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Lexington-Fayette, KY: 2-bedroom payment standards across 44 ZIP codes

HUD's FY2026 Small Area Fair Market Rents for Lexington-Fayette, KY MSA range from $1,050 to $1,770 for a 2-bedroom. The 90th-percentile ZIP code runs 1.26× the 10th — a gap of $298 a month — which ranks 187th widest of the 247 HUD metro areas we compare.

ZIP-level standards are optional here. Lexington-Fayette, KY is not one of HUD's 65 designated Small Area FMR areas, so a housing authority may set one payment standard for the whole area, or adopt ZIP-level exception standards of up to 110% of a ZIP's published SAFMR. Where a single area-wide standard is used, the 5 ZIP codes below marked "above 110%" sit above the highest ceiling that basic policy reaches. Confirm what applies with the PHA that issued the voucher.
$1,310

median 2-bedroom SAFMR across the area's 44 ZIP codes. Where a housing authority sets a single metro-wide standard, it could reach $1,441 at 110%.

$298

monthly gap between the 90th- and 10th-percentile ZIP code ($1,153 to $1,451).

11.4%

of the area's ZIP codes (5 of 44) sit above $1,441 — 110% of the area median.

Highest-rent ZIP codes in Lexington-Fayette, KY

40514$1,77040513$1,65040509$1,61040515$1,54040503$1,46040510$1,43040511$1,39040517$1,39040324$1,31040506$1,31040512$1,31040522$1,31040523$1,31040524$1,31040533$1,31040536$1,31040544$1,31040555$1,31040574$1,31040575$1,31040576$1,31040577$1,31040578$1,31040579$1,31040580$1,310area median $1,310
2 BR Small Area FMR area median across all 44 ZIPs

Every ZIP code, ranked

The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median — where a housing authority sets a single area-wide standard, those sit above the highest ceiling basic policy reaches.

Showing 44 of 44 ZIP codes
# ZIP code 2 BR SAFMR ▾ Payment standard (90–110%) vs area median
140514$1,770$1,593–$1,947above 110%
240513$1,650$1,485–$1,815above 110%
340509$1,610$1,449–$1,771above 110%
440515$1,540$1,386–$1,694above 110%
540503$1,460$1,314–$1,606above 110%
640510$1,430$1,287–$1,573109%
740511$1,390$1,251–$1,529106%
840517$1,390$1,251–$1,529106%
940324$1,310$1,179–$1,441100%
1040506$1,310$1,179–$1,441100%
1140512$1,310$1,179–$1,441100%
1240522$1,310$1,179–$1,441100%
1340523$1,310$1,179–$1,441100%
1440524$1,310$1,179–$1,441100%
1540533$1,310$1,179–$1,441100%
1640536$1,310$1,179–$1,441100%
1740544$1,310$1,179–$1,441100%
1840555$1,310$1,179–$1,441100%
1940574$1,310$1,179–$1,441100%
2040575$1,310$1,179–$1,441100%
2140576$1,310$1,179–$1,441100%
2240577$1,310$1,179–$1,441100%
2340578$1,310$1,179–$1,441100%
2440579$1,310$1,179–$1,441100%
2540580$1,310$1,179–$1,441100%
2640581$1,310$1,179–$1,441100%
2740582$1,310$1,179–$1,441100%
2840583$1,310$1,179–$1,441100%
2940588$1,310$1,179–$1,441100%
3040591$1,310$1,179–$1,441100%
3140516$1,300$1,170–$1,43099%
3240502$1,260$1,134–$1,38696%
3340508$1,250$1,125–$1,37595%
3440526$1,250$1,125–$1,37595%
3540504$1,210$1,089–$1,33192%
3640339$1,180$1,062–$1,29890%
3740356$1,180$1,062–$1,29890%
3840383$1,170$1,053–$1,28789%
3940340$1,160$1,044–$1,27689%
4040507$1,150$1,035–$1,26588%
4140505$1,110$999–$1,22185%
4240392$1,070$963–$1,17782%
4340357$1,050$945–$1,15580%
4440390$1,050$945–$1,15580%
Heads up: The figure above is the HUD Fair Market Rent. Your local Public Housing Authority (PHA) sets the actual payment standard — usually between 90% and 110% of it — so confirm your exact amount with the PHA that issued the voucher.

How Lexington-Fayette, KY compares

Its internal spread of 1.26× (p90 ÷ p10) ranks 187 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.05×. See the full ranking and how it was measured →

A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.

This page shows official HUD Fair Market Rent data for general educational use — it is not legal, financial, or housing advice, and is not a guarantee of any voucher amount. Your local Public Housing Authority sets the actual payment standard and approves rents. Always confirm with your PHA and the official HUD FMR data.

Check a rent against a ZIP code → All 247 metro areas →