Minneapolis-St. Paul-Bloomington, MN-WI: 2-bedroom payment standards across 197 ZIP codes

HUD's FY2026 Small Area Fair Market Rents for Minneapolis-St. Paul-Bloomington, MN-WI HUD Metro FMR Area range from $1,520 to $2,560 for a 2-bedroom. The 90th-percentile ZIP code runs 1.42× the 10th — a gap of $640 a month — which ranks 89th widest of the 247 HUD metro areas we compare.

ZIP-level standards are optional here. Minneapolis-St. Paul-Bloomington, MN-WI is not one of HUD's 65 designated Small Area FMR areas, so a housing authority may set one payment standard for the whole area, or adopt ZIP-level exception standards of up to 110% of a ZIP's published SAFMR. Where a single area-wide standard is used, the 56 ZIP codes below marked "above 110%" sit above the highest ceiling that basic policy reaches. Confirm what applies with the PHA that issued the voucher.

$1,710

median 2-bedroom SAFMR across the area's 197 ZIP codes. Where a housing authority sets a single metro-wide standard, it could reach $1,881 at 110%.

$640

monthly gap between the 90th- and 10th-percentile ZIP code ($1,520 to $2,160).

28.4%

of the area's ZIP codes (56 of 197) sit above $1,881 — 110% of the area median.

Highest-rent ZIP codes in Minneapolis-St. Paul-Bloomington, MN-WI

2 BR Small Area FMR area median across all 197 ZIPs

Every ZIP code, ranked

The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median — where a housing authority sets a single area-wide standard, those sit above the highest ceiling basic policy reaches.

Filter by ZIP code

Showing 197 of 197 ZIP codes

#	ZIP code	2 BR SAFMR ▾	Payment standard (90–110%)	vs area median
1	55047	$2,560	$2,304–$2,816	above 110%
2	55386	$2,560	$2,304–$2,816	above 110%
3	55401	$2,560	$2,304–$2,816	above 110%
4	55445	$2,560	$2,304–$2,816	above 110%
5	55415	$2,500	$2,250–$2,750	above 110%
6	55054	$2,490	$2,241–$2,739	above 110%
7	55017	$2,470	$2,223–$2,717	above 110%
8	55347	$2,370	$2,133–$2,607	above 110%
9	55071	$2,330	$2,097–$2,563	above 110%
10	55129	$2,320	$2,088–$2,552	above 110%
11	55346	$2,260	$2,034–$2,486	above 110%
12	55424	$2,250	$2,025–$2,475	above 110%
13	55311	$2,240	$2,016–$2,464	above 110%
14	55446	$2,240	$2,016–$2,464	above 110%
15	55125	$2,230	$2,007–$2,453	above 110%
16	55038	$2,200	$1,980–$2,420	above 110%
17	55356	$2,190	$1,971–$2,409	above 110%
18	55044	$2,180	$1,962–$2,398	above 110%
19	55369	$2,180	$1,962–$2,398	above 110%
20	55011	$2,160	$1,944–$2,376	above 110%
21	55416	$2,160	$1,944–$2,376	above 110%
22	55090	$2,150	$1,935–$2,365	above 110%
23	55115	$2,150	$1,935–$2,365	above 110%
24	55402	$2,150	$1,935–$2,365	above 110%
25	55449	$2,140	$1,926–$2,354	above 110%
26	55442	$2,130	$1,917–$2,343	above 110%
27	55005	$2,120	$1,908–$2,332	above 110%
28	55305	$2,120	$1,908–$2,332	above 110%
29	55317	$2,110	$1,899–$2,321	above 110%
30	55435	$2,110	$1,899–$2,321	above 110%
31	55016	$2,100	$1,890–$2,310	above 110%
32	55431	$2,100	$1,890–$2,310	above 110%
33	55436	$2,100	$1,890–$2,310	above 110%
34	55304	$2,080	$1,872–$2,288	above 110%
35	55344	$2,080	$1,872–$2,288	above 110%
36	55434	$2,060	$1,854–$2,266	above 110%
37	55447	$2,060	$1,854–$2,266	above 110%
38	55448	$2,060	$1,854–$2,266	above 110%
39	55101	$2,040	$1,836–$2,244	above 110%
40	55340	$2,040	$1,836–$2,244	above 110%
41	55378	$2,040	$1,836–$2,244	above 110%
42	54023	$2,000	$1,800–$2,200	above 110%
43	55083	$2,000	$1,800–$2,200	above 110%
44	55068	$1,990	$1,791–$2,189	above 110%
45	55410	$1,980	$1,782–$2,178	above 110%
46	55439	$1,970	$1,773–$2,167	above 110%
47	55114	$1,960	$1,764–$2,156	above 110%
48	55124	$1,960	$1,764–$2,156	above 110%
49	55391	$1,950	$1,755–$2,145	above 110%
50	55127	$1,940	$1,746–$2,134	above 110%
51	55437	$1,940	$1,746–$2,134	above 110%
52	55306	$1,920	$1,728–$2,112	above 110%
53	55345	$1,920	$1,728–$2,112	above 110%
54	55316	$1,910	$1,719–$2,101	above 110%
55	55408	$1,910	$1,719–$2,101	above 110%
56	55123	$1,900	$1,710–$2,090	above 110%
57	55121	$1,880	$1,692–$2,068	110%
58	55301	$1,870	$1,683–$2,057	109%
59	55379	$1,860	$1,674–$2,046	109%
60	55438	$1,860	$1,674–$2,046	109%
61	55441	$1,860	$1,674–$2,046	109%
62	55014	$1,840	$1,656–$2,024	108%
63	55043	$1,840	$1,656–$2,024	108%
64	55374	$1,840	$1,656–$2,024	108%
65	55419	$1,840	$1,656–$2,024	108%
66	55360	$1,830	$1,647–$2,013	107%
67	55413	$1,830	$1,647–$2,013	107%
68	55110	$1,820	$1,638–$2,002	106%
69	55126	$1,820	$1,638–$2,002	106%
70	55337	$1,820	$1,638–$2,002	106%
71	55422	$1,820	$1,638–$2,002	106%
72	55122	$1,810	$1,629–$1,991	106%
73	55010	$1,800	$1,620–$1,980	105%
74	55343	$1,800	$1,620–$1,980	105%
75	55032	$1,790	$1,611–$1,969	105%
76	55079	$1,790	$1,611–$1,969	105%
77	55425	$1,790	$1,611–$1,969	105%
78	55309	$1,780	$1,602–$1,958	104%
79	55426	$1,780	$1,602–$1,958	104%
80	55001	$1,770	$1,593–$1,947	104%
81	55042	$1,770	$1,593–$1,947	104%
82	55102	$1,770	$1,593–$1,947	104%
83	55323	$1,770	$1,593–$1,947	104%
84	55361	$1,770	$1,593–$1,947	104%
85	55440	$1,770	$1,593–$1,947	104%
86	55450	$1,770	$1,593–$1,947	104%
87	55458	$1,770	$1,593–$1,947	104%
88	55479	$1,770	$1,593–$1,947	104%
89	55480	$1,770	$1,593–$1,947	104%
90	55077	$1,760	$1,584–$1,936	103%
91	55412	$1,760	$1,584–$1,936	103%
92	55427	$1,740	$1,566–$1,914	102%
93	55108	$1,730	$1,557–$1,903	101%
94	55318	$1,730	$1,557–$1,903	101%
95	55116	$1,720	$1,548–$1,892	101%
96	55418	$1,720	$1,548–$1,892	101%
97	54016	$1,710	$1,539–$1,881	100%
98	55080	$1,710	$1,539–$1,881	100%
99	55372	$1,710	$1,539–$1,881	100%
100	55024	$1,700	$1,530–$1,870	99%
101	55113	$1,700	$1,530–$1,870	99%
102	55128	$1,700	$1,530–$1,870	99%
103	55315	$1,700	$1,530–$1,870	99%
104	55403	$1,700	$1,530–$1,870	99%
105	55414	$1,700	$1,530–$1,870	99%
106	55362	$1,690	$1,521–$1,859	99%
107	55417	$1,690	$1,521–$1,859	99%
108	55025	$1,680	$1,512–$1,848	98%
109	55076	$1,670	$1,503–$1,837	98%
110	55082	$1,660	$1,494–$1,826	97%
111	55423	$1,660	$1,494–$1,826	97%
112	55303	$1,650	$1,485–$1,815	96%
113	55409	$1,650	$1,485–$1,815	96%
114	55430	$1,650	$1,485–$1,815	96%
115	55444	$1,650	$1,485–$1,815	96%
116	55105	$1,640	$1,476–$1,804	96%
117	55406	$1,640	$1,476–$1,804	96%
118	55433	$1,640	$1,476–$1,804	96%
119	55387	$1,630	$1,467–$1,793	95%
120	55405	$1,630	$1,467–$1,793	95%
121	55109	$1,620	$1,458–$1,782	95%
122	55322	$1,620	$1,458–$1,782	95%
123	55411	$1,620	$1,458–$1,782	95%
124	55398	$1,610	$1,449–$1,771	94%
125	55107	$1,600	$1,440–$1,760	94%
126	55119	$1,600	$1,440–$1,760	94%
127	55330	$1,600	$1,440–$1,760	94%
128	55364	$1,600	$1,440–$1,760	94%
129	55003	$1,590	$1,431–$1,749	93%
130	55420	$1,590	$1,431–$1,749	93%
131	55432	$1,590	$1,431–$1,749	93%
132	55155	$1,580	$1,422–$1,738	92%
133	55327	$1,580	$1,422–$1,738	92%
134	55404	$1,580	$1,422–$1,738	92%
135	55012	$1,570	$1,413–$1,727	92%
136	55112	$1,570	$1,413–$1,727	92%
137	55443	$1,570	$1,413–$1,727	92%
138	55363	$1,560	$1,404–$1,716	91%
139	55428	$1,560	$1,404–$1,716	91%
140	54021	$1,550	$1,395–$1,705	91%
141	54082	$1,550	$1,395–$1,705	91%
142	55008	$1,550	$1,395–$1,705	91%
143	55029	$1,550	$1,395–$1,705	91%
144	55118	$1,550	$1,395–$1,705	91%
145	55429	$1,550	$1,395–$1,705	91%
146	55455	$1,540	$1,386–$1,694	90%
147	55104	$1,530	$1,377–$1,683	89%
148	55352	$1,530	$1,377–$1,683	89%
149	55373	$1,530	$1,377–$1,683	89%
150	55384	$1,530	$1,377–$1,683	89%
151	55421	$1,530	$1,377–$1,683	89%
152	54002	$1,520	$1,368–$1,672	89%
153	54003	$1,520	$1,368–$1,672	89%
154	54011	$1,520	$1,368–$1,672	89%
155	54014	$1,520	$1,368–$1,672	89%
156	54015	$1,520	$1,368–$1,672	89%
157	54022	$1,520	$1,368–$1,672	89%
158	54028	$1,520	$1,368–$1,672	89%
159	54723	$1,520	$1,368–$1,672	89%
160	54750	$1,520	$1,368–$1,672	89%
161	55013	$1,520	$1,368–$1,672	89%
162	55031	$1,520	$1,368–$1,672	89%
163	55040	$1,520	$1,368–$1,672	89%
164	55045	$1,520	$1,368–$1,672	89%
165	55055	$1,520	$1,368–$1,672	89%
166	55056	$1,520	$1,368–$1,672	89%
167	55070	$1,520	$1,368–$1,672	89%
168	55073	$1,520	$1,368–$1,672	89%
169	55074	$1,520	$1,368–$1,672	89%
170	55075	$1,520	$1,368–$1,672	89%
171	55084	$1,520	$1,368–$1,672	89%
172	55085	$1,520	$1,368–$1,672	89%
173	55092	$1,520	$1,368–$1,672	89%
174	55103	$1,520	$1,368–$1,672	89%
175	55106	$1,520	$1,368–$1,672	89%
176	55111	$1,520	$1,368–$1,672	89%
177	55117	$1,520	$1,368–$1,672	89%
178	55120	$1,520	$1,368–$1,672	89%
179	55130	$1,520	$1,368–$1,672	89%
180	55150	$1,520	$1,368–$1,672	89%
181	55302	$1,520	$1,368–$1,672	89%
182	55308	$1,520	$1,368–$1,672	89%
183	55313	$1,520	$1,368–$1,672	89%
184	55319	$1,520	$1,368–$1,672	89%
185	55328	$1,520	$1,368–$1,672	89%
186	55331	$1,520	$1,368–$1,672	89%
187	55341	$1,520	$1,368–$1,672	89%
188	55349	$1,520	$1,368–$1,672	89%
189	55357	$1,520	$1,368–$1,672	89%
190	55358	$1,520	$1,368–$1,672	89%
191	55359	$1,520	$1,368–$1,672	89%
192	55375	$1,520	$1,368–$1,672	89%
193	55376	$1,520	$1,368–$1,672	89%
194	55388	$1,520	$1,368–$1,672	89%
195	55390	$1,520	$1,368–$1,672	89%
196	55407	$1,520	$1,368–$1,672	89%
197	55454	$1,520	$1,368–$1,672	89%

Heads up: The figure above is the HUD Fair Market Rent. Your local Public Housing Authority (PHA) sets the actual payment standard — usually between 90% and 110% of it — so confirm your exact amount with the PHA that issued the voucher.

How Minneapolis-St. Paul-Bloomington, MN-WI compares

Its internal spread of 1.42× (p90 ÷ p10) ranks 89 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.27×. Note that this area's 90th or 10th percentile lands exactly on its highest or lowest ZIP code, so a single ZIP is carrying the p90/p10 figure — the p75/p25 measure is the better read here. See the full ranking and how it was measured →

A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.

This page shows official HUD Fair Market Rent data for general educational use — it is not legal, financial, or housing advice, and is not a guarantee of any voucher amount. Your local Public Housing Authority sets the actual payment standard and approves rents. Always confirm with your PHA and the official HUD FMR data.

Check a rent against a ZIP code → All 247 metro areas →