Lawrence, MA-NH: 2-bedroom payment standards across 30 ZIP codes
HUD's FY2026 Small Area Fair Market Rents for Lawrence, MA-NH HUD Metro FMR Area range from $1,770 to $3,070 for a 2-bedroom. The 90th-percentile ZIP code runs 1.35× the 10th — a gap of $702 a month — which ranks 132th widest of the 247 HUD metro areas we compare.
median 2-bedroom SAFMR across the area's 30 ZIP codes. Where a housing authority sets a single metro-wide standard, it could reach $2,574 at 110%.
monthly gap between the 90th- and 10th-percentile ZIP code ($2,000 to $2,702).
of the area's ZIP codes (4 of 30) sit above $2,574 — 110% of the area median.
Highest-rent ZIP codes in Lawrence, MA-NH
Every ZIP code, ranked
The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median — where a housing authority sets a single area-wide standard, those sit above the highest ceiling basic policy reaches.
| # | ZIP code | 2 BR SAFMR ▾ | Payment standard (90–110%) | vs area median |
|---|---|---|---|---|
| 1 | 01985 | $3,070 | $2,763–$3,377 | above 110% |
| 2 | 01833 | $3,000 | $2,700–$3,300 | above 110% |
| 3 | 01845 | $2,990 | $2,691–$3,289 | above 110% |
| 4 | 03873 | $2,670 | $2,403–$2,937 | above 110% |
| 5 | 01860 | $2,560 | $2,304–$2,816 | 109% |
| 6 | 01913 | $2,560 | $2,304–$2,816 | 109% |
| 7 | 01921 | $2,560 | $2,304–$2,816 | 109% |
| 8 | 01922 | $2,560 | $2,304–$2,816 | 109% |
| 9 | 03819 | $2,560 | $2,304–$2,816 | 109% |
| 10 | 03858 | $2,560 | $2,304–$2,816 | 109% |
| 11 | 03036 | $2,440 | $2,196–$2,684 | 104% |
| 12 | 01843 | $2,390 | $2,151–$2,629 | 102% |
| 13 | 01831 | $2,370 | $2,133–$2,607 | 101% |
| 14 | 01842 | $2,370 | $2,133–$2,607 | 101% |
| 15 | 01885 | $2,370 | $2,133–$2,607 | 101% |
| 16 | 01844 | $2,310 | $2,079–$2,541 | 99% |
| 17 | 01832 | $2,240 | $2,016–$2,464 | 96% |
| 18 | 01835 | $2,240 | $2,016–$2,464 | 96% |
| 19 | 03041 | $2,220 | $1,998–$2,442 | 95% |
| 20 | 03073 | $2,220 | $1,998–$2,442 | 95% |
| 21 | 03859 | $2,220 | $1,998–$2,442 | 95% |
| 22 | 01830 | $2,210 | $1,989–$2,431 | 94% |
| 23 | 03865 | $2,160 | $1,944–$2,376 | 92% |
| 24 | 03079 | $2,150 | $1,935–$2,365 | 92% |
| 25 | 01834 | $2,090 | $1,881–$2,299 | 89% |
| 26 | 01840 | $2,010 | $1,809–$2,211 | 86% |
| 27 | 01841 | $2,010 | $1,809–$2,211 | 86% |
| 28 | 03811 | $1,910 | $1,719–$2,101 | 82% |
| 29 | 03841 | $1,830 | $1,647–$2,013 | 78% |
| 30 | 03826 | $1,770 | $1,593–$1,947 | 76% |
How Lawrence, MA-NH compares
Its internal spread of 1.35× (p90 ÷ p10) ranks 132 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.18×. See the full ranking and how it was measured →
A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.