Pensacola-Ferry Pass-Brent, FL: 2-bedroom payment standards across 38 ZIP codes
HUD's FY2026 Small Area Fair Market Rents for Pensacola-Ferry Pass-Brent, FL MSA range from $1,450 to $2,040 for a 2-bedroom. The 90th-percentile ZIP code runs 1.22× the 10th — a gap of $320 a month — which ranks 204th widest of the 247 HUD metro areas we compare.
median 2-bedroom SAFMR across the area's 38 ZIP codes. Where a housing authority sets a single metro-wide standard, it could reach $1,623 at 110%.
monthly gap between the 90th- and 10th-percentile ZIP code ($1,450 to $1,770).
of the area's ZIP codes (9 of 38) sit above $1,623 — 110% of the area median.
Highest-rent ZIP codes in Pensacola-Ferry Pass-Brent, FL
Every ZIP code, ranked
The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median — where a housing authority sets a single area-wide standard, those sit above the highest ceiling basic policy reaches.
| # | ZIP code | 2 BR SAFMR ▾ | Payment standard (90–110%) | vs area median |
|---|---|---|---|---|
| 1 | 32566 | $2,040 | $1,836–$2,244 | above 110% |
| 2 | 32508 | $2,000 | $1,800–$2,200 | above 110% |
| 3 | 32561 | $1,970 | $1,773–$2,167 | above 110% |
| 4 | 32563 | $1,910 | $1,719–$2,101 | above 110% |
| 5 | 32569 | $1,710 | $1,539–$1,881 | above 110% |
| 6 | 32562 | $1,680 | $1,512–$1,848 | above 110% |
| 7 | 32572 | $1,680 | $1,512–$1,848 | above 110% |
| 8 | 32507 | $1,670 | $1,503–$1,837 | above 110% |
| 9 | 32514 | $1,660 | $1,494–$1,826 | above 110% |
| 10 | 32511 | $1,580 | $1,422–$1,738 | 107% |
| 11 | 32564 | $1,550 | $1,395–$1,705 | 105% |
| 12 | 32503 | $1,530 | $1,377–$1,683 | 104% |
| 13 | 32509 | $1,520 | $1,368–$1,672 | 103% |
| 14 | 32526 | $1,520 | $1,368–$1,672 | 103% |
| 15 | 32506 | $1,510 | $1,359–$1,661 | 102% |
| 16 | 32534 | $1,510 | $1,359–$1,661 | 102% |
| 17 | 32570 | $1,510 | $1,359–$1,661 | 102% |
| 18 | 32530 | $1,490 | $1,341–$1,639 | 101% |
| 19 | 32583 | $1,490 | $1,341–$1,639 | 101% |
| 20 | 32504 | $1,460 | $1,314–$1,606 | 99% |
| 21 | 32501 | $1,450 | $1,305–$1,595 | 98% |
| 22 | 32502 | $1,450 | $1,305–$1,595 | 98% |
| 23 | 32505 | $1,450 | $1,305–$1,595 | 98% |
| 24 | 32512 | $1,450 | $1,305–$1,595 | 98% |
| 25 | 32513 | $1,450 | $1,305–$1,595 | 98% |
| 26 | 32516 | $1,450 | $1,305–$1,595 | 98% |
| 27 | 32522 | $1,450 | $1,305–$1,595 | 98% |
| 28 | 32523 | $1,450 | $1,305–$1,595 | 98% |
| 29 | 32524 | $1,450 | $1,305–$1,595 | 98% |
| 30 | 32531 | $1,450 | $1,305–$1,595 | 98% |
| 31 | 32533 | $1,450 | $1,305–$1,595 | 98% |
| 32 | 32535 | $1,450 | $1,305–$1,595 | 98% |
| 33 | 32560 | $1,450 | $1,305–$1,595 | 98% |
| 34 | 32565 | $1,450 | $1,305–$1,595 | 98% |
| 35 | 32568 | $1,450 | $1,305–$1,595 | 98% |
| 36 | 32571 | $1,450 | $1,305–$1,595 | 98% |
| 37 | 32577 | $1,450 | $1,305–$1,595 | 98% |
| 38 | 32591 | $1,450 | $1,305–$1,595 | 98% |
How Pensacola-Ferry Pass-Brent, FL compares
Its internal spread of 1.22× (p90 ÷ p10) ranks 204 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.08×. Note that this area's 90th or 10th percentile lands exactly on its highest or lowest ZIP code, so a single ZIP is carrying the p90/p10 figure — the p75/p25 measure is the better read here. See the full ranking and how it was measured →
A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.