Ocala, FL: 2-bedroom payment standards across 38 ZIP codes
HUD's FY2026 Small Area Fair Market Rents for Ocala, FL MSA range from $1,200 to $1,800 for a 2-bedroom. The 90th-percentile ZIP code runs 1.20× the 10th — a gap of $239 a month — which ranks 218th widest of the 247 HUD metro areas we compare.
median 2-bedroom SAFMR across the area's 38 ZIP codes. Where a housing authority sets a single metro-wide standard, it could reach $1,507 at 110%.
monthly gap between the 90th- and 10th-percentile ZIP code ($1,200 to $1,439).
of the area's ZIP codes (3 of 38) sit above $1,507 — 110% of the area median.
Highest-rent ZIP codes in Ocala, FL
Every ZIP code, ranked
The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median — where a housing authority sets a single area-wide standard, those sit above the highest ceiling basic policy reaches.
| # | ZIP code | 2 BR SAFMR ▾ | Payment standard (90–110%) | vs area median |
|---|---|---|---|---|
| 1 | 34474 | $1,800 | $1,620–$1,980 | above 110% |
| 2 | 34473 | $1,610 | $1,449–$1,771 | above 110% |
| 3 | 34476 | $1,520 | $1,368–$1,672 | above 110% |
| 4 | 34479 | $1,460 | $1,314–$1,606 | 107% |
| 5 | 32667 | $1,430 | $1,287–$1,573 | 104% |
| 6 | 32696 | $1,430 | $1,287–$1,573 | 104% |
| 7 | 34472 | $1,430 | $1,287–$1,573 | 104% |
| 8 | 34471 | $1,420 | $1,278–$1,562 | 104% |
| 9 | 34481 | $1,400 | $1,260–$1,540 | 102% |
| 10 | 32111 | $1,370 | $1,233–$1,507 | 100% |
| 11 | 32183 | $1,370 | $1,233–$1,507 | 100% |
| 12 | 32192 | $1,370 | $1,233–$1,507 | 100% |
| 13 | 32663 | $1,370 | $1,233–$1,507 | 100% |
| 14 | 34421 | $1,370 | $1,233–$1,507 | 100% |
| 15 | 34430 | $1,370 | $1,233–$1,507 | 100% |
| 16 | 34477 | $1,370 | $1,233–$1,507 | 100% |
| 17 | 34478 | $1,370 | $1,233–$1,507 | 100% |
| 18 | 34483 | $1,370 | $1,233–$1,507 | 100% |
| 19 | 34489 | $1,370 | $1,233–$1,507 | 100% |
| 20 | 34492 | $1,370 | $1,233–$1,507 | 100% |
| 21 | 34480 | $1,350 | $1,215–$1,485 | 99% |
| 22 | 34470 | $1,340 | $1,206–$1,474 | 98% |
| 23 | 32664 | $1,280 | $1,152–$1,408 | 93% |
| 24 | 34488 | $1,270 | $1,143–$1,397 | 93% |
| 25 | 32133 | $1,260 | $1,134–$1,386 | 92% |
| 26 | 32179 | $1,260 | $1,134–$1,386 | 92% |
| 27 | 34432 | $1,210 | $1,089–$1,331 | 88% |
| 28 | 32113 | $1,200 | $1,080–$1,320 | 88% |
| 29 | 32182 | $1,200 | $1,080–$1,320 | 88% |
| 30 | 32617 | $1,200 | $1,080–$1,320 | 88% |
| 31 | 32634 | $1,200 | $1,080–$1,320 | 88% |
| 32 | 32668 | $1,200 | $1,080–$1,320 | 88% |
| 33 | 32681 | $1,200 | $1,080–$1,320 | 88% |
| 34 | 32686 | $1,200 | $1,080–$1,320 | 88% |
| 35 | 34420 | $1,200 | $1,080–$1,320 | 88% |
| 36 | 34431 | $1,200 | $1,080–$1,320 | 88% |
| 37 | 34475 | $1,200 | $1,080–$1,320 | 88% |
| 38 | 34482 | $1,200 | $1,080–$1,320 | 88% |
How Ocala, FL compares
Its internal spread of 1.20× (p90 ÷ p10) ranks 218 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.14×. Note that this area's 90th or 10th percentile lands exactly on its highest or lowest ZIP code, so a single ZIP is carrying the p90/p10 figure — the p75/p25 measure is the better read here. See the full ranking and how it was measured →
A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.