Kingston, NY: 2-bedroom payment standards across 48 ZIP codes

HUD's FY2026 Small Area Fair Market Rents for Kingston, NY MSA range from $1,620 to $2,590 for a 2-bedroom. The 90th-percentile ZIP code runs 1.33× the 10th — a gap of $539 a month — which ranks 147th widest of the 247 HUD metro areas we compare.

ZIP-level standards are optional here. Kingston, NY is not one of HUD's 65 designated Small Area FMR areas, so a housing authority may set one payment standard for the whole area, or adopt ZIP-level exception standards of up to 110% of a ZIP's published SAFMR. Where a single area-wide standard is used, the 15 ZIP codes below marked "above 110%" sit above the highest ceiling that basic policy reaches. Confirm what applies with the PHA that issued the voucher.

$1,820

median 2-bedroom SAFMR across the area's 48 ZIP codes. Where a housing authority sets a single metro-wide standard, it could reach $2,002 at 110%.

$539

monthly gap between the 90th- and 10th-percentile ZIP code ($1,620 to $2,159).

31.3%

of the area's ZIP codes (15 of 48) sit above $2,002 — 110% of the area median.

Highest-rent ZIP codes in Kingston, NY

2 BR Small Area FMR area median across all 48 ZIPs

Every ZIP code, ranked

The payment-standard column is HUD's published 90–110% band for that ZIP code — the range a housing authority may adopt without HUD approval. Your PHA sets the exact figure. The final column compares each ZIP to the area median; ZIP codes marked above 110% exceed 110% of that median — where a housing authority sets a single area-wide standard, those sit above the highest ceiling basic policy reaches.

Filter by ZIP code

Showing 48 of 48 ZIP codes

#	ZIP code	2 BR SAFMR ▾	Payment standard (90–110%)	vs area median
1	12547	$2,590	$2,331–$2,849	above 110%
2	12486	$2,380	$2,142–$2,618	above 110%
3	12528	$2,240	$2,016–$2,464	above 110%
4	12493	$2,210	$1,989–$2,431	above 110%
5	12498	$2,180	$1,962–$2,398	above 110%
6	12471	$2,150	$1,935–$2,365	above 110%
7	12433	$2,140	$1,926–$2,354	above 110%
8	12449	$2,120	$1,908–$2,332	above 110%
9	12561	$2,120	$1,908–$2,332	above 110%
10	12466	$2,100	$1,890–$2,310	above 110%
11	12548	$2,090	$1,881–$2,299	above 110%
12	12475	$2,080	$1,872–$2,288	above 110%
13	12409	$2,030	$1,827–$2,233	above 110%
14	12429	$2,010	$1,809–$2,211	above 110%
15	12487	$2,010	$1,809–$2,211	above 110%
16	12417	$1,990	$1,791–$2,189	109%
17	12457	$1,960	$1,764–$2,156	108%
18	12419	$1,950	$1,755–$2,145	107%
19	12525	$1,940	$1,746–$2,134	107%
20	12440	$1,890	$1,701–$2,079	104%
21	12491	$1,890	$1,701–$2,079	104%
22	12401	$1,870	$1,683–$2,057	103%
23	12412	$1,870	$1,683–$2,057	103%
24	12402	$1,820	$1,638–$2,002	100%
25	12410	$1,820	$1,638–$2,002	100%
26	12416	$1,820	$1,638–$2,002	100%
27	12448	$1,820	$1,638–$2,002	100%
28	12481	$1,820	$1,638–$2,002	100%
29	12490	$1,820	$1,638–$2,002	100%
30	12495	$1,820	$1,638–$2,002	100%
31	12568	$1,820	$1,638–$2,002	100%
32	12588	$1,820	$1,638–$2,002	100%
33	12411	$1,770	$1,593–$1,947	97%
34	12484	$1,750	$1,575–$1,925	96%
35	12420	$1,720	$1,548–$1,892	95%
36	12443	$1,720	$1,548–$1,892	95%
37	12432	$1,680	$1,512–$1,848	92%
38	12453	$1,680	$1,512–$1,848	92%
39	12456	$1,680	$1,512–$1,848	92%
40	12464	$1,680	$1,512–$1,848	92%
41	12404	$1,620	$1,458–$1,782	89%
42	12428	$1,620	$1,458–$1,782	89%
43	12446	$1,620	$1,458–$1,782	89%
44	12461	$1,620	$1,458–$1,782	89%
45	12472	$1,620	$1,458–$1,782	89%
46	12489	$1,620	$1,458–$1,782	89%
47	12494	$1,620	$1,458–$1,782	89%
48	12515	$1,620	$1,458–$1,782	89%

Heads up: The figure above is the HUD Fair Market Rent. Your local Public Housing Authority (PHA) sets the actual payment standard — usually between 90% and 110% of it — so confirm your exact amount with the PHA that issued the voucher.

How Kingston, NY compares

Its internal spread of 1.33× (p90 ÷ p10) ranks 147 of 247 HUD metro FMR areas, against a median of 1.37× and a national high of 1.77×. On the steadier p75 ÷ p25 measure it is 1.19×. Note that this area's 90th or 10th percentile lands exactly on its highest or lowest ZIP code, so a single ZIP is carrying the p90/p10 figure — the p75/p25 measure is the better read here. See the full ranking and how it was measured →

A note on what this does not mean: a higher payment standard does not increase the assistance a household receives. It raises the ceiling on the rent a voucher can cover, while the household still pays roughly 30% of adjusted income. Figures are ZIP-weighted, not renter-weighted, and rest on 2019–2023 American Community Survey data trended forward.

This page shows official HUD Fair Market Rent data for general educational use — it is not legal, financial, or housing advice, and is not a guarantee of any voucher amount. Your local Public Housing Authority sets the actual payment standard and approves rents. Always confirm with your PHA and the official HUD FMR data.

Check a rent against a ZIP code → All 247 metro areas →