Lake Havasu City-Kingman, AZ: 2-bedroom payment standards across 30 ZIP codes
HUD's FY2026 Small Area Fair Market Rents for Lake Havasu City-Kingman, AZ MSA range from $1,230 to $1,870 for a 2-bedroom. The 90th-percentile ZIP code runs 1.26× the 10th — a gap of $336 a month — which ranks 189th widest of the 247 HUD metro areas we compare.
median 2-bedroom SAFMR across the area's 30 ZIP codes. Where a housing authority sets a single metro-wide standard, it could reach $1,507 at 110%.
monthly gap between the 90th- and 10th-percentile ZIP code ($1,304 to $1,640).
of the area's ZIP codes (6 of 30) sit above $1,507 — 110% of the area median.
Highest-rent ZIP codes in Lake Havasu City-Kingman, AZ
Every ZIP code, ranked
The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median — where a housing authority sets a single area-wide standard, those sit above the highest ceiling basic policy reaches.
| # | ZIP code | 2 BR SAFMR ▾ | Payment standard (90–110%) | vs area median |
|---|---|---|---|---|
| 1 | 86022 | $1,870 | $1,683–$2,057 | above 110% |
| 2 | 86404 | $1,810 | $1,629–$1,991 | above 110% |
| 3 | 86021 | $1,640 | $1,476–$1,804 | above 110% |
| 4 | 86406 | $1,640 | $1,476–$1,804 | above 110% |
| 5 | 86432 | $1,560 | $1,404–$1,716 | above 110% |
| 6 | 86438 | $1,550 | $1,395–$1,705 | above 110% |
| 7 | 86436 | $1,460 | $1,314–$1,606 | 107% |
| 8 | 86403 | $1,430 | $1,287–$1,573 | 104% |
| 9 | 86401 | $1,400 | $1,260–$1,540 | 102% |
| 10 | 86440 | $1,380 | $1,242–$1,518 | 101% |
| 11 | 86402 | $1,370 | $1,233–$1,507 | 100% |
| 12 | 86405 | $1,370 | $1,233–$1,507 | 100% |
| 13 | 86427 | $1,370 | $1,233–$1,507 | 100% |
| 14 | 86430 | $1,370 | $1,233–$1,507 | 100% |
| 15 | 86439 | $1,370 | $1,233–$1,507 | 100% |
| 16 | 86441 | $1,370 | $1,233–$1,507 | 100% |
| 17 | 86443 | $1,370 | $1,233–$1,507 | 100% |
| 18 | 86445 | $1,370 | $1,233–$1,507 | 100% |
| 19 | 86446 | $1,370 | $1,233–$1,507 | 100% |
| 20 | 85360 | $1,340 | $1,206–$1,474 | 98% |
| 21 | 86429 | $1,340 | $1,206–$1,474 | 98% |
| 22 | 86433 | $1,340 | $1,206–$1,474 | 98% |
| 23 | 86411 | $1,330 | $1,197–$1,463 | 97% |
| 24 | 86413 | $1,320 | $1,188–$1,452 | 96% |
| 25 | 86431 | $1,320 | $1,188–$1,452 | 96% |
| 26 | 86426 | $1,310 | $1,179–$1,441 | 96% |
| 27 | 86442 | $1,310 | $1,179–$1,441 | 96% |
| 28 | 86437 | $1,250 | $1,125–$1,375 | 91% |
| 29 | 86444 | $1,240 | $1,116–$1,364 | 91% |
| 30 | 86409 | $1,230 | $1,107–$1,353 | 90% |
How Lake Havasu City-Kingman, AZ compares
Its internal spread of 1.26× (p90 ÷ p10) ranks 189 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.07×. See the full ranking and how it was measured →
A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.