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Oxnard-Thousand Oaks-Ventura, CA: 2-bedroom payment standards across 52 ZIP codes

HUD's FY2026 Small Area Fair Market Rents for Oxnard-Thousand Oaks-Ventura, CA MSA range from $1,970 to $4,340 for a 2-bedroom. The 90th-percentile ZIP code runs 1.47× the 10th — a gap of $1,078 a month — which ranks 71th widest of the 247 HUD metro areas we compare.

HUD requires ZIP-level payment standards here. Oxnard-Thousand Oaks-Ventura, CA is one of the 65 designated Small Area FMR areas, so housing authorities in this area set payment standards from each ZIP code's own SAFMR rather than one area-wide figure. The spread below is policy, not a gap — though your PHA still chooses a figure within 90–110% of each ZIP's SAFMR, and may group ZIP codes together.
$2,690

median 2-bedroom SAFMR across the area's 52 ZIP codes. Each ZIP code carries its own standard here; your PHA sets a figure within 90–110% of that ZIP's SAFMR.

$1,078

monthly gap between the 90th- and 10th-percentile ZIP code ($2,305 to $3,383).

25.0%

of the area's ZIP codes (13 of 52) sit above $2,959 — 110% of the area median. Because ZIP-level standards are required here, that is a measure of the area's rent spread, not of ZIP codes left behind by a ceiling.

Highest-rent ZIP codes in Oxnard-Thousand Oaks-Ventura, CA

90265$4,34091377$3,69091361$3,57091307$3,54093012$3,46091311$3,39091362$3,32093065$3,32091320$3,19093021$3,09093063$3,03091304$2,98091360$2,97093022$2,94093004$2,89093010$2,87093035$2,85091319$2,69091358$2,69091359$2,69093002$2,69093005$2,69093006$2,69093007$2,69093009$2,690area median $2,690
2 BR Small Area FMR area median across all 52 ZIPs

Every ZIP code, ranked

The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median, which here simply marks the top of the area's rent range — ZIP-level standards are required in this area, so no ZIP is capped by an area-wide figure.

Showing 52 of 52 ZIP codes
# ZIP code 2 BR SAFMR ▾ Payment standard (90–110%) vs area median
190265$4,340$3,906–$4,774above 110%
291377$3,690$3,321–$4,059above 110%
391361$3,570$3,213–$3,927above 110%
491307$3,540$3,186–$3,894above 110%
593012$3,460$3,114–$3,806above 110%
691311$3,390$3,051–$3,729above 110%
791362$3,320$2,988–$3,652above 110%
893065$3,320$2,988–$3,652above 110%
991320$3,190$2,871–$3,509above 110%
1093021$3,090$2,781–$3,399above 110%
1193063$3,030$2,727–$3,333above 110%
1291304$2,980$2,682–$3,278above 110%
1391360$2,970$2,673–$3,267above 110%
1493022$2,940$2,646–$3,234109%
1593004$2,890$2,601–$3,179107%
1693010$2,870$2,583–$3,157107%
1793035$2,850$2,565–$3,135106%
1891319$2,690$2,421–$2,959100%
1991358$2,690$2,421–$2,959100%
2091359$2,690$2,421–$2,959100%
2193002$2,690$2,421–$2,959100%
2293005$2,690$2,421–$2,959100%
2393006$2,690$2,421–$2,959100%
2493007$2,690$2,421–$2,959100%
2593009$2,690$2,421–$2,959100%
2693011$2,690$2,421–$2,959100%
2793016$2,690$2,421–$2,959100%
2893020$2,690$2,421–$2,959100%
2993024$2,690$2,421–$2,959100%
3093031$2,690$2,421–$2,959100%
3193032$2,690$2,421–$2,959100%
3293034$2,690$2,421–$2,959100%
3393044$2,690$2,421–$2,959100%
3493061$2,690$2,421–$2,959100%
3593062$2,690$2,421–$2,959100%
3693064$2,690$2,421–$2,959100%
3793094$2,690$2,421–$2,959100%
3893099$2,690$2,421–$2,959100%
3993003$2,680$2,412–$2,948100%
4093066$2,670$2,403–$2,93799%
4193001$2,640$2,376–$2,90498%
4293036$2,610$2,349–$2,87197%
4393041$2,550$2,295–$2,80595%
4493043$2,550$2,295–$2,80595%
4593042$2,500$2,250–$2,75093%
4693030$2,350$2,115–$2,58587%
4793023$2,300$2,070–$2,53086%
4893040$2,250$2,025–$2,47584%
4993033$2,230$2,007–$2,45383%
5093015$2,210$1,989–$2,43182%
5193060$2,190$1,971–$2,40981%
5293225$1,970$1,773–$2,16773%
Heads up: The figure above is the HUD Fair Market Rent. Your local Public Housing Authority (PHA) sets the actual payment standard — usually between 90% and 110% of it — so confirm your exact amount with the PHA that issued the voucher.

How Oxnard-Thousand Oaks-Ventura, CA compares

Its internal spread of 1.47× (p90 ÷ p10) ranks 71 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.10×. See the full ranking and how it was measured →

A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.

This page shows official HUD Fair Market Rent data for general educational use — it is not legal, financial, or housing advice, and is not a guarantee of any voucher amount. Your local Public Housing Authority sets the actual payment standard and approves rents. Always confirm with your PHA and the official HUD FMR data.

Check a rent against a ZIP code → All 247 metro areas →