Lubbock, TX: 2-bedroom payment standards across 28 ZIP codes
HUD's FY2026 Small Area Fair Market Rents for Lubbock, TX HUD Metro FMR Area range from $1,080 to $1,390 for a 2-bedroom. The 90th-percentile ZIP code runs 1.20× the 10th — a gap of $216 a month — which ranks 217th widest of the 247 HUD metro areas we compare.
median 2-bedroom SAFMR across the area's 28 ZIP codes. Where a housing authority sets a single metro-wide standard, it could reach $1,298 at 110%.
monthly gap between the 90th- and 10th-percentile ZIP code ($1,080 to $1,296).
of the area's ZIP codes (3 of 28) sit above $1,298 — 110% of the area median.
Highest-rent ZIP codes in Lubbock, TX
Every ZIP code, ranked
The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median — where a housing authority sets a single area-wide standard, those sit above the highest ceiling basic policy reaches.
| # | ZIP code | 2 BR SAFMR ▾ | Payment standard (90–110%) | vs area median |
|---|---|---|---|---|
| 1 | 79410 | $1,390 | $1,251–$1,529 | above 110% |
| 2 | 79413 | $1,360 | $1,224–$1,496 | above 110% |
| 3 | 79366 | $1,310 | $1,179–$1,441 | above 110% |
| 4 | 79416 | $1,290 | $1,161–$1,419 | 109% |
| 5 | 79414 | $1,240 | $1,116–$1,364 | 105% |
| 6 | 79402 | $1,180 | $1,062–$1,298 | 100% |
| 7 | 79406 | $1,180 | $1,062–$1,298 | 100% |
| 8 | 79408 | $1,180 | $1,062–$1,298 | 100% |
| 9 | 79409 | $1,180 | $1,062–$1,298 | 100% |
| 10 | 79430 | $1,180 | $1,062–$1,298 | 100% |
| 11 | 79452 | $1,180 | $1,062–$1,298 | 100% |
| 12 | 79453 | $1,180 | $1,062–$1,298 | 100% |
| 13 | 79464 | $1,180 | $1,062–$1,298 | 100% |
| 14 | 79490 | $1,180 | $1,062–$1,298 | 100% |
| 15 | 79493 | $1,180 | $1,062–$1,298 | 100% |
| 16 | 79499 | $1,180 | $1,062–$1,298 | 100% |
| 17 | 79424 | $1,170 | $1,053–$1,287 | 99% |
| 18 | 79401 | $1,110 | $999–$1,221 | 94% |
| 19 | 79322 | $1,080 | $972–$1,188 | 92% |
| 20 | 79329 | $1,080 | $972–$1,188 | 92% |
| 21 | 79343 | $1,080 | $972–$1,188 | 92% |
| 22 | 79350 | $1,080 | $972–$1,188 | 92% |
| 23 | 79357 | $1,080 | $972–$1,188 | 92% |
| 24 | 79403 | $1,080 | $972–$1,188 | 92% |
| 25 | 79404 | $1,080 | $972–$1,188 | 92% |
| 26 | 79411 | $1,080 | $972–$1,188 | 92% |
| 27 | 79412 | $1,080 | $972–$1,188 | 92% |
| 28 | 79415 | $1,080 | $972–$1,188 | 92% |
How Lubbock, TX compares
Its internal spread of 1.20× (p90 ÷ p10) ranks 217 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.09×. Note that this area's 90th or 10th percentile lands exactly on its highest or lowest ZIP code, so a single ZIP is carrying the p90/p10 figure — the p75/p25 measure is the better read here. See the full ranking and how it was measured →
A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.