Mobile, AL: 2-bedroom payment standards across 48 ZIP codes

HUD's FY2026 Small Area Fair Market Rents for Mobile, AL MSA range from $900 to $1,480 for a 2-bedroom. The 90th-percentile ZIP code runs 1.34× the 10th — a gap of $312 a month — which ranks 143th widest of the 247 HUD metro areas we compare.

HUD requires ZIP-level payment standards here. Mobile, AL is one of the 65 designated Small Area FMR areas, so housing authorities in this area set payment standards from each ZIP code's own SAFMR rather than one area-wide figure. The spread below is policy, not a gap — though your PHA still chooses a figure within 90–110% of each ZIP's SAFMR, and may group ZIP codes together.

$1,080

median 2-bedroom SAFMR across the area's 48 ZIP codes. Each ZIP code carries its own standard here; your PHA sets a figure within 90–110% of that ZIP's SAFMR.

$312

monthly gap between the 90th- and 10th-percentile ZIP code ($928 to $1,240).

16.7%

of the area's ZIP codes (8 of 48) sit above $1,188 — 110% of the area median. Because ZIP-level standards are required here, that is a measure of the area's rent spread, not of ZIP codes left behind by a ceiling.

Highest-rent ZIP codes in Mobile, AL

2 BR Small Area FMR area median across all 48 ZIPs

Every ZIP code, ranked

The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median, which here simply marks the top of the area's rent range — ZIP-level standards are required in this area, so no ZIP is capped by an area-wide figure.

Filter by ZIP code

Showing 48 of 48 ZIP codes

#	ZIP code	2 BR SAFMR ▾	Payment standard (90–110%)	vs area median
1	36528	$1,480	$1,332–$1,628	above 110%
2	36505	$1,440	$1,296–$1,584	above 110%
3	36572	$1,330	$1,197–$1,463	above 110%
4	36695	$1,270	$1,143–$1,397	above 110%
5	36608	$1,240	$1,116–$1,364	above 110%
6	36688	$1,240	$1,116–$1,364	above 110%
7	36613	$1,230	$1,107–$1,353	above 110%
8	36618	$1,190	$1,071–$1,309	above 110%
9	36512	$1,180	$1,062–$1,298	109%
10	36575	$1,150	$1,035–$1,265	106%
11	36617	$1,140	$1,026–$1,254	106%
12	36693	$1,140	$1,026–$1,254	106%
13	36619	$1,130	$1,017–$1,243	105%
14	36523	$1,120	$1,008–$1,232	104%
15	36605	$1,100	$990–$1,210	102%
16	36609	$1,090	$981–$1,199	101%
17	36541	$1,080	$972–$1,188	100%
18	36571	$1,080	$972–$1,188	100%
19	36590	$1,080	$972–$1,188	100%
20	36601	$1,080	$972–$1,188	100%
21	36615	$1,080	$972–$1,188	100%
22	36616	$1,080	$972–$1,188	100%
23	36633	$1,080	$972–$1,188	100%
24	36640	$1,080	$972–$1,188	100%
25	36660	$1,080	$972–$1,188	100%
26	36670	$1,080	$972–$1,188	100%
27	36671	$1,080	$972–$1,188	100%
28	36685	$1,080	$972–$1,188	100%
29	36689	$1,080	$972–$1,188	100%
30	36691	$1,080	$972–$1,188	100%
31	36607	$1,050	$945–$1,155	97%
32	36611	$1,040	$936–$1,144	96%
33	36652	$1,040	$936–$1,144	96%
34	36525	$1,020	$918–$1,122	94%
35	36602	$1,020	$918–$1,122	94%
36	36606	$1,020	$918–$1,122	94%
37	36560	$1,000	$900–$1,100	93%
38	36568	$1,000	$900–$1,100	93%
39	36587	$990	$891–$1,089	92%
40	36663	$980	$882–$1,078	91%
41	36582	$960	$864–$1,056	89%
42	36604	$950	$855–$1,045	88%
43	36521	$940	$846–$1,034	87%
44	36509	$900	$810–$990	83%
45	36544	$900	$810–$990	83%
46	36603	$900	$810–$990	83%
47	36610	$900	$810–$990	83%
48	36612	$900	$810–$990	83%

Heads up: The figure above is the HUD Fair Market Rent. Your local Public Housing Authority (PHA) sets the actual payment standard — usually between 90% and 110% of it — so confirm your exact amount with the PHA that issued the voucher.

How Mobile, AL compares

Its internal spread of 1.34× (p90 ÷ p10) ranks 143 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.12×. See the full ranking and how it was measured →

A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.

This page shows official HUD Fair Market Rent data for general educational use — it is not legal, financial, or housing advice, and is not a guarantee of any voucher amount. Your local Public Housing Authority sets the actual payment standard and approves rents. Always confirm with your PHA and the official HUD FMR data.

Check a rent against a ZIP code → All 247 metro areas →