% and 110% of it — so confirm your exact amount with the PHA that issued the voucher.

How Phoenix-Mesa-Chandler, AZ compares

Its internal spread of 1.61× (p90 ÷ p10) ranks 19 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.24×. Note that this area's 90th or 10th percentile lands exactly on its highest or lowest ZIP code, so a single ZIP is carrying the p90/p10 figure — the p75/p25 measure is the better read here. See the full ranking and how it was measured →

A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.

This page shows official HUD Fair Market Rent data for general educational use — it is not legal, financial, or housing advice, and is not a guarantee of any voucher amount. Your local Public Housing Authority sets the actual payment standard and approves rents. Always confirm with your PHA and the official HUD FMR data.

Check a rent against a ZIP code → All 247 metro areas →