Newark, NJ: 2-bedroom payment standards across 162 ZIP codes
HUD's FY2026 Small Area Fair Market Rents for Newark, NJ HUD Metro FMR Area range from $1,930 to $3,310 for a 2-bedroom. The 90th-percentile ZIP code runs 1.65× the 10th — a gap of $1,269 a month — which ranks 10th widest of the 247 HUD metro areas we compare.
ZIP-level standards are optional here. Newark, NJ is not one of HUD's 65 designated Small Area FMR areas, so a housing authority may set one payment standard for the whole area, or adopt ZIP-level exception standards of up to 110% of a ZIP's published SAFMR. Where a single area-wide standard is used, the 48 ZIP codes below marked "above 110%" sit above the highest ceiling that basic policy reaches. Confirm what applies with the PHA that issued the voucher.
$2,450
median 2-bedroom SAFMR across the area's 162 ZIP codes. Where a housing authority sets a single metro-wide standard, it could reach $2,695 at 110%.
$1,269
monthly gap between the 90th- and 10th-percentile ZIP code ($1,951 to $3,220).
29.6%
of the area's ZIP codes (48 of 162) sit above $2,695 — 110% of the area median.
Highest-rent ZIP codes in Newark, NJ
2 BR Small Area FMR area median across all 162 ZIPs
Every ZIP code, ranked
The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median — where a housing authority sets a single area-wide standard, those sit above the highest ceiling basic policy reaches.
Showing 162 of 162 ZIP codes
| # | ZIP code | 2 BR SAFMR ▾ | Payment standard (90–110%) | vs area median |
|---|---|---|---|---|
| 1 | 07004 | $3,310 | $2,979–$3,641 | above 110% |
| 2 | 07039 | $3,310 | $2,979–$3,641 | above 110% |
| 3 | 07043 | $3,310 | $2,979–$3,641 | above 110% |
| 4 | 07068 | $3,310 | $2,979–$3,641 | above 110% |
| 5 | 07457 | $3,310 | $2,979–$3,641 | above 110% |
| 6 | 07927 | $3,310 | $2,979–$3,641 | above 110% |
| 7 | 07932 | $3,310 | $2,979–$3,641 | above 110% |
| 8 | 07936 | $3,310 | $2,979–$3,641 | above 110% |
| 9 | 07945 | $3,310 | $2,979–$3,641 | above 110% |
| 10 | 07950 | $3,310 | $2,979–$3,641 | above 110% |
| 11 | 07981 | $3,310 | $2,979–$3,641 | above 110% |
| 12 | 07856 | $3,250 | $2,925–$3,575 | above 110% |
| 13 | 07920 | $3,250 | $2,925–$3,575 | above 110% |
| 14 | 07926 | $3,240 | $2,916–$3,564 | above 110% |
| 15 | 07960 | $3,240 | $2,916–$3,564 | above 110% |
| 16 | 07460 | $3,220 | $2,898–$3,542 | above 110% |
| 17 | 07878 | $3,220 | $2,898–$3,542 | above 110% |
| 18 | 07935 | $3,220 | $2,898–$3,542 | above 110% |
| 19 | 07928 | $3,190 | $2,871–$3,509 | above 110% |
| 20 | 07058 | $3,180 | $2,862–$3,498 | above 110% |
| 21 | 07961 | $3,180 | $2,862–$3,498 | above 110% |
| 22 | 07079 | $3,110 | $2,799–$3,421 | above 110% |
| 23 | 07876 | $3,100 | $2,790–$3,410 | above 110% |
| 24 | 07023 | $3,060 | $2,754–$3,366 | above 110% |
| 25 | 07090 | $3,060 | $2,754–$3,366 | above 110% |
| 26 | 07940 | $3,040 | $2,736–$3,344 | above 110% |
| 27 | 07421 | $3,020 | $2,718–$3,322 | above 110% |
| 28 | 07078 | $3,010 | $2,709–$3,311 | above 110% |
| 29 | 07901 | $3,000 | $2,700–$3,300 | above 110% |
| 30 | 07970 | $2,990 | $2,691–$3,289 | above 110% |
| 31 | 07092 | $2,950 | $2,655–$3,245 | above 110% |
| 32 | 07922 | $2,950 | $2,655–$3,245 | above 110% |
| 33 | 07028 | $2,930 | $2,637–$3,223 | above 110% |
| 34 | 07081 | $2,920 | $2,628–$3,212 | above 110% |
| 35 | 07946 | $2,920 | $2,628–$3,212 | above 110% |
| 36 | 07042 | $2,890 | $2,601–$3,179 | above 110% |
| 37 | 07045 | $2,890 | $2,601–$3,179 | above 110% |
| 38 | 07040 | $2,860 | $2,574–$3,146 | above 110% |
| 39 | 07021 | $2,850 | $2,565–$3,135 | above 110% |
| 40 | 07847 | $2,850 | $2,565–$3,135 | above 110% |
| 41 | 07865 | $2,830 | $2,547–$3,113 | above 110% |
| 42 | 07044 | $2,820 | $2,538–$3,102 | above 110% |
| 43 | 07444 | $2,810 | $2,529–$3,091 | above 110% |
| 44 | 07931 | $2,810 | $2,529–$3,091 | above 110% |
| 45 | 07016 | $2,790 | $2,511–$3,069 | above 110% |
| 46 | 07924 | $2,790 | $2,511–$3,069 | above 110% |
| 47 | 07033 | $2,770 | $2,493–$3,047 | above 110% |
| 48 | 07974 | $2,710 | $2,439–$2,981 | above 110% |
| 49 | 07933 | $2,690 | $2,421–$2,959 | 110% |
| 50 | 07041 | $2,680 | $2,412–$2,948 | 109% |
| 51 | 07006 | $2,670 | $2,403–$2,937 | 109% |
| 52 | 07088 | $2,660 | $2,394–$2,926 | 109% |
| 53 | 08854 | $2,660 | $2,394–$2,926 | 109% |
| 54 | 07082 | $2,650 | $2,385–$2,915 | 108% |
| 55 | 07083 | $2,640 | $2,376–$2,904 | 108% |
| 56 | 07885 | $2,640 | $2,376–$2,904 | 108% |
| 57 | 07836 | $2,630 | $2,367–$2,893 | 107% |
| 58 | 07440 | $2,620 | $2,358–$2,882 | 107% |
| 59 | 07067 | $2,600 | $2,340–$2,860 | 106% |
| 60 | 07080 | $2,590 | $2,331–$2,849 | 106% |
| 61 | 07803 | $2,590 | $2,331–$2,849 | 106% |
| 62 | 07054 | $2,580 | $2,322–$2,838 | 105% |
| 63 | 07802 | $2,580 | $2,322–$2,838 | 105% |
| 64 | 07806 | $2,580 | $2,322–$2,838 | 105% |
| 65 | 07845 | $2,580 | $2,322–$2,838 | 105% |
| 66 | 07962 | $2,580 | $2,322–$2,838 | 105% |
| 67 | 07963 | $2,580 | $2,322–$2,838 | 105% |
| 68 | 07976 | $2,580 | $2,322–$2,838 | 105% |
| 69 | 07871 | $2,550 | $2,295–$2,805 | 104% |
| 70 | 07052 | $2,540 | $2,286–$2,794 | 104% |
| 71 | 07076 | $2,540 | $2,286–$2,794 | 104% |
| 72 | 07934 | $2,530 | $2,277–$2,783 | 103% |
| 73 | 07834 | $2,510 | $2,259–$2,761 | 102% |
| 74 | 07842 | $2,510 | $2,259–$2,761 | 102% |
| 75 | 07874 | $2,510 | $2,259–$2,761 | 102% |
| 76 | 07003 | $2,490 | $2,241–$2,739 | 102% |
| 77 | 07046 | $2,490 | $2,241–$2,739 | 102% |
| 78 | 07930 | $2,490 | $2,241–$2,739 | 102% |
| 79 | 08812 | $2,480 | $2,232–$2,728 | 101% |
| 80 | 07009 | $2,450 | $2,205–$2,695 | 100% |
| 81 | 07801 | $2,450 | $2,205–$2,695 | 100% |
| 82 | 07869 | $2,450 | $2,205–$2,695 | 100% |
| 83 | 07005 | $2,430 | $2,187–$2,673 | 99% |
| 84 | 07035 | $2,410 | $2,169–$2,651 | 98% |
| 85 | 07866 | $2,400 | $2,160–$2,640 | 98% |
| 86 | 07422 | $2,390 | $2,151–$2,629 | 98% |
| 87 | 07852 | $2,380 | $2,142–$2,618 | 97% |
| 88 | 07853 | $2,380 | $2,142–$2,618 | 97% |
| 89 | 07980 | $2,380 | $2,142–$2,618 | 97% |
| 90 | 07063 | $2,370 | $2,133–$2,607 | 97% |
| 91 | 07850 | $2,370 | $2,133–$2,607 | 97% |
| 92 | 07065 | $2,360 | $2,124–$2,596 | 96% |
| 93 | 07419 | $2,360 | $2,124–$2,596 | 96% |
| 94 | 07826 | $2,350 | $2,115–$2,585 | 96% |
| 95 | 07062 | $2,340 | $2,106–$2,574 | 96% |
| 96 | 07066 | $2,340 | $2,106–$2,574 | 96% |
| 97 | 07424 | $2,310 | $2,079–$2,541 | 94% |
| 98 | 07027 | $2,300 | $2,070–$2,530 | 94% |
| 99 | 07109 | $2,300 | $2,070–$2,530 | 94% |
| 100 | 07438 | $2,290 | $2,061–$2,519 | 93% |
| 101 | 07110 | $2,280 | $2,052–$2,508 | 93% |
| 102 | 07843 | $2,280 | $2,052–$2,508 | 93% |
| 103 | 07060 | $2,260 | $2,034–$2,486 | 92% |
| 104 | 07821 | $2,260 | $2,034–$2,486 | 92% |
| 105 | 07061 | $2,240 | $2,016–$2,464 | 91% |
| 106 | 07091 | $2,240 | $2,016–$2,464 | 91% |
| 107 | 07207 | $2,240 | $2,016–$2,464 | 91% |
| 108 | 07435 | $2,240 | $2,016–$2,464 | 91% |
| 109 | 07902 | $2,240 | $2,016–$2,464 | 91% |
| 110 | 07849 | $2,230 | $2,007–$2,453 | 91% |
| 111 | 07205 | $2,220 | $1,998–$2,442 | 91% |
| 112 | 07832 | $2,210 | $1,989–$2,431 | 90% |
| 113 | 07870 | $2,210 | $1,989–$2,431 | 90% |
| 114 | 07405 | $2,200 | $1,980–$2,420 | 90% |
| 115 | 07050 | $2,190 | $1,971–$2,409 | 89% |
| 116 | 07439 | $2,170 | $1,953–$2,387 | 89% |
| 117 | 07462 | $2,170 | $1,953–$2,387 | 89% |
| 118 | 07822 | $2,150 | $1,935–$2,365 | 88% |
| 119 | 07418 | $2,110 | $1,899–$2,321 | 86% |
| 120 | 07428 | $2,110 | $1,899–$2,321 | 86% |
| 121 | 07837 | $2,110 | $1,899–$2,321 | 86% |
| 122 | 07839 | $2,110 | $1,899–$2,321 | 86% |
| 123 | 07855 | $2,110 | $1,899–$2,321 | 86% |
| 124 | 07875 | $2,110 | $1,899–$2,321 | 86% |
| 125 | 07877 | $2,110 | $1,899–$2,321 | 86% |
| 126 | 07879 | $2,110 | $1,899–$2,321 | 86% |
| 127 | 07830 | $2,090 | $1,881–$2,299 | 85% |
| 128 | 07007 | $2,080 | $1,872–$2,288 | 85% |
| 129 | 07018 | $2,080 | $1,872–$2,288 | 85% |
| 130 | 07019 | $2,080 | $1,872–$2,288 | 85% |
| 131 | 07036 | $2,080 | $1,872–$2,288 | 85% |
| 132 | 07051 | $2,080 | $1,872–$2,288 | 85% |
| 133 | 07101 | $2,080 | $1,872–$2,288 | 85% |
| 134 | 07461 | $2,070 | $1,863–$2,277 | 84% |
| 135 | 07825 | $2,070 | $1,863–$2,277 | 84% |
| 136 | 07202 | $2,060 | $1,854–$2,266 | 84% |
| 137 | 07204 | $2,050 | $1,845–$2,255 | 84% |
| 138 | 07208 | $2,050 | $1,845–$2,255 | 84% |
| 139 | 07203 | $2,040 | $1,836–$2,244 | 83% |
| 140 | 07828 | $2,010 | $1,809–$2,211 | 82% |
| 141 | 07840 | $2,000 | $1,800–$2,200 | 82% |
| 142 | 07206 | $1,980 | $1,782–$2,178 | 81% |
| 143 | 07017 | $1,970 | $1,773–$2,167 | 80% |
| 144 | 07860 | $1,970 | $1,773–$2,167 | 80% |
| 145 | 07034 | $1,960 | $1,764–$2,156 | 80% |
| 146 | 07105 | $1,950 | $1,755–$2,145 | 80% |
| 147 | 07111 | $1,940 | $1,746–$2,134 | 79% |
| 148 | 07848 | $1,940 | $1,746–$2,134 | 79% |
| 149 | 07102 | $1,930 | $1,737–$2,123 | 79% |
| 150 | 07103 | $1,930 | $1,737–$2,123 | 79% |
| 151 | 07104 | $1,930 | $1,737–$2,123 | 79% |
| 152 | 07106 | $1,930 | $1,737–$2,123 | 79% |
| 153 | 07107 | $1,930 | $1,737–$2,123 | 79% |
| 154 | 07108 | $1,930 | $1,737–$2,123 | 79% |
| 155 | 07112 | $1,930 | $1,737–$2,123 | 79% |
| 156 | 07114 | $1,930 | $1,737–$2,123 | 79% |
| 157 | 07201 | $1,930 | $1,737–$2,123 | 79% |
| 158 | 07416 | $1,930 | $1,737–$2,123 | 79% |
| 159 | 07827 | $1,930 | $1,737–$2,123 | 79% |
| 160 | 07851 | $1,930 | $1,737–$2,123 | 79% |
| 161 | 07857 | $1,930 | $1,737–$2,123 | 79% |
| 162 | 07881 | $1,930 | $1,737–$2,123 | 79% |
Heads up: The figure above is the HUD Fair Market Rent. Your local Public Housing Authority (PHA) sets the actual payment standard — usually between 90% and 110% of it — so confirm your exact amount with the PHA that issued the voucher.
How Newark, NJ compares
Its internal spread of 1.65× (p90 ÷ p10) ranks 10 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.34×. See the full ranking and how it was measured →
A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.
This page shows official HUD Fair Market Rent data for general educational use — it is not legal, financial, or housing advice, and is not a guarantee of any voucher amount. Your local Public Housing Authority sets the actual payment standard and approves rents. Always confirm with your PHA and the official HUD FMR data.