New York, NY: 2-bedroom payment standards across 410 ZIP codes

HUD's FY2026 Small Area Fair Market Rents for New York, NY HUD Metro FMR Area range from $2,510 to $4,370 for a 2-bedroom. The 90th-percentile ZIP code runs 1.50× the 10th — a gap of $1,290 a month — which ranks 52th widest of the 247 HUD metro areas we compare.

ZIP-level standards are optional here. New York, NY is not one of HUD's 65 designated Small Area FMR areas, so a housing authority may set one payment standard for the whole area, or adopt ZIP-level exception standards of up to 110% of a ZIP's published SAFMR. Where a single area-wide standard is used, the 164 ZIP codes below marked "above 110%" sit above the highest ceiling that basic policy reaches. Confirm what applies with the PHA that issued the voucher.
$3,175

median 2-bedroom SAFMR across the area's 410 ZIP codes. Where a housing authority sets a single metro-wide standard, it could reach $3,493 at 110%.

$1,290

monthly gap between the 90th- and 10th-percentile ZIP code ($2,580 to $3,870).

40.0%

of the area's ZIP codes (164 of 410) sit above $3,493 — 110% of the area median.

Highest-rent ZIP codes in New York, NY

10001$4,37010003$4,37010011$4,37010012$4,37010013$4,37010014$4,37010016$4,37010017$4,37010021$4,37010022$4,37010023$4,37010024$4,37010028$4,37010038$4,37010044$4,37010065$4,37010069$4,37010128$4,37010152$4,37010506$4,37010523$4,37010536$4,37010580$4,37010589$4,37011201$4,370area median $3,175
2 BR Small Area FMR area median across all 410 ZIPs

Every ZIP code, ranked

The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median — where a housing authority sets a single area-wide standard, those sit above the highest ceiling basic policy reaches.

Showing 410 of 410 ZIP codes
# ZIP code 2 BR SAFMR Payment standard (90–110%) vs area median
110001$4,370$3,933–$4,807above 110%
210003$4,370$3,933–$4,807above 110%
310011$4,370$3,933–$4,807above 110%
410012$4,370$3,933–$4,807above 110%
510013$4,370$3,933–$4,807above 110%
610014$4,370$3,933–$4,807above 110%
710016$4,370$3,933–$4,807above 110%
810017$4,370$3,933–$4,807above 110%
910021$4,370$3,933–$4,807above 110%
1010022$4,370$3,933–$4,807above 110%
1110023$4,370$3,933–$4,807above 110%
1210024$4,370$3,933–$4,807above 110%
1310028$4,370$3,933–$4,807above 110%
1410038$4,370$3,933–$4,807above 110%
1510044$4,370$3,933–$4,807above 110%
1610065$4,370$3,933–$4,807above 110%
1710069$4,370$3,933–$4,807above 110%
1810128$4,370$3,933–$4,807above 110%
1910152$4,370$3,933–$4,807above 110%
2010506$4,370$3,933–$4,807above 110%
2110523$4,370$3,933–$4,807above 110%
2210536$4,370$3,933–$4,807above 110%
2310580$4,370$3,933–$4,807above 110%
2410589$4,370$3,933–$4,807above 110%
2511201$4,370$3,933–$4,807above 110%
2611215$4,370$3,933–$4,807above 110%
2711217$4,370$3,933–$4,807above 110%
2811231$4,370$3,933–$4,807above 110%
2910018$4,240$3,816–$4,664above 110%
3010514$4,200$3,780–$4,620above 110%
3111238$4,160$3,744–$4,576above 110%
3210019$4,080$3,672–$4,488above 110%
3310036$4,040$3,636–$4,444above 110%
3410528$4,040$3,636–$4,444above 110%
3510576$4,000$3,600–$4,400above 110%
3610518$3,980$3,582–$4,378above 110%
3711222$3,980$3,582–$4,378above 110%
3810162$3,970$3,573–$4,367above 110%
3910578$3,950$3,555–$4,345above 110%
4011362$3,910$3,519–$4,301above 110%
4110501$3,870$3,483–$4,257above 110%
4211102$3,870$3,483–$4,257above 110%
4311101$3,850$3,465–$4,235above 110%
4411109$3,850$3,465–$4,235above 110%
4510583$3,770$3,393–$4,147above 110%
4610606$3,770$3,393–$4,147above 110%
4710005$3,760$3,384–$4,136above 110%
4810006$3,760$3,384–$4,136above 110%
4910010$3,760$3,384–$4,136above 110%
5010282$3,760$3,384–$4,136above 110%
5110504$3,760$3,384–$4,136above 110%
5210707$3,740$3,366–$4,114above 110%
5310527$3,730$3,357–$4,103above 110%
5410598$3,730$3,357–$4,103above 110%
5510075$3,710$3,339–$4,081above 110%
5610519$3,700$3,330–$4,070above 110%
5710532$3,700$3,330–$4,070above 110%
5810524$3,690$3,321–$4,059above 110%
5910590$3,670$3,303–$4,037above 110%
6011105$3,670$3,303–$4,037above 110%
6111216$3,670$3,303–$4,037above 110%
6211360$3,670$3,303–$4,037above 110%
6310597$3,650$3,285–$4,015above 110%
6411375$3,650$3,285–$4,015above 110%
6510579$3,640$3,276–$4,004above 110%
6610510$3,610$3,249–$3,971above 110%
6710546$3,610$3,249–$3,971above 110%
6811211$3,610$3,249–$3,971above 110%
6911361$3,600$3,240–$3,960above 110%
7011374$3,600$3,240–$3,960above 110%
7110004$3,590$3,231–$3,949above 110%
7210007$3,590$3,231–$3,949above 110%
7310008$3,590$3,231–$3,949above 110%
7410020$3,590$3,231–$3,949above 110%
7510041$3,590$3,231–$3,949above 110%
7610043$3,590$3,231–$3,949above 110%
7710045$3,590$3,231–$3,949above 110%
7810055$3,590$3,231–$3,949above 110%
7910080$3,590$3,231–$3,949above 110%
8010081$3,590$3,231–$3,949above 110%
8110101$3,590$3,231–$3,949above 110%
8210103$3,590$3,231–$3,949above 110%
8310104$3,590$3,231–$3,949above 110%
8410105$3,590$3,231–$3,949above 110%
8510106$3,590$3,231–$3,949above 110%
8610107$3,590$3,231–$3,949above 110%
8710108$3,590$3,231–$3,949above 110%
8810110$3,590$3,231–$3,949above 110%
8910111$3,590$3,231–$3,949above 110%
9010112$3,590$3,231–$3,949above 110%
9110113$3,590$3,231–$3,949above 110%
9210115$3,590$3,231–$3,949above 110%
9310116$3,590$3,231–$3,949above 110%
9410117$3,590$3,231–$3,949above 110%
9510118$3,590$3,231–$3,949above 110%
9610119$3,590$3,231–$3,949above 110%
9710120$3,590$3,231–$3,949above 110%
9810121$3,590$3,231–$3,949above 110%
9910122$3,590$3,231–$3,949above 110%
10010123$3,590$3,231–$3,949above 110%
10110124$3,590$3,231–$3,949above 110%
10210125$3,590$3,231–$3,949above 110%
10310126$3,590$3,231–$3,949above 110%
10410129$3,590$3,231–$3,949above 110%
10510131$3,590$3,231–$3,949above 110%
10610133$3,590$3,231–$3,949above 110%
10710138$3,590$3,231–$3,949above 110%
10810150$3,590$3,231–$3,949above 110%
10910151$3,590$3,231–$3,949above 110%
11010153$3,590$3,231–$3,949above 110%
11110154$3,590$3,231–$3,949above 110%
11210155$3,590$3,231–$3,949above 110%
11310156$3,590$3,231–$3,949above 110%
11410157$3,590$3,231–$3,949above 110%
11510158$3,590$3,231–$3,949above 110%
11610159$3,590$3,231–$3,949above 110%
11710160$3,590$3,231–$3,949above 110%
11810163$3,590$3,231–$3,949above 110%
11910164$3,590$3,231–$3,949above 110%
12010165$3,590$3,231–$3,949above 110%
12110166$3,590$3,231–$3,949above 110%
12210167$3,590$3,231–$3,949above 110%
12310168$3,590$3,231–$3,949above 110%
12410169$3,590$3,231–$3,949above 110%
12510170$3,590$3,231–$3,949above 110%
12610171$3,590$3,231–$3,949above 110%
12710172$3,590$3,231–$3,949above 110%
12810173$3,590$3,231–$3,949above 110%
12910174$3,590$3,231–$3,949above 110%
13010175$3,590$3,231–$3,949above 110%
13110176$3,590$3,231–$3,949above 110%
13210177$3,590$3,231–$3,949above 110%
13310178$3,590$3,231–$3,949above 110%
13410179$3,590$3,231–$3,949above 110%
13510185$3,590$3,231–$3,949above 110%
13610199$3,590$3,231–$3,949above 110%
13710203$3,590$3,231–$3,949above 110%
13810211$3,590$3,231–$3,949above 110%
13910212$3,590$3,231–$3,949above 110%
14010213$3,590$3,231–$3,949above 110%
14110258$3,590$3,231–$3,949above 110%
14210268$3,590$3,231–$3,949above 110%
14310269$3,590$3,231–$3,949above 110%
14410271$3,590$3,231–$3,949above 110%
14510272$3,590$3,231–$3,949above 110%
14610274$3,590$3,231–$3,949above 110%
14710275$3,590$3,231–$3,949above 110%
14810276$3,590$3,231–$3,949above 110%
14910277$3,590$3,231–$3,949above 110%
15010278$3,590$3,231–$3,949above 110%
15110279$3,590$3,231–$3,949above 110%
15210280$3,590$3,231–$3,949above 110%
15310281$3,590$3,231–$3,949above 110%
15410285$3,590$3,231–$3,949above 110%
15510540$3,590$3,231–$3,949above 110%
15611363$3,580$3,222–$3,938above 110%
15710503$3,550$3,195–$3,905above 110%
15810533$3,550$3,195–$3,905above 110%
15910974$3,530$3,177–$3,883above 110%
16011364$3,530$3,177–$3,883above 110%
16110522$3,520$3,168–$3,872above 110%
16210560$3,520$3,168–$3,872above 110%
16310537$3,510$3,159–$3,861above 110%
16410954$3,510$3,159–$3,861above 110%
16511005$3,480$3,132–$3,828110%
16610804$3,470$3,123–$3,817109%
16711205$3,470$3,123–$3,817109%
16810989$3,460$3,114–$3,806109%
16911103$3,460$3,114–$3,806109%
17011422$3,460$3,114–$3,806109%
17110526$3,440$3,096–$3,784108%
17211249$3,440$3,096–$3,784108%
17310502$3,430$3,087–$3,773108%
17410913$3,420$3,078–$3,762108%
17510605$3,400$3,060–$3,740107%
17610530$3,390$3,051–$3,729107%
17710960$3,390$3,051–$3,729107%
17811357$3,390$3,051–$3,729107%
17910983$3,380$3,042–$3,718106%
18010803$3,370$3,033–$3,707106%
18110601$3,360$3,024–$3,696106%
18210577$3,340$3,006–$3,674105%
18311426$3,330$2,997–$3,663105%
18411106$3,320$2,988–$3,652105%
18511020$3,310$2,979–$3,641104%
18610309$3,290$2,961–$3,619104%
18710538$3,280$2,952–$3,608103%
18810567$3,260$2,934–$3,586103%
18910547$3,250$2,925–$3,575102%
19011356$3,250$2,925–$3,575102%
19110968$3,240$2,916–$3,564102%
19211209$3,240$2,916–$3,564102%
19311379$3,240$2,916–$3,564102%
19410604$3,230$2,907–$3,553102%
19511358$3,230$2,907–$3,553102%
19610545$3,220$2,898–$3,542101%
19710562$3,220$2,898–$3,542101%
19811104$3,220$2,898–$3,542101%
19910543$3,210$2,889–$3,531101%
20010708$3,210$2,889–$3,531101%
20111415$3,210$2,889–$3,531101%
20211436$3,200$2,880–$3,520101%
20311218$3,190$2,871–$3,509100%
20411370$3,190$2,871–$3,509100%
20510920$3,180$2,862–$3,498100%
20610573$3,170$2,853–$3,487100%
20711373$3,170$2,853–$3,487100%
20811432$3,170$2,853–$3,487100%
20910956$3,160$2,844–$3,476100%
21011221$3,160$2,844–$3,476100%
21111439$3,160$2,844–$3,476100%
21210594$3,150$2,835–$3,46599%
21310706$3,150$2,835–$3,46599%
21411420$3,150$2,835–$3,46599%
21510607$3,130$2,817–$3,44399%
21610709$3,130$2,817–$3,44399%
21710931$3,130$2,817–$3,44399%
21811366$3,120$2,808–$3,43298%
21911413$3,120$2,808–$3,43298%
22010009$3,110$2,799–$3,42198%
22111419$3,110$2,799–$3,42198%
22211368$3,100$2,790–$3,41098%
22311372$3,100$2,790–$3,41098%
22411378$3,090$2,781–$3,39997%
22511414$3,090$2,781–$3,39997%
22611421$3,080$2,772–$3,38897%
22710026$3,070$2,763–$3,37797%
22810025$3,060$2,754–$3,36696%
22910535$3,060$2,754–$3,36696%
23010603$3,060$2,754–$3,36696%
23111004$3,060$2,754–$3,36696%
23211040$3,060$2,754–$3,36696%
23311369$3,060$2,754–$3,36696%
23411230$3,050$2,745–$3,35596%
23510301$3,040$2,736–$3,34496%
23610465$3,040$2,736–$3,34496%
23710911$3,030$2,727–$3,33395%
23810986$3,030$2,727–$3,33395%
23910461$3,020$2,718–$3,32295%
24011237$3,020$2,718–$3,32295%
24111354$3,020$2,718–$3,32295%
24211377$3,020$2,718–$3,32295%
24311355$3,010$2,709–$3,31195%
24411418$3,010$2,709–$3,31195%
24511351$2,990$2,691–$3,28994%
24611352$2,990$2,691–$3,28994%
24711359$2,990$2,691–$3,28994%
24811371$2,990$2,691–$3,28994%
24911380$2,990$2,691–$3,28994%
25011386$2,990$2,691–$3,28994%
25111424$2,990$2,691–$3,28994%
25211431$2,990$2,691–$3,28994%
25311437$2,990$2,691–$3,28994%
25411451$2,990$2,691–$3,28994%
25510591$2,980$2,682–$3,27894%
25610805$2,980$2,682–$3,27894%
25710570$2,970$2,673–$3,26794%
25810701$2,970$2,673–$3,26794%
25910566$2,960$2,664–$3,25693%
26010965$2,960$2,664–$3,25693%
26111385$2,960$2,664–$3,25693%
26210507$2,950$2,655–$3,24593%
26310521$2,950$2,655–$3,24593%
26410551$2,950$2,655–$3,24593%
26510587$2,950$2,655–$3,24593%
26610602$2,950$2,655–$3,24593%
26710702$2,950$2,655–$3,24593%
26810802$2,950$2,655–$3,24593%
26910464$2,940$2,646–$3,23493%
27010541$2,940$2,646–$3,23493%
27110801$2,940$2,646–$3,23493%
27211435$2,940$2,646–$3,23493%
27310976$2,930$2,637–$3,22392%
27411416$2,930$2,637–$3,22392%
27511417$2,930$2,637–$3,22392%
27610901$2,920$2,628–$3,21292%
27711691$2,920$2,628–$3,21292%
27810982$2,910$2,619–$3,20192%
27911202$2,910$2,619–$3,20192%
28011241$2,910$2,619–$3,20192%
28111242$2,910$2,619–$3,20192%
28211243$2,910$2,619–$3,20192%
28311247$2,910$2,619–$3,20192%
28411252$2,910$2,619–$3,20192%
28511256$2,910$2,619–$3,20192%
28611225$2,900$2,610–$3,19091%
28711234$2,900$2,610–$3,19091%
28810314$2,890$2,601–$3,17991%
28910704$2,890$2,601–$3,17991%
29011223$2,880$2,592–$3,16891%
29110964$2,870$2,583–$3,15790%
29210463$2,860$2,574–$3,14690%
29310705$2,860$2,574–$3,14690%
29411229$2,860$2,574–$3,14690%
29511232$2,860$2,574–$3,14690%
29610462$2,850$2,565–$3,13590%
29710549$2,850$2,565–$3,13590%
29810994$2,850$2,565–$3,13590%
29911235$2,850$2,565–$3,13590%
30010303$2,840$2,556–$3,12489%
30110505$2,840$2,556–$3,12489%
30210520$2,840$2,556–$3,12489%
30310312$2,830$2,547–$3,11389%
30410469$2,830$2,547–$3,11389%
30510509$2,820$2,538–$3,10289%
30610923$2,820$2,538–$3,10289%
30710927$2,820$2,538–$3,10289%
30810302$2,810$2,529–$3,09189%
30911213$2,810$2,529–$3,09189%
31011214$2,810$2,529–$3,09189%
31111236$2,810$2,529–$3,09189%
31211430$2,810$2,529–$3,09189%
31311204$2,800$2,520–$3,08088%
31411210$2,800$2,520–$3,08088%
31511226$2,800$2,520–$3,08088%
31611228$2,800$2,520–$3,08088%
31710542$2,790$2,511–$3,06988%
31810710$2,790$2,511–$3,06988%
31910308$2,780$2,502–$3,05888%
32011428$2,780$2,502–$3,05888%
32110984$2,770$2,493–$3,04787%
32210034$2,760$2,484–$3,03687%
32310548$2,760$2,484–$3,03687%
32410466$2,750$2,475–$3,02587%
32510516$2,750$2,475–$3,02587%
32610553$2,750$2,475–$3,02587%
32710952$2,750$2,475–$3,02587%
32811001$2,750$2,475–$3,02587%
32910031$2,740$2,466–$3,01486%
33010467$2,730$2,457–$3,00386%
33110550$2,730$2,457–$3,00386%
33210552$2,730$2,457–$3,00386%
33311233$2,730$2,457–$3,00386%
33411367$2,730$2,457–$3,00386%
33510311$2,720$2,448–$2,99286%
33610313$2,720$2,448–$2,99286%
33710471$2,720$2,448–$2,99286%
33810970$2,720$2,448–$2,99286%
33910980$2,720$2,448–$2,99286%
34011365$2,720$2,448–$2,99286%
34110040$2,710$2,439–$2,98185%
34210310$2,710$2,439–$2,98185%
34311694$2,710$2,439–$2,98185%
34411697$2,710$2,439–$2,98185%
34510027$2,700$2,430–$2,97085%
34610511$2,700$2,430–$2,97085%
34711203$2,700$2,430–$2,97085%
34811208$2,680$2,412–$2,94884%
34911219$2,680$2,412–$2,94884%
35010306$2,670$2,403–$2,93784%
35110468$2,670$2,403–$2,93784%
35210458$2,650$2,385–$2,91583%
35310596$2,650$2,385–$2,91583%
35411206$2,650$2,385–$2,91583%
35511427$2,650$2,385–$2,91583%
35610304$2,640$2,376–$2,90483%
35710305$2,630$2,367–$2,89383%
35810703$2,630$2,367–$2,89383%
35910472$2,620$2,358–$2,88283%
36012563$2,620$2,358–$2,88283%
36111433$2,610$2,349–$2,87182%
36211580$2,610$2,349–$2,87182%
36310033$2,600$2,340–$2,86082%
36411423$2,600$2,340–$2,86082%
36511429$2,600$2,340–$2,86082%
36611220$2,590$2,331–$2,84982%
36711411$2,590$2,331–$2,84982%
36810037$2,580$2,322–$2,83881%
36910993$2,580$2,322–$2,83881%
37011412$2,580$2,322–$2,83881%
37110470$2,570$2,313–$2,82781%
37211207$2,570$2,313–$2,82781%
37310035$2,560$2,304–$2,81681%
37411559$2,560$2,304–$2,81681%
37510595$2,540$2,286–$2,79480%
37610977$2,540$2,286–$2,79480%
37710457$2,530$2,277–$2,78380%
37810454$2,520$2,268–$2,77279%
37910002$2,510$2,259–$2,76179%
38010029$2,510$2,259–$2,76179%
38110030$2,510$2,259–$2,76179%
38210032$2,510$2,259–$2,76179%
38310039$2,510$2,259–$2,76179%
38410307$2,510$2,259–$2,76179%
38510451$2,510$2,259–$2,76179%
38610452$2,510$2,259–$2,76179%
38710453$2,510$2,259–$2,76179%
38810455$2,510$2,259–$2,76179%
38910456$2,510$2,259–$2,76179%
39010459$2,510$2,259–$2,76179%
39110460$2,510$2,259–$2,76179%
39210473$2,510$2,259–$2,76179%
39310474$2,510$2,259–$2,76179%
39410475$2,510$2,259–$2,76179%
39510512$2,510$2,259–$2,76179%
39610517$2,510$2,259–$2,76179%
39710588$2,510$2,259–$2,76179%
39810962$2,510$2,259–$2,76179%
39910987$2,510$2,259–$2,76179%
40011212$2,510$2,259–$2,76179%
40111224$2,510$2,259–$2,76179%
40211239$2,510$2,259–$2,76179%
40311434$2,510$2,259–$2,76179%
40411692$2,510$2,259–$2,76179%
40511693$2,510$2,259–$2,76179%
40612524$2,510$2,259–$2,76179%
40712531$2,510$2,259–$2,76179%
40812533$2,510$2,259–$2,76179%
40912564$2,510$2,259–$2,76179%
41012582$2,510$2,259–$2,76179%
Heads up: The figure above is the HUD Fair Market Rent. Your local Public Housing Authority (PHA) sets the actual payment standard — usually between 90% and 110% of it — so confirm your exact amount with the PHA that issued the voucher.

How New York, NY compares

Its internal spread of 1.50× (p90 ÷ p10) ranks 52 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.28×. See the full ranking and how it was measured →

A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.

This page shows official HUD Fair Market Rent data for general educational use — it is not legal, financial, or housing advice, and is not a guarantee of any voucher amount. Your local Public Housing Authority sets the actual payment standard and approves rents. Always confirm with your PHA and the official HUD FMR data.

Check a rent against a ZIP code → All 247 metro areas →