Lynchburg, VA: 2-bedroom payment standards across 32 ZIP codes

HUD's FY2026 Small Area Fair Market Rents for Lynchburg, VA MSA range from $1,080 to $1,560 for a 2-bedroom. The 90th-percentile ZIP code runs 1.36× the 10th — a gap of $392 a month — which ranks 125th widest of the 247 HUD metro areas we compare.

ZIP-level standards are optional here. Lynchburg, VA is not one of HUD's 65 designated Small Area FMR areas, so a housing authority may set one payment standard for the whole area, or adopt ZIP-level exception standards of up to 110% of a ZIP's published SAFMR. Where a single area-wide standard is used, the 6 ZIP codes below marked "above 110%" sit above the highest ceiling that basic policy reaches. Confirm what applies with the PHA that issued the voucher.
$1,145

median 2-bedroom SAFMR across the area's 32 ZIP codes. Where a housing authority sets a single metro-wide standard, it could reach $1,260 at 110%.

$392

monthly gap between the 90th- and 10th-percentile ZIP code ($1,080 to $1,472).

18.8%

of the area's ZIP codes (6 of 32) sit above $1,260 — 110% of the area median.

Highest-rent ZIP codes in Lynchburg, VA

22922$1,56024521$1,56024502$1,49024515$1,49024551$1,31024504$1,26024501$1,25024505$1,25024506$1,25024513$1,25024570$1,23024122$1,21024556$1,21024536$1,19024523$1,15024593$1,15024095$1,14024574$1,14024503$1,13024526$1,11024554$1,10024104$1,08024174$1,08024517$1,08024533$1,080area median $1,145
2 BR Small Area FMR area median across all 32 ZIPs

Every ZIP code, ranked

The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median — where a housing authority sets a single area-wide standard, those sit above the highest ceiling basic policy reaches.

Showing 32 of 32 ZIP codes
# ZIP code 2 BR SAFMR Payment standard (90–110%) vs area median
122922$1,560$1,404–$1,716above 110%
224521$1,560$1,404–$1,716above 110%
324502$1,490$1,341–$1,639above 110%
424515$1,490$1,341–$1,639above 110%
524551$1,310$1,179–$1,441above 110%
624504$1,260$1,134–$1,386above 110%
724501$1,250$1,125–$1,375109%
824505$1,250$1,125–$1,375109%
924506$1,250$1,125–$1,375109%
1024513$1,250$1,125–$1,375109%
1124570$1,230$1,107–$1,353107%
1224122$1,210$1,089–$1,331106%
1324556$1,210$1,089–$1,331106%
1424536$1,190$1,071–$1,309104%
1524523$1,150$1,035–$1,265100%
1624593$1,150$1,035–$1,265100%
1724095$1,140$1,026–$1,254100%
1824574$1,140$1,026–$1,254100%
1924503$1,130$1,017–$1,24399%
2024526$1,110$999–$1,22197%
2124554$1,100$990–$1,21096%
2224104$1,080$972–$1,18894%
2324174$1,080$972–$1,18894%
2424517$1,080$972–$1,18894%
2524533$1,080$972–$1,18894%
2624538$1,080$972–$1,18894%
2724550$1,080$972–$1,18894%
2824571$1,080$972–$1,18894%
2924572$1,080$972–$1,18894%
3024576$1,080$972–$1,18894%
3124588$1,080$972–$1,18894%
3224595$1,080$972–$1,18894%
Heads up: The figure above is the HUD Fair Market Rent. Your local Public Housing Authority (PHA) sets the actual payment standard — usually between 90% and 110% of it — so confirm your exact amount with the PHA that issued the voucher.

How Lynchburg, VA compares

Its internal spread of 1.36× (p90 ÷ p10) ranks 125 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.16×. Note that this area's 90th or 10th percentile lands exactly on its highest or lowest ZIP code, so a single ZIP is carrying the p90/p10 figure — the p75/p25 measure is the better read here. See the full ranking and how it was measured →

A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.

This page shows official HUD Fair Market Rent data for general educational use — it is not legal, financial, or housing advice, and is not a guarantee of any voucher amount. Your local Public Housing Authority sets the actual payment standard and approves rents. Always confirm with your PHA and the official HUD FMR data.

Check a rent against a ZIP code → All 247 metro areas →