Monmouth-Ocean, NJ: 2-bedroom payment standards across 82 ZIP codes
HUD's FY2026 Small Area Fair Market Rents for Monmouth-Ocean, NJ HUD Metro FMR Area range from $1,230 to $3,490 for a 2-bedroom. The 90th-percentile ZIP code runs 1.59× the 10th — a gap of $1,160 a month — which ranks 25th widest of the 247 HUD metro areas we compare.
median 2-bedroom SAFMR across the area's 82 ZIP codes. Each ZIP code carries its own standard here; your PHA sets a figure within 90–110% of that ZIP's SAFMR.
monthly gap between the 90th- and 10th-percentile ZIP code ($1,976 to $3,136).
of the area's ZIP codes (24 of 82) sit above $2,596 — 110% of the area median. Because ZIP-level standards are required here, that is a measure of the area's rent spread, not of ZIP codes left behind by a ceiling.
Highest-rent ZIP codes in Monmouth-Ocean, NJ
Every ZIP code, ranked
The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median, which here simply marks the top of the area's rent range — ZIP-level standards are required in this area, so no ZIP is capped by an area-wide figure.
| # | ZIP code | 2 BR SAFMR ▾ | Payment standard (90–110%) | vs area median |
|---|---|---|---|---|
| 1 | 07702 | $3,490 | $3,141–$3,839 | above 110% |
| 2 | 07722 | $3,490 | $3,141–$3,839 | above 110% |
| 3 | 07733 | $3,490 | $3,141–$3,839 | above 110% |
| 4 | 07746 | $3,490 | $3,141–$3,839 | above 110% |
| 5 | 08730 | $3,470 | $3,123–$3,817 | above 110% |
| 6 | 08555 | $3,430 | $3,087–$3,773 | above 110% |
| 7 | 07751 | $3,380 | $3,042–$3,718 | above 110% |
| 8 | 07755 | $3,200 | $2,880–$3,520 | above 110% |
| 9 | 08535 | $3,150 | $2,835–$3,465 | above 110% |
| 10 | 07731 | $3,010 | $2,709–$3,311 | above 110% |
| 11 | 07739 | $2,970 | $2,673–$3,267 | above 110% |
| 12 | 07750 | $2,920 | $2,628–$3,212 | above 110% |
| 13 | 07703 | $2,790 | $2,511–$3,069 | above 110% |
| 14 | 08731 | $2,780 | $2,502–$3,058 | above 110% |
| 15 | 08510 | $2,770 | $2,493–$3,047 | above 110% |
| 16 | 07757 | $2,760 | $2,484–$3,036 | above 110% |
| 17 | 08722 | $2,740 | $2,466–$3,014 | above 110% |
| 18 | 07760 | $2,730 | $2,457–$3,003 | above 110% |
| 19 | 07764 | $2,730 | $2,457–$3,003 | above 110% |
| 20 | 08750 | $2,720 | $2,448–$2,992 | above 110% |
| 21 | 07704 | $2,690 | $2,421–$2,959 | above 110% |
| 22 | 08738 | $2,670 | $2,403–$2,937 | above 110% |
| 23 | 07701 | $2,660 | $2,394–$2,926 | above 110% |
| 24 | 08740 | $2,610 | $2,349–$2,871 | above 110% |
| 25 | 07747 | $2,590 | $2,331–$2,849 | 110% |
| 26 | 07721 | $2,570 | $2,313–$2,827 | 109% |
| 27 | 07732 | $2,530 | $2,277–$2,783 | 107% |
| 28 | 07728 | $2,520 | $2,268–$2,772 | 107% |
| 29 | 08742 | $2,510 | $2,259–$2,761 | 106% |
| 30 | 08005 | $2,480 | $2,232–$2,728 | 105% |
| 31 | 07726 | $2,470 | $2,223–$2,717 | 105% |
| 32 | 08050 | $2,450 | $2,205–$2,695 | 104% |
| 33 | 07716 | $2,430 | $2,187–$2,673 | 103% |
| 34 | 08724 | $2,390 | $2,151–$2,629 | 101% |
| 35 | 07753 | $2,380 | $2,142–$2,618 | 101% |
| 36 | 08527 | $2,370 | $2,133–$2,607 | 100% |
| 37 | 07710 | $2,360 | $2,124–$2,596 | 100% |
| 38 | 07740 | $2,360 | $2,124–$2,596 | 100% |
| 39 | 07752 | $2,360 | $2,124–$2,596 | 100% |
| 40 | 07754 | $2,360 | $2,124–$2,596 | 100% |
| 41 | 07763 | $2,360 | $2,124–$2,596 | 100% |
| 42 | 07765 | $2,360 | $2,124–$2,596 | 100% |
| 43 | 07711 | $2,350 | $2,115–$2,585 | 100% |
| 44 | 07712 | $2,350 | $2,115–$2,585 | 100% |
| 45 | 07719 | $2,330 | $2,097–$2,563 | 99% |
| 46 | 07762 | $2,320 | $2,088–$2,552 | 98% |
| 47 | 08741 | $2,320 | $2,088–$2,552 | 98% |
| 48 | 08720 | $2,310 | $2,079–$2,541 | 98% |
| 49 | 07718 | $2,300 | $2,070–$2,530 | 97% |
| 50 | 08734 | $2,300 | $2,070–$2,530 | 97% |
| 51 | 08739 | $2,300 | $2,070–$2,530 | 97% |
| 52 | 08753 | $2,300 | $2,070–$2,530 | 97% |
| 53 | 08754 | $2,300 | $2,070–$2,530 | 97% |
| 54 | 07720 | $2,290 | $2,061–$2,519 | 97% |
| 55 | 08757 | $2,280 | $2,052–$2,508 | 97% |
| 56 | 07717 | $2,260 | $2,034–$2,486 | 96% |
| 57 | 08008 | $2,260 | $2,034–$2,486 | 96% |
| 58 | 08735 | $2,260 | $2,034–$2,486 | 96% |
| 59 | 07734 | $2,250 | $2,025–$2,475 | 95% |
| 60 | 08723 | $2,240 | $2,016–$2,464 | 95% |
| 61 | 08732 | $2,230 | $2,007–$2,453 | 94% |
| 62 | 08736 | $2,210 | $1,989–$2,431 | 94% |
| 63 | 08006 | $2,200 | $1,980–$2,420 | 93% |
| 64 | 08721 | $2,180 | $1,962–$2,398 | 92% |
| 65 | 08733 | $2,180 | $1,962–$2,398 | 92% |
| 66 | 07724 | $2,130 | $1,917–$2,343 | 90% |
| 67 | 08755 | $2,130 | $1,917–$2,343 | 90% |
| 68 | 07748 | $2,100 | $1,890–$2,310 | 89% |
| 69 | 08758 | $2,080 | $1,872–$2,288 | 88% |
| 70 | 07727 | $2,070 | $1,863–$2,277 | 88% |
| 71 | 08514 | $2,060 | $1,854–$2,266 | 87% |
| 72 | 07735 | $2,050 | $1,845–$2,255 | 87% |
| 73 | 08701 | $2,030 | $1,827–$2,233 | 86% |
| 74 | 07737 | $1,970 | $1,773–$2,167 | 83% |
| 75 | 08752 | $1,960 | $1,764–$2,156 | 83% |
| 76 | 08092 | $1,940 | $1,746–$2,134 | 82% |
| 77 | 07723 | $1,860 | $1,674–$2,046 | 79% |
| 78 | 08751 | $1,850 | $1,665–$2,035 | 78% |
| 79 | 07730 | $1,740 | $1,566–$1,914 | 74% |
| 80 | 07756 | $1,730 | $1,557–$1,903 | 73% |
| 81 | 07758 | $1,660 | $1,494–$1,826 | 70% |
| 82 | 07738 | $1,230 | $1,107–$1,353 | 52% |
How Monmouth-Ocean, NJ compares
Its internal spread of 1.59× (p90 ÷ p10) ranks 25 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.21×. See the full ranking and how it was measured →
A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.