Nashville-Davidson--Murfreesboro--Franklin, TN: 2-bedroom payment standards across 95 ZIP codes
HUD's FY2026 Small Area Fair Market Rents for Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area range from $1,320 to $2,600 for a 2-bedroom. The 90th-percentile ZIP code runs 1.72× the 10th — a gap of $948 a month — which ranks 5th widest of the 247 HUD metro areas we compare.
median 2-bedroom SAFMR across the area's 95 ZIP codes. Each ZIP code carries its own standard here; your PHA sets a figure within 90–110% of that ZIP's SAFMR.
monthly gap between the 90th- and 10th-percentile ZIP code ($1,320 to $2,268).
of the area's ZIP codes (21 of 95) sit above $1,903 — 110% of the area median. Because ZIP-level standards are required here, that is a measure of the area's rent spread, not of ZIP codes left behind by a ceiling.
Highest-rent ZIP codes in Nashville-Davidson--Murfreesboro--Franklin, TN
Every ZIP code, ranked
The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median, which here simply marks the top of the area's rent range — ZIP-level standards are required in this area, so no ZIP is capped by an area-wide figure.
| # | ZIP code | 2 BR SAFMR ▾ | Payment standard (90–110%) | vs area median |
|---|---|---|---|---|
| 1 | 37069 | $2,600 | $2,340–$2,860 | above 110% |
| 2 | 37135 | $2,600 | $2,340–$2,860 | above 110% |
| 3 | 37220 | $2,470 | $2,223–$2,717 | above 110% |
| 4 | 37027 | $2,440 | $2,196–$2,684 | above 110% |
| 5 | 37179 | $2,440 | $2,196–$2,684 | above 110% |
| 6 | 37219 | $2,440 | $2,196–$2,684 | above 110% |
| 7 | 37201 | $2,360 | $2,124–$2,596 | above 110% |
| 8 | 37065 | $2,280 | $2,052–$2,508 | above 110% |
| 9 | 37068 | $2,280 | $2,052–$2,508 | above 110% |
| 10 | 37204 | $2,280 | $2,052–$2,508 | above 110% |
| 11 | 37014 | $2,250 | $2,025–$2,475 | above 110% |
| 12 | 37067 | $2,250 | $2,025–$2,475 | above 110% |
| 13 | 37205 | $2,230 | $2,007–$2,453 | above 110% |
| 14 | 37122 | $2,200 | $1,980–$2,420 | above 110% |
| 15 | 37215 | $2,200 | $1,980–$2,420 | above 110% |
| 16 | 37221 | $2,200 | $1,980–$2,420 | above 110% |
| 17 | 37064 | $2,150 | $1,935–$2,365 | above 110% |
| 18 | 37214 | $2,000 | $1,800–$2,200 | above 110% |
| 19 | 37086 | $1,990 | $1,791–$2,189 | above 110% |
| 20 | 37203 | $1,990 | $1,791–$2,189 | above 110% |
| 21 | 37209 | $1,950 | $1,755–$2,145 | above 110% |
| 22 | 37075 | $1,890 | $1,701–$2,079 | 109% |
| 23 | 37208 | $1,880 | $1,692–$2,068 | 109% |
| 24 | 37013 | $1,870 | $1,683–$2,057 | 108% |
| 25 | 37206 | $1,840 | $1,656–$2,024 | 106% |
| 26 | 37213 | $1,830 | $1,647–$2,013 | 106% |
| 27 | 37212 | $1,820 | $1,638–$2,002 | 105% |
| 28 | 37216 | $1,810 | $1,629–$1,991 | 105% |
| 29 | 37128 | $1,800 | $1,620–$1,980 | 104% |
| 30 | 37129 | $1,800 | $1,620–$1,980 | 104% |
| 31 | 37076 | $1,780 | $1,602–$1,958 | 103% |
| 32 | 37211 | $1,780 | $1,602–$1,958 | 103% |
| 33 | 37217 | $1,780 | $1,602–$1,958 | 103% |
| 34 | 37011 | $1,770 | $1,593–$1,947 | 102% |
| 35 | 37024 | $1,770 | $1,593–$1,947 | 102% |
| 36 | 37070 | $1,770 | $1,593–$1,947 | 102% |
| 37 | 37116 | $1,770 | $1,593–$1,947 | 102% |
| 38 | 37202 | $1,770 | $1,593–$1,947 | 102% |
| 39 | 37222 | $1,770 | $1,593–$1,947 | 102% |
| 40 | 37224 | $1,770 | $1,593–$1,947 | 102% |
| 41 | 37229 | $1,770 | $1,593–$1,947 | 102% |
| 42 | 37232 | $1,770 | $1,593–$1,947 | 102% |
| 43 | 37236 | $1,770 | $1,593–$1,947 | 102% |
| 44 | 37238 | $1,770 | $1,593–$1,947 | 102% |
| 45 | 37243 | $1,770 | $1,593–$1,947 | 102% |
| 46 | 37246 | $1,770 | $1,593–$1,947 | 102% |
| 47 | 37138 | $1,730 | $1,557–$1,903 | 100% |
| 48 | 37228 | $1,730 | $1,557–$1,903 | 100% |
| 49 | 37062 | $1,690 | $1,521–$1,859 | 98% |
| 50 | 37188 | $1,680 | $1,512–$1,848 | 97% |
| 51 | 37089 | $1,660 | $1,494–$1,826 | 96% |
| 52 | 37131 | $1,660 | $1,494–$1,826 | 96% |
| 53 | 37133 | $1,660 | $1,494–$1,826 | 96% |
| 54 | 37035 | $1,640 | $1,476–$1,804 | 95% |
| 55 | 37146 | $1,640 | $1,476–$1,804 | 95% |
| 56 | 37167 | $1,640 | $1,476–$1,804 | 95% |
| 57 | 37072 | $1,630 | $1,467–$1,793 | 94% |
| 58 | 37088 | $1,630 | $1,467–$1,793 | 94% |
| 59 | 37121 | $1,630 | $1,467–$1,793 | 94% |
| 60 | 37115 | $1,620 | $1,458–$1,782 | 94% |
| 61 | 37077 | $1,590 | $1,431–$1,749 | 92% |
| 62 | 37210 | $1,580 | $1,422–$1,738 | 91% |
| 63 | 37218 | $1,580 | $1,422–$1,738 | 91% |
| 64 | 37127 | $1,560 | $1,404–$1,716 | 90% |
| 65 | 37066 | $1,550 | $1,395–$1,705 | 90% |
| 66 | 37085 | $1,520 | $1,368–$1,672 | 88% |
| 67 | 37082 | $1,510 | $1,359–$1,661 | 87% |
| 68 | 37143 | $1,490 | $1,341–$1,639 | 86% |
| 69 | 37189 | $1,480 | $1,332–$1,628 | 86% |
| 70 | 37130 | $1,470 | $1,323–$1,617 | 85% |
| 71 | 37132 | $1,470 | $1,323–$1,617 | 85% |
| 72 | 37141 | $1,470 | $1,323–$1,617 | 85% |
| 73 | 37015 | $1,460 | $1,314–$1,606 | 84% |
| 74 | 37207 | $1,450 | $1,305–$1,595 | 84% |
| 75 | 37043 | $1,440 | $1,296–$1,584 | 83% |
| 76 | 37152 | $1,410 | $1,269–$1,551 | 82% |
| 77 | 37172 | $1,410 | $1,269–$1,551 | 82% |
| 78 | 37073 | $1,390 | $1,251–$1,529 | 80% |
| 79 | 37010 | $1,360 | $1,224–$1,496 | 79% |
| 80 | 37016 | $1,360 | $1,224–$1,496 | 79% |
| 81 | 37029 | $1,320 | $1,188–$1,452 | 76% |
| 82 | 37031 | $1,320 | $1,188–$1,452 | 76% |
| 83 | 37032 | $1,320 | $1,188–$1,452 | 76% |
| 84 | 37036 | $1,320 | $1,188–$1,452 | 76% |
| 85 | 37048 | $1,320 | $1,188–$1,452 | 76% |
| 86 | 37049 | $1,320 | $1,188–$1,452 | 76% |
| 87 | 37052 | $1,320 | $1,188–$1,452 | 76% |
| 88 | 37056 | $1,320 | $1,188–$1,452 | 76% |
| 89 | 37080 | $1,320 | $1,188–$1,452 | 76% |
| 90 | 37118 | $1,320 | $1,188–$1,452 | 76% |
| 91 | 37148 | $1,320 | $1,188–$1,452 | 76% |
| 92 | 37149 | $1,320 | $1,188–$1,452 | 76% |
| 93 | 37165 | $1,320 | $1,188–$1,452 | 76% |
| 94 | 37171 | $1,320 | $1,188–$1,452 | 76% |
| 95 | 37187 | $1,320 | $1,188–$1,452 | 76% |
How Nashville-Davidson--Murfreesboro--Franklin, TN compares
Its internal spread of 1.72× (p90 ÷ p10) ranks 5 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.26×. Note that this area's 90th or 10th percentile lands exactly on its highest or lowest ZIP code, so a single ZIP is carrying the p90/p10 figure — the p75/p25 measure is the better read here. See the full ranking and how it was measured →
A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.