Las Cruces, NM: 2-bedroom payment standards across 27 ZIP codes
HUD's FY2026 Small Area Fair Market Rents for Las Cruces, NM MSA range from $970 to $1,550 for a 2-bedroom. The 90th-percentile ZIP code runs 1.34× the 10th — a gap of $326 a month — which ranks 144th widest of the 247 HUD metro areas we compare.
median 2-bedroom SAFMR across the area's 27 ZIP codes. Where a housing authority sets a single metro-wide standard, it could reach $1,144 at 110%.
monthly gap between the 90th- and 10th-percentile ZIP code ($970 to $1,296).
of the area's ZIP codes (6 of 27) sit above $1,144 — 110% of the area median.
Highest-rent ZIP codes in Las Cruces, NM
Every ZIP code, ranked
The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median — where a housing authority sets a single area-wide standard, those sit above the highest ceiling basic policy reaches.
| # | ZIP code | 2 BR SAFMR ▾ | Payment standard (90–110%) | vs area median |
|---|---|---|---|---|
| 1 | 79922 | $1,550 | $1,395–$1,705 | above 110% |
| 2 | 88002 | $1,480 | $1,332–$1,628 | above 110% |
| 3 | 88012 | $1,380 | $1,242–$1,518 | above 110% |
| 4 | 88052 | $1,240 | $1,116–$1,364 | above 110% |
| 5 | 88008 | $1,190 | $1,071–$1,309 | above 110% |
| 6 | 88011 | $1,170 | $1,053–$1,287 | above 110% |
| 7 | 88046 | $1,120 | $1,008–$1,232 | 108% |
| 8 | 79835 | $1,100 | $990–$1,210 | 106% |
| 9 | 88001 | $1,090 | $981–$1,199 | 105% |
| 10 | 88003 | $1,090 | $981–$1,199 | 105% |
| 11 | 88047 | $1,070 | $963–$1,177 | 103% |
| 12 | 87940 | $1,060 | $954–$1,166 | 102% |
| 13 | 87941 | $1,040 | $936–$1,144 | 100% |
| 14 | 88004 | $1,040 | $936–$1,144 | 100% |
| 15 | 88005 | $1,040 | $936–$1,144 | 100% |
| 16 | 88013 | $1,040 | $936–$1,144 | 100% |
| 17 | 88032 | $1,040 | $936–$1,144 | 100% |
| 18 | 88033 | $1,040 | $936–$1,144 | 100% |
| 19 | 88044 | $1,000 | $900–$1,100 | 96% |
| 20 | 87937 | $970 | $873–$1,067 | 93% |
| 21 | 88007 | $970 | $873–$1,067 | 93% |
| 22 | 88021 | $970 | $873–$1,067 | 93% |
| 23 | 88024 | $970 | $873–$1,067 | 93% |
| 24 | 88027 | $970 | $873–$1,067 | 93% |
| 25 | 88048 | $970 | $873–$1,067 | 93% |
| 26 | 88063 | $970 | $873–$1,067 | 93% |
| 27 | 88072 | $970 | $873–$1,067 | 93% |
How Las Cruces, NM compares
Its internal spread of 1.34× (p90 ÷ p10) ranks 144 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.14×. Note that this area's 90th or 10th percentile lands exactly on its highest or lowest ZIP code, so a single ZIP is carrying the p90/p10 figure — the p75/p25 measure is the better read here. See the full ranking and how it was measured →
A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.