Penobscot County, ME (part): 2-bedroom payment standards across 31 ZIP codes

HUD's FY2026 Small Area Fair Market Rents for Penobscot County, ME (part) HUD Metro FMR Area range from $1,110 to $1,980 for a 2-bedroom. The 90th-percentile ZIP code runs 1.59× the 10th — a gap of $680 a month — which ranks 26th widest of the 247 HUD metro areas we compare.

ZIP-level standards are optional here. Penobscot County, ME (part) is not one of HUD's 65 designated Small Area FMR areas, so a housing authority may set one payment standard for the whole area, or adopt ZIP-level exception standards of up to 110% of a ZIP's published SAFMR. Where a single area-wide standard is used, the 5 ZIP codes below marked "above 110%" sit above the highest ceiling that basic policy reaches. Confirm what applies with the PHA that issued the voucher.
$1,570

median 2-bedroom SAFMR across the area's 31 ZIP codes. Where a housing authority sets a single metro-wide standard, it could reach $1,727 at 110%.

$680

monthly gap between the 90th- and 10th-percentile ZIP code ($1,160 to $1,840).

16.1%

of the area's ZIP codes (5 of 31) sit above $1,727 — 110% of the area median.

Highest-rent ZIP codes in Penobscot County, ME (part)

04435$1,98004456$1,89004419$1,87004449$1,84004422$1,77004434$1,67004468$1,67004411$1,66004455$1,63004495$1,63004777$1,63004933$1,63004450$1,62004488$1,58004444$1,57004928$1,57004939$1,53004448$1,43004410$1,42004969$1,42004953$1,40004427$1,39004475$1,36004418$1,32004453$1,320area median $1,570
2 BR Small Area FMR area median across all 31 ZIPs

Every ZIP code, ranked

The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median — where a housing authority sets a single area-wide standard, those sit above the highest ceiling basic policy reaches.

Showing 31 of 31 ZIP codes
# ZIP code 2 BR SAFMR Payment standard (90–110%) vs area median
104435$1,980$1,782–$2,178above 110%
204456$1,890$1,701–$2,079above 110%
304419$1,870$1,683–$2,057above 110%
404449$1,840$1,656–$2,024above 110%
504422$1,770$1,593–$1,947above 110%
604434$1,670$1,503–$1,837106%
704468$1,670$1,503–$1,837106%
804411$1,660$1,494–$1,826106%
904455$1,630$1,467–$1,793104%
1004495$1,630$1,467–$1,793104%
1104777$1,630$1,467–$1,793104%
1204933$1,630$1,467–$1,793104%
1304450$1,620$1,458–$1,782103%
1404488$1,580$1,422–$1,738101%
1504444$1,570$1,413–$1,727100%
1604928$1,570$1,413–$1,727100%
1704939$1,530$1,377–$1,68397%
1804448$1,430$1,287–$1,57391%
1904410$1,420$1,278–$1,56290%
2004969$1,420$1,278–$1,56290%
2104953$1,400$1,260–$1,54089%
2204427$1,390$1,251–$1,52989%
2304475$1,360$1,224–$1,49687%
2404418$1,320$1,188–$1,45284%
2504453$1,320$1,188–$1,45284%
2604457$1,290$1,161–$1,41982%
2704460$1,290$1,161–$1,41982%
2804417$1,160$1,044–$1,27674%
2904493$1,160$1,044–$1,27674%
3004430$1,140$1,026–$1,25473%
3104765$1,110$999–$1,22171%
Heads up: The figure above is the HUD Fair Market Rent. Your local Public Housing Authority (PHA) sets the actual payment standard — usually between 90% and 110% of it — so confirm your exact amount with the PHA that issued the voucher.

How Penobscot County, ME (part) compares

Its internal spread of 1.59× (p90 ÷ p10) ranks 26 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.23×. See the full ranking and how it was measured →

A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.

This page shows official HUD Fair Market Rent data for general educational use — it is not legal, financial, or housing advice, and is not a guarantee of any voucher amount. Your local Public Housing Authority sets the actual payment standard and approves rents. Always confirm with your PHA and the official HUD FMR data.

Check a rent against a ZIP code → All 247 metro areas →