Naples-Marco Island, FL: 2-bedroom payment standards across 26 ZIP codes
HUD's FY2026 Small Area Fair Market Rents for Naples-Marco Island, FL MSA range from $1,730 to $2,550 for a 2-bedroom. The 90th-percentile ZIP code runs 1.23× the 10th — a gap of $445 a month — which ranks 202th widest of the 247 HUD metro areas we compare.
median 2-bedroom SAFMR across the area's 26 ZIP codes. Where a housing authority sets a single metro-wide standard, it could reach $2,305 at 110%.
monthly gap between the 90th- and 10th-percentile ZIP code ($1,900 to $2,345).
of the area's ZIP codes (6 of 26) sit above $2,305 — 110% of the area median.
Highest-rent ZIP codes in Naples-Marco Island, FL
Every ZIP code, ranked
The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median — where a housing authority sets a single area-wide standard, those sit above the highest ceiling basic policy reaches.
| # | ZIP code | 2 BR SAFMR ▾ | Payment standard (90–110%) | vs area median |
|---|---|---|---|---|
| 1 | 33928 | $2,550 | $2,295–$2,805 | above 110% |
| 2 | 34120 | $2,460 | $2,214–$2,706 | above 110% |
| 3 | 34108 | $2,350 | $2,115–$2,585 | above 110% |
| 4 | 34145 | $2,340 | $2,106–$2,574 | above 110% |
| 5 | 34140 | $2,330 | $2,097–$2,563 | above 110% |
| 6 | 34105 | $2,320 | $2,088–$2,552 | above 110% |
| 7 | 34110 | $2,230 | $2,007–$2,453 | 106% |
| 8 | 34114 | $2,230 | $2,007–$2,453 | 106% |
| 9 | 34103 | $2,210 | $1,989–$2,431 | 105% |
| 10 | 34135 | $2,190 | $1,971–$2,409 | 105% |
| 11 | 34134 | $2,150 | $1,935–$2,365 | 103% |
| 12 | 34119 | $2,120 | $1,908–$2,332 | 101% |
| 13 | 34109 | $2,100 | $1,890–$2,310 | 100% |
| 14 | 34113 | $2,090 | $1,881–$2,299 | 100% |
| 15 | 34117 | $2,000 | $1,800–$2,200 | 95% |
| 16 | 34101 | $1,990 | $1,791–$2,189 | 95% |
| 17 | 34106 | $1,990 | $1,791–$2,189 | 95% |
| 18 | 34107 | $1,990 | $1,791–$2,189 | 95% |
| 19 | 34138 | $1,990 | $1,791–$2,189 | 95% |
| 20 | 34139 | $1,990 | $1,791–$2,189 | 95% |
| 21 | 34146 | $1,990 | $1,791–$2,189 | 95% |
| 22 | 34104 | $1,980 | $1,782–$2,178 | 95% |
| 23 | 34137 | $1,910 | $1,719–$2,101 | 91% |
| 24 | 34116 | $1,890 | $1,701–$2,079 | 90% |
| 25 | 34102 | $1,810 | $1,629–$1,991 | 86% |
| 26 | 34112 | $1,730 | $1,557–$1,903 | 83% |
How Naples-Marco Island, FL compares
Its internal spread of 1.23× (p90 ÷ p10) ranks 202 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.12×. See the full ranking and how it was measured →
A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.