Omaha-Council Bluffs, NE-IA: 2-bedroom payment standards across 95 ZIP codes
HUD's FY2026 Small Area Fair Market Rents for Omaha-Council Bluffs, NE-IA HUD Metro FMR Area range from $960 to $2,050 for a 2-bedroom. The 90th-percentile ZIP code runs 1.58× the 10th — a gap of $606 a month — which ranks 28th widest of the 247 HUD metro areas we compare.
median 2-bedroom SAFMR across the area's 95 ZIP codes. Each ZIP code carries its own standard here; your PHA sets a figure within 90–110% of that ZIP's SAFMR.
monthly gap between the 90th- and 10th-percentile ZIP code ($1,040 to $1,646).
of the area's ZIP codes (24 of 95) sit above $1,452 — 110% of the area median. Because ZIP-level standards are required here, that is a measure of the area's rent spread, not of ZIP codes left behind by a ceiling.
Highest-rent ZIP codes in Omaha-Council Bluffs, NE-IA
Every ZIP code, ranked
The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median, which here simply marks the top of the area's rent range — ZIP-level standards are required in this area, so no ZIP is capped by an area-wide figure.
| # | ZIP code | 2 BR SAFMR ▾ | Payment standard (90–110%) | vs area median |
|---|---|---|---|---|
| 1 | 68118 | $2,050 | $1,845–$2,255 | above 110% |
| 2 | 68135 | $2,050 | $1,845–$2,255 | above 110% |
| 3 | 68136 | $1,900 | $1,710–$2,090 | above 110% |
| 4 | 68142 | $1,890 | $1,701–$2,079 | above 110% |
| 5 | 68130 | $1,850 | $1,665–$2,035 | above 110% |
| 6 | 68007 | $1,720 | $1,548–$1,892 | above 110% |
| 7 | 68028 | $1,720 | $1,548–$1,892 | above 110% |
| 8 | 68102 | $1,700 | $1,530–$1,870 | above 110% |
| 9 | 68113 | $1,680 | $1,512–$1,848 | above 110% |
| 10 | 68116 | $1,650 | $1,485–$1,815 | above 110% |
| 11 | 68157 | $1,640 | $1,476–$1,804 | above 110% |
| 12 | 68068 | $1,610 | $1,449–$1,771 | above 110% |
| 13 | 68022 | $1,600 | $1,440–$1,760 | above 110% |
| 14 | 68137 | $1,590 | $1,431–$1,749 | above 110% |
| 15 | 68133 | $1,580 | $1,422–$1,738 | above 110% |
| 16 | 68016 | $1,560 | $1,404–$1,716 | above 110% |
| 17 | 68117 | $1,560 | $1,404–$1,716 | above 110% |
| 18 | 68122 | $1,560 | $1,404–$1,716 | above 110% |
| 19 | 68164 | $1,560 | $1,404–$1,716 | above 110% |
| 20 | 68114 | $1,550 | $1,395–$1,705 | above 110% |
| 21 | 68123 | $1,530 | $1,377–$1,683 | above 110% |
| 22 | 68059 | $1,480 | $1,332–$1,628 | above 110% |
| 23 | 68106 | $1,470 | $1,323–$1,617 | above 110% |
| 24 | 68128 | $1,470 | $1,323–$1,617 | above 110% |
| 25 | 68112 | $1,450 | $1,305–$1,595 | 110% |
| 26 | 68046 | $1,440 | $1,296–$1,584 | 109% |
| 27 | 68124 | $1,440 | $1,296–$1,584 | 109% |
| 28 | 68147 | $1,410 | $1,269–$1,551 | 107% |
| 29 | 68010 | $1,390 | $1,251–$1,529 | 105% |
| 30 | 68069 | $1,380 | $1,242–$1,518 | 105% |
| 31 | 51556 | $1,370 | $1,233–$1,507 | 104% |
| 32 | 68103 | $1,370 | $1,233–$1,507 | 104% |
| 33 | 68109 | $1,370 | $1,233–$1,507 | 104% |
| 34 | 68139 | $1,370 | $1,233–$1,507 | 104% |
| 35 | 68145 | $1,370 | $1,233–$1,507 | 104% |
| 36 | 68154 | $1,370 | $1,233–$1,507 | 104% |
| 37 | 68175 | $1,370 | $1,233–$1,507 | 104% |
| 38 | 68179 | $1,370 | $1,233–$1,507 | 104% |
| 39 | 68183 | $1,370 | $1,233–$1,507 | 104% |
| 40 | 68197 | $1,370 | $1,233–$1,507 | 104% |
| 41 | 68198 | $1,370 | $1,233–$1,507 | 104% |
| 42 | 68108 | $1,360 | $1,224–$1,496 | 103% |
| 43 | 68127 | $1,360 | $1,224–$1,496 | 103% |
| 44 | 68409 | $1,360 | $1,224–$1,496 | 103% |
| 45 | 51510 | $1,340 | $1,206–$1,474 | 102% |
| 46 | 68134 | $1,320 | $1,188–$1,452 | 100% |
| 47 | 68138 | $1,320 | $1,188–$1,452 | 100% |
| 48 | 68182 | $1,320 | $1,188–$1,452 | 100% |
| 49 | 68034 | $1,300 | $1,170–$1,430 | 98% |
| 50 | 68144 | $1,300 | $1,170–$1,430 | 98% |
| 51 | 68131 | $1,280 | $1,152–$1,408 | 97% |
| 52 | 68105 | $1,270 | $1,143–$1,397 | 96% |
| 53 | 68107 | $1,270 | $1,143–$1,397 | 96% |
| 54 | 68104 | $1,250 | $1,125–$1,375 | 95% |
| 55 | 68005 | $1,240 | $1,116–$1,364 | 94% |
| 56 | 68037 | $1,240 | $1,116–$1,364 | 94% |
| 57 | 68056 | $1,240 | $1,116–$1,364 | 94% |
| 58 | 68527 | $1,240 | $1,116–$1,364 | 94% |
| 59 | 68152 | $1,230 | $1,107–$1,353 | 93% |
| 60 | 51575 | $1,220 | $1,098–$1,342 | 92% |
| 61 | 51501 | $1,210 | $1,089–$1,331 | 92% |
| 62 | 68048 | $1,200 | $1,080–$1,320 | 91% |
| 63 | 68058 | $1,190 | $1,071–$1,309 | 90% |
| 64 | 68111 | $1,180 | $1,062–$1,298 | 89% |
| 65 | 68132 | $1,180 | $1,062–$1,298 | 89% |
| 66 | 51526 | $1,170 | $1,053–$1,287 | 89% |
| 67 | 51503 | $1,160 | $1,044–$1,276 | 88% |
| 68 | 68008 | $1,160 | $1,044–$1,276 | 88% |
| 69 | 68023 | $1,160 | $1,044–$1,276 | 88% |
| 70 | 51559 | $1,150 | $1,035–$1,265 | 87% |
| 71 | 68178 | $1,150 | $1,035–$1,265 | 87% |
| 72 | 68110 | $1,140 | $1,026–$1,254 | 86% |
| 73 | 68407 | $1,140 | $1,026–$1,254 | 86% |
| 74 | 68002 | $1,130 | $1,017–$1,243 | 86% |
| 75 | 68462 | $1,120 | $1,008–$1,232 | 85% |
| 76 | 51548 | $1,110 | $999–$1,221 | 84% |
| 77 | 51571 | $1,110 | $999–$1,221 | 84% |
| 78 | 68304 | $1,110 | $999–$1,221 | 84% |
| 79 | 51540 | $1,090 | $981–$1,199 | 83% |
| 80 | 68403 | $1,080 | $972–$1,188 | 82% |
| 81 | 51542 | $1,070 | $963–$1,177 | 81% |
| 82 | 51554 | $1,060 | $954–$1,166 | 80% |
| 83 | 51560 | $1,060 | $954–$1,166 | 80% |
| 84 | 51579 | $1,060 | $954–$1,166 | 80% |
| 85 | 51534 | $1,040 | $936–$1,144 | 79% |
| 86 | 51546 | $1,040 | $936–$1,144 | 79% |
| 87 | 51550 | $1,040 | $936–$1,144 | 79% |
| 88 | 51555 | $1,040 | $936–$1,144 | 79% |
| 89 | 51576 | $1,040 | $936–$1,144 | 79% |
| 90 | 51536 | $1,020 | $918–$1,122 | 77% |
| 91 | 68463 | $1,020 | $918–$1,122 | 77% |
| 92 | 68349 | $1,010 | $909–$1,111 | 77% |
| 93 | 51525 | $960 | $864–$1,056 | 73% |
| 94 | 51553 | $960 | $864–$1,056 | 73% |
| 95 | 51564 | $960 | $864–$1,056 | 73% |
How Omaha-Council Bluffs, NE-IA compares
Its internal spread of 1.58× (p90 ÷ p10) ranks 28 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.28×. See the full ranking and how it was measured →
A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.