Orlando-Kissimmee-Sanford, FL: 2-bedroom payment standards across 147 ZIP codes

HUD's FY2026 Small Area Fair Market Rents for Orlando-Kissimmee-Sanford, FL MSA range from $1,330 to $2,760 for a 2-bedroom. The 90th-percentile ZIP code runs 1.49× the 10th — a gap of $774 a month — which ranks 61th widest of the 247 HUD metro areas we compare.

HUD requires ZIP-level payment standards here. Orlando-Kissimmee-Sanford, FL is one of the 65 designated Small Area FMR areas, so housing authorities in this area set payment standards from each ZIP code's own SAFMR rather than one area-wide figure. The spread below is policy, not a gap — though your PHA still chooses a figure within 90–110% of each ZIP's SAFMR, and may group ZIP codes together.

$2,000

median 2-bedroom SAFMR across the area's 147 ZIP codes. Each ZIP code carries its own standard here; your PHA sets a figure within 90–110% of that ZIP's SAFMR.

$774

monthly gap between the 90th- and 10th-percentile ZIP code ($1,576 to $2,350).

21.1%

of the area's ZIP codes (31 of 147) sit above $2,200 — 110% of the area median. Because ZIP-level standards are required here, that is a measure of the area's rent spread, not of ZIP codes left behind by a ceiling.

Highest-rent ZIP codes in Orlando-Kissimmee-Sanford, FL

2 BR Small Area FMR area median across all 147 ZIPs

Every ZIP code, ranked

The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median, which here simply marks the top of the area's rent range — ZIP-level standards are required in this area, so no ZIP is capped by an area-wide figure.

Filter by ZIP code

Showing 147 of 147 ZIP codes

#	ZIP code	2 BR SAFMR ▾	Payment standard (90–110%)	vs area median
1	34773	$2,760	$2,484–$3,036	above 110%
2	34786	$2,760	$2,484–$3,036	above 110%
3	32814	$2,750	$2,475–$3,025	above 110%
4	32827	$2,740	$2,466–$3,014	above 110%
5	32832	$2,620	$2,358–$2,882	above 110%
6	32766	$2,580	$2,322–$2,838	above 110%
7	32836	$2,480	$2,232–$2,728	above 110%
8	34734	$2,410	$2,169–$2,651	above 110%
9	32765	$2,390	$2,151–$2,629	above 110%
10	32712	$2,380	$2,142–$2,618	above 110%
11	32732	$2,360	$2,124–$2,596	above 110%
12	32830	$2,360	$2,124–$2,596	above 110%
13	34715	$2,360	$2,124–$2,596	above 110%
14	34729	$2,360	$2,124–$2,596	above 110%
15	32803	$2,350	$2,115–$2,585	above 110%
16	34760	$2,350	$2,115–$2,585	above 110%
17	34787	$2,350	$2,115–$2,585	above 110%
18	32779	$2,320	$2,088–$2,552	above 110%
19	32829	$2,320	$2,088–$2,552	above 110%
20	32837	$2,310	$2,079–$2,541	above 110%
21	32819	$2,290	$2,061–$2,519	above 110%
22	32746	$2,280	$2,052–$2,508	above 110%
23	33896	$2,280	$2,052–$2,508	above 110%
24	32828	$2,260	$2,034–$2,486	above 110%
25	34711	$2,250	$2,025–$2,475	above 110%
26	33897	$2,230	$2,007–$2,453	above 110%
27	32801	$2,220	$1,998–$2,442	above 110%
28	32835	$2,220	$1,998–$2,442	above 110%
29	34747	$2,220	$1,998–$2,442	above 110%
30	32831	$2,210	$1,989–$2,431	above 110%
31	34772	$2,210	$1,989–$2,431	above 110%
32	32824	$2,180	$1,962–$2,398	109%
33	32821	$2,170	$1,953–$2,387	109%
34	32820	$2,160	$1,944–$2,376	108%
35	34761	$2,140	$1,926–$2,354	107%
36	32751	$2,130	$1,917–$2,343	107%
37	34746	$2,130	$1,917–$2,343	107%
38	32708	$2,100	$1,890–$2,310	105%
39	32714	$2,100	$1,890–$2,310	105%
40	32825	$2,100	$1,890–$2,310	105%
41	34737	$2,100	$1,890–$2,310	105%
42	34797	$2,100	$1,890–$2,310	105%
43	32817	$2,070	$1,863–$2,277	103%
44	34758	$2,070	$1,863–$2,277	103%
45	32804	$2,060	$1,854–$2,266	103%
46	32789	$2,050	$1,845–$2,255	102%
47	32792	$2,040	$1,836–$2,244	102%
48	34743	$2,040	$1,836–$2,244	102%
49	34771	$2,030	$1,827–$2,233	101%
50	32822	$2,010	$1,809–$2,211	100%
51	32704	$2,000	$1,800–$2,200	100%
52	32710	$2,000	$1,800–$2,200	100%
53	32715	$2,000	$1,800–$2,200	100%
54	32716	$2,000	$1,800–$2,200	100%
55	32718	$2,000	$1,800–$2,200	100%
56	32719	$2,000	$1,800–$2,200	100%
57	32733	$2,000	$1,800–$2,200	100%
58	32747	$2,000	$1,800–$2,200	100%
59	32752	$2,000	$1,800–$2,200	100%
60	32762	$2,000	$1,800–$2,200	100%
61	32768	$2,000	$1,800–$2,200	100%
62	32772	$2,000	$1,800–$2,200	100%
63	32777	$2,000	$1,800–$2,200	100%
64	32790	$2,000	$1,800–$2,200	100%
65	32791	$2,000	$1,800–$2,200	100%
66	32793	$2,000	$1,800–$2,200	100%
67	32794	$2,000	$1,800–$2,200	100%
68	32795	$2,000	$1,800–$2,200	100%
69	32802	$2,000	$1,800–$2,200	100%
70	32853	$2,000	$1,800–$2,200	100%
71	32854	$2,000	$1,800–$2,200	100%
72	32855	$2,000	$1,800–$2,200	100%
73	32856	$2,000	$1,800–$2,200	100%
74	32857	$2,000	$1,800–$2,200	100%
75	32858	$2,000	$1,800–$2,200	100%
76	32859	$2,000	$1,800–$2,200	100%
77	32860	$2,000	$1,800–$2,200	100%
78	32861	$2,000	$1,800–$2,200	100%
79	32862	$2,000	$1,800–$2,200	100%
80	32867	$2,000	$1,800–$2,200	100%
81	32868	$2,000	$1,800–$2,200	100%
82	32869	$2,000	$1,800–$2,200	100%
83	32872	$2,000	$1,800–$2,200	100%
84	32877	$2,000	$1,800–$2,200	100%
85	32878	$2,000	$1,800–$2,200	100%
86	34714	$2,000	$1,800–$2,200	100%
87	34736	$2,000	$1,800–$2,200	100%
88	34740	$2,000	$1,800–$2,200	100%
89	34777	$2,000	$1,800–$2,200	100%
90	34778	$2,000	$1,800–$2,200	100%
91	32735	$1,980	$1,782–$2,178	99%
92	32811	$1,960	$1,764–$2,156	98%
93	34739	$1,960	$1,764–$2,156	98%
94	34742	$1,960	$1,764–$2,156	98%
95	34745	$1,960	$1,764–$2,156	98%
96	34770	$1,960	$1,764–$2,156	98%
97	34741	$1,950	$1,755–$2,145	98%
98	32750	$1,940	$1,746–$2,134	97%
99	32776	$1,930	$1,737–$2,123	97%
100	32816	$1,910	$1,719–$2,101	96%
101	34759	$1,910	$1,719–$2,101	96%
102	32707	$1,890	$1,701–$2,079	95%
103	32810	$1,890	$1,701–$2,079	95%
104	32701	$1,880	$1,692–$2,068	94%
105	32703	$1,860	$1,674–$2,046	93%
106	32771	$1,860	$1,674–$2,046	93%
107	32839	$1,850	$1,665–$2,035	93%
108	32806	$1,820	$1,638–$2,002	91%
109	32807	$1,820	$1,638–$2,002	91%
110	32812	$1,820	$1,638–$2,002	91%
111	32826	$1,800	$1,620–$1,980	90%
112	32773	$1,780	$1,602–$1,958	89%
113	34756	$1,770	$1,593–$1,947	89%
114	32730	$1,760	$1,584–$1,936	88%
115	32818	$1,760	$1,584–$1,936	88%
116	32808	$1,740	$1,566–$1,914	87%
117	32757	$1,730	$1,557–$1,903	87%
118	32158	$1,720	$1,548–$1,892	86%
119	32727	$1,720	$1,548–$1,892	86%
120	32756	$1,720	$1,548–$1,892	86%
121	34712	$1,720	$1,548–$1,892	86%
122	34713	$1,720	$1,548–$1,892	86%
123	34744	$1,720	$1,548–$1,892	86%
124	34749	$1,720	$1,548–$1,892	86%
125	34753	$1,720	$1,548–$1,892	86%
126	34755	$1,720	$1,548–$1,892	86%
127	34789	$1,720	$1,548–$1,892	86%
128	34788	$1,710	$1,539–$1,881	86%
129	32833	$1,700	$1,530–$1,870	85%
130	32709	$1,670	$1,503–$1,837	84%
131	34769	$1,620	$1,458–$1,782	81%
132	32809	$1,600	$1,440–$1,760	80%
133	32736	$1,540	$1,386–$1,694	77%
134	32102	$1,520	$1,368–$1,672	76%
135	32195	$1,520	$1,368–$1,672	76%
136	32702	$1,520	$1,368–$1,672	76%
137	32720	$1,520	$1,368–$1,672	76%
138	32726	$1,520	$1,368–$1,672	76%
139	32767	$1,520	$1,368–$1,672	76%
140	32778	$1,520	$1,368–$1,672	76%
141	32784	$1,520	$1,368–$1,672	76%
142	32798	$1,520	$1,368–$1,672	76%
143	32805	$1,520	$1,368–$1,672	76%
144	33848	$1,520	$1,368–$1,672	76%
145	34705	$1,520	$1,368–$1,672	76%
146	34748	$1,520	$1,368–$1,672	76%
147	33898	$1,330	$1,197–$1,463	67%

Heads up: The figure above is the HUD Fair Market Rent. Your local Public Housing Authority (PHA) sets the actual payment standard — usually between 90% and 110% of it — so confirm your exact amount with the PHA that issued the voucher.

How Orlando-Kissimmee-Sanford, FL compares

Its internal spread of 1.49× (p90 ÷ p10) ranks 61 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.17×. See the full ranking and how it was measured →

A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.

This page shows official HUD Fair Market Rent data for general educational use — it is not legal, financial, or housing advice, and is not a guarantee of any voucher amount. Your local Public Housing Authority sets the actual payment standard and approves rents. Always confirm with your PHA and the official HUD FMR data.

Check a rent against a ZIP code → All 247 metro areas →